Real estate-secured loan for any purpose from Alfa-Bank

a loan amount from 1 to 15 million RUB for a term of 1 to 10 years. The loan interest rate can range from 4% to 26.1% per annum. The bank determines the overpayment amount for each borrower on an individual basis. 

An amount of up to 15 million RUB is available only if the borrower confirms their income. Without additional documents, the maximum loan amount is 10 million RUB.

Alfa-Bank borrowers have access to full or partial early loan repayment. In order to close the loan earlier than the date established by the contract, it is necessary to notify the lender of your intention in advance, pay the principal amount of the debt and the interest accrued for the actual period of using the funds.

In case of untimely payment of the monthly installment, Alfa-Bank charges a penalty of 0.06% per day on the overdue principal and accrued interest.

Borrowers who meet the following requirements can get a property-secured loan from Alfa-Bank:

• are citizens of the Russian Federation;
• aged 21 or older at the time of loan application;
• have continuous work experience at their current job for at least three months.

To get a property-backed loan, you only need to provide a Russian Federation passport. At the same time, the bank reserves the right to request additional documents confirming income and employment.

Loan funds can only be received onto a debit card and bank account opened with Alfa-Bank.

The bank automatically debits monthly payments from the account opened with it. You can top it up in the following ways:

• by transfer between your own accounts opened at Alfa-Bank;
• by transfer from cards of other banks;
• in cash through Alfa-Bank ATMs;
• in cash through MTS Bank and UBRD ATMs;
• in cash through Alfa-Bank cash desks.

Abbreviated name: JSC “Alfa-Bank”

Tax ID (INN): 7728168971

BIC: 044525593

KPP: 770801001

Correspondent account: 30101810200000000593

OGRN: 1027700067328