PROFI CREDIT
About the loan
PROFI CREDIT MFO is a microfinance company that specializes in issuing short-term and long-term microloans to individuals. The organization started its operations back in 2013 and during this time has managed to establish itself as a reliable borrower. Today, clients can get up to 400,000 RUB here for a period of up to 36 months.
Terms
Borrowers who apply to the microfinance organization PROFI CREDIT for the first time can get from 10,000 to 90,000 RUB here for a period of 6 to 12 months. From the second application to the company, up to 100,000 RUB is available, also for a period of 6 to 12 months. In addition, at PROFI CREDIT MFO you can take out a microloan secured by a vehicle for an amount from 100,000 to 400,000 RUB for a period of 24 to 36 months. In any case, the interest rate does not exceed 0.8% per day or 292% per annum.
PROFI CREDIT MFO provides the option of early repayment of the microloan. To repay the loan ahead of the schedule established by the payment plan, you must pay the principal amount and interest for the actual period of using the money. You can get information on the exact debt amount in your personal account on the company's website or by calling 8 (800) 770-01-73.
In addition, it is necessary to notify the lender of the intention to repay the microloan ahead of schedule. This must be done no later than 5 calendar days before paying off the loan.
Loan extension is not available at the microfinance organization.
If the borrower fails to repay the debt on time, the microfinance organization "PROFI CREDIT" charges a penalty of 20% per annum for each day of delay. For example, if a client took out 15,000 RUB and did not return it on time, the microfinance company will charge 8.22 RUB for each day of non-payment plus accrued interest.
Borrowers who meet the following requirements can obtain a loan from the microfinance organization "PROFI CREDIT":
- are citizens of the Russian Federation;
- have permanent registration and place of residence in the region where the bank is present;
- aged 24 to 70 years old;
- have continuous employment experience at their last job of at least three months, with a total work experience of at least one year;
- have a regular source of income.
To apply for a microloan at the microcredit organization, you must provide a passport of a citizen of the Russian Federation and a pension certificate or a certificate from the Pension Fund of Russia for pensioners. In addition, you will need a debit or credit card from any bank with a positive balance and a device with internet access.
Microloans can only be received on a MIR, Visa, or MasterCard bank card.
You can repay the microloan using one of the methods listed below:
- via a Mir, Visa, or Mastercard bank card — enter your card details in your personal account, and the required amount will be debited on the payment date;
- via bank account details: in your internet bank or mobile app, you will need to enter the MFI's details, the contract number, and the payment amount;
- at Elecsnet terminals — you will need to select the microfinance organization in the menu, specify the contract number, and the payment amount;
- at Sberbank ATMs and through Sberbank Online — you will also need to select the microfinance organization in the menu, specify the agreement number and the payment amount;
- at the branches of the Zolotaya Korona money transfer system — you will need to state the agreement number and the payment amount.
Bank: Branch "SEVERNAYA STOLITSA" CJSC "RAIFFEISENBANK"
Recipient: LLC MKK "PROFIREAL"
Tax status: 7838492459
BIC: 044030723
KPP: 781001001
Current account: 40702810703200479930
Correspondent account: 30101810100000000723
OGRN: 1137847255765
How to apply
You can apply for a microloan in several ways: at a "PROFI CREDIT" microfinance organization office, by calling the hotline at 8 (800) 775-99-77, or on the microfinance organization's website. To apply for a loan online, you need to:
- indicate the desired loan amount, name, mobile phone number, and city of residence on the main page of the website;
- check the box and click the "Get Money" button.

After filling out the application, you must wait for a call from a microfinance organization specialist to proceed with the loan processing.
Rates
via bank account details;
at Eleksnet terminals;
at Sberbank ATMs and via SberBank Online;
at the branches of the Zolotaya Korona money transfer system
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