PROFI CREDIT

Profi Credit
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95
20
Microloan amount
Microloan amount
400000 ₽
Rate, %
Rate, %
From 0 %
Age
Age
From 24 years
Credit history
Credit history
Any
Microloan term
Microloan term
up to 1,095 days
Decision
Decision
From 2 min
PROFI CREDIT
Apply now
Updated: 01.11.2024

About the loan

PROFI CREDIT MFO is a microfinance company that specializes in issuing short-term and long-term microloans to individuals. The organization started its operations back in 2013 and during this time has managed to establish itself as a reliable borrower. Today, clients can get up to 400,000 RUB here for a period of up to 36 months.

Terms

Borrowers who apply to the microfinance organization PROFI CREDIT for the first time can get from 10,000 to 90,000 RUB here for a period of 6 to 12 months. From the second application to the company, up to 100,000 RUB is available, also for a period of 6 to 12 months. In addition, at PROFI CREDIT MFO you can take out a microloan secured by a vehicle for an amount from 100,000 to 400,000 RUB for a period of 24 to 36 months. In any case, the interest rate does not exceed 0.8% per day or 292% per annum.

PROFI CREDIT MFO provides the option of early repayment of the microloan. To repay the loan ahead of the schedule established by the payment plan, you must pay the principal amount and interest for the actual period of using the money. You can get information on the exact debt amount in your personal account on the company's website or by calling 8 (800) 770-01-73.

In addition, it is necessary to notify the lender of the intention to repay the microloan ahead of schedule. This must be done no later than 5 calendar days before paying off the loan.

Loan extension is not available at the microfinance organization.

If the borrower fails to repay the debt on time, the microfinance organization "PROFI CREDIT" charges a penalty of 20% per annum for each day of delay. For example, if a client took out 15,000 RUB and did not return it on time, the microfinance company will charge 8.22 RUB for each day of non-payment plus accrued interest.

Borrowers who meet the following requirements can obtain a loan from the microfinance organization "PROFI CREDIT":

  • are citizens of the Russian Federation;
  • have permanent registration and place of residence in the region where the bank is present;
  • aged 24 to 70 years old;
  • have continuous employment experience at their last job of at least three months, with a total work experience of at least one year;
  • have a regular source of income.

To apply for a microloan at the microcredit organization, you must provide a passport of a citizen of the Russian Federation and a pension certificate or a certificate from the Pension Fund of Russia for pensioners. In addition, you will need a debit or credit card from any bank with a positive balance and a device with internet access.

Microloans can only be received on a MIR, Visa, or MasterCard bank card.

You can repay the microloan using one of the methods listed below:

  • via a Mir, Visa, or Mastercard bank card — enter your card details in your personal account, and the required amount will be debited on the payment date;
  • via bank account details: in your internet bank or mobile app, you will need to enter the MFI's details, the contract number, and the payment amount;
  • at Elecsnet terminals — you will need to select the microfinance organization in the menu, specify the contract number, and the payment amount;
  • at Sberbank ATMs and through Sberbank Online — you will also need to select the microfinance organization in the menu, specify the agreement number and the payment amount;
  • at the branches of the Zolotaya Korona money transfer system — you will need to state the agreement number and the payment amount.

Bank: Branch "SEVERNAYA STOLITSA" CJSC "RAIFFEISENBANK"

Recipient: LLC MKK "PROFIREAL"

Tax status: 7838492459 

BIC: 044030723

KPP: 781001001

Current account: 40702810703200479930

Correspondent account: 30101810100000000723

OGRN: 1137847255765

How to apply

You can apply for a microloan in several ways: at a "PROFI CREDIT" microfinance organization office, by calling the hotline at 8 (800) 775-99-77, or on the microfinance organization's website. To apply for a loan online, you need to:

  • indicate the desired loan amount, name, mobile phone number, and city of residence on the main page of the website;
  • check the box and click the "Get Money" button.

 

Loan at Profi Credit step 1

After filling out the application, you must wait for a call from a microfinance organization specialist to proceed with the loan processing. 

Rates

Amount
From 10,000 to 400,000 RUB
Term
From 6 to 36 months
Interest rate
Up to 0.8% per day
First loan
From 10 000 to 90 000 for a term from 6 to 12 months up to 0.8% per day
Penalty for missed payment
20% per annum for each day of delay
Application
Online
Disbursement
To MIR, Visa, or MasterCard bank card
Repayment
From a Mir, Visa, or MasterCard bank card;
via bank account details;
at Eleksnet terminals;
at Sberbank ATMs and via SberBank Online;
at the branches of the Zolotaya Korona money transfer system
Borrower's age
From 24 years
Income verification
Not required
Collateral
Required
Credit history
Any

Calculator

Credit card calculator
Credit limit
Term / month
Rate
Loan amount
8 000 000
Overpayment
1 000 000
Total payment amount
9 000 000
Loan maturity
15.05.2022
Monthly payments
500 000

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Customer reviews

Leave a review
StarlightStalker
StarlightStalker
Guest
Profi Credit
Oh, well, just the other day I found myself in a situation where I urgently needed money. My husband is on sick leave, and the children need shoes. I took out a loan with PROFI CREDIT. The loan amount was impressive, they offer up to 300 thousand rubles. The requirements for borrowers are simple, all documents were at hand. The loan extension options are also pleasing, if anything, you can extend it. In general, thank you so much, you saved me!
Svetlana Belomestnova
Svetlana Belomestnova
Guest
Profi Credit
I took out a loan, everything happened quickly and without problems. Applying online made the process easier. The loan amount suited me quite well. I will definitely apply again if needed. Very grateful for the help!
M00nstruckM@gic
M00nstruckM@gic
Guest
Profi Credit
Recently took a loan from a company called PROFI CREDIT. For the amount of 20 thousand, at a low interest rate, for 2 months. All issuance terms were transparent, without any hidden commissions or pitfalls. I liked the flexible repayment terms, you can even extend the loan if anything. Service is top-notch, submitted the application online, got a quick response. The borrower requirements are also fine, no unnecessary red tape. Plus, money can be received in various ways, it came to my card. Overall, everything is not bad, but there are downsides - it's still a microloan, and the repayment schedule is quite rigid. But otherwise, the organization is quite reliable, I recommend it.
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