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About the loan
“Credit2day” is a relatively new microfinance company registered in 2021. Even in such a short time, the company has established itself as a reliable lender. Today, it offers small payday loans transferred to a card, up to 30,000 RUB for a term of up to 30 days.
Terms
As with any microfinance company, early repayment of a microloan is available. To close the debt ahead of schedule, you need to repay the principal amount and the interest accrued for the days you used the borrowed funds.
Loan extension is also available in this microfinance organization. To extend the microloan, it is enough to simply pay the interest accrued for the days of using the borrowed funds, while the principal debt will be transferred to a new term.
If a borrower fails to repay the microloan on time and defaults, the lender charges a penalty at a rate of 20% per annum. For example, if a person takes out a microloan of 7,000 RUB and fails to repay it on time, they must pay a daily late fee of 3.836 RUB plus accrued interest.
Borrowers who meet the following requirements can get a microloan here:
- Russian citizenship;
- between 18 and 80 years of age.
To get a microloan, it is enough to provide only a passport of a citizen of the Russian Federation.
Today, funds from the MFI “Credit2day” can only be received via transfer to a personalized MIR, Visa, or Mastercard bank card.
You can repay the debt to the microcredit company in the following ways:
- via a Mir, Visa, or Mastercard bank card — enter your card details in your personal account, and the required amount will be debited on the payment date;
- via bank account details: in your internet bank or mobile app, you will need to enter the MFI's details, the contract number, and the payment amount;
- via QR code — scan the QR code on the MFI website via the link https://credit2day.ru/payback_auto_vepay.
Bank: SOUTHERN BRANCH OF PJSC BANK “FC OTKRITIE”
Beneficiary: LLC “MCC STEPMANY”
Tax ID (INN): 6162085714
BIC: 046015061
KPP: 616201001
Checking account: 40701810003300000082
Correspondent account: 30101810560150000061
OGRN: 1216100007826
How to apply
You can apply for a microloan only online, on the official website of the MFI. To do this, you need to follow these steps:
- on the microfinance organization's homepage, select the required loan amount and term, and click the “Get a loan” button;
- enter your last name, first name, patronymic, date of birth, gender, mobile phone number, and email address, then click the “Next” button;
- enter your passport details, registration address, and actual residential address, then click the “Next” button;
- specify your status, marital status, education, income, loan purpose, credit obligations, contact persons, and employment, enter your SNILS and INN, and click the “Next” button;
- enter the confirmation code from the SMS message and click the “Next” button.
After filling out a short application form, the borrower needs to provide bank card details and undergo identity verification.
Rates
via bank account details; via QR code
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Microloan amount100 000 ₽
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Microloan termup to 365 days
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Rate, %from 0 %
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Credit historyAny
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