5 best microloans with poor credit history in 2024

loan amount — from 3 thousand to 30 thousand RUB; loan term — from 7 to 30 days; interest rate — from 0% to 1% per day.

Sravnim24 editorial team
Imil Tkarev

Contents

5 MFIs That Do Not Check Credit History in 2024

5 Best Microloans with Bad Credit History in 2022

Name of the microfinance organization	Loan amount	Loan term	Interest rate
Web-zaim	from 3 to 30 thousand rubles	from 7 to 30 days	from 0% to 0.8% per day
Ezaem	from 3 to 55 thousand rubles	from 5 to 168 days	from 0% to 0.8% per day
Dengi Srazu	from 1,000 to 30,000 RUB	from 1 to 30 days	up to 0.8% per day
MigCredit	from 3,000 to 100,000 RUB	from 3 days to 52 weeks	from 0% to 0.8% per day
eKapusta	from 100 RUB to 30,000 RUB	from 7 to 21 days	from 0% to 0.8% per day

Web-zaim

loan amount—from 3,000 to 30,000 RUB;
loan term—from 7 to 30 days;
interest rate — from 0% to 0.8% per day.

Web-Zajm has a special offer for new customers allowing them to take out their first loan at 0% per annum. To do this, they need to submit an application for an amount ranging from 3 thousand to 30 thousand RUB for a term of up to 30 days.

Web-Zajm imposes the following requirements on its borrowers:

hold citizenship of the Russian Federation;
age 18 and older.

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Ezaem

loan amount — from 2 thousand to 55 thousand RUB;
loan term ranges from 5 to 168 days;
interest rate — from 0% to 0.8% per day.

Here, new borrowers can also take out their first loan without overpayment. To do this, they need to apply for an amount from 3 thousand to 15 thousand RUB for a term of 5 to 35 days. For regular customers, the interest rate can reach 0.8% per day.

Ezaem imposes the following requirements on its borrowers:

hold citizenship of the Russian Federation;
permanent or temporary registration, as well as a place of residence in Russia;
age from 18 to 65 years;
having a steady source of income.

Dengi Srazu

loan amount: from 1 to 30 thousand RUB;
loan term: from 1 to 30 days;
interest rate: up to 0.8% per day.

Dengi Srazu does not have special offers for new borrowers — all customers enjoy absolutely equal conditions.

Dengi Srazu imposes the following requirements on its borrowers:

hold citizenship of the Russian Federation;
having permanent registration within Russia;
age 18 and older.

MigCredit

loan amount: from 3 to 100 thousand RUB;
loan term: from 3 days to 52 weeks;
interest rate — from 0% to 0.8% per day.

MigCredit has a promotion for new customers where they can also take out a loan at 0% per day. To do this, they need to apply for an amount from 3 thousand to 14 thousand RUB for a term of 21 days. For regular customers, the overpayment can reach 0.8% per day.

MigCredit imposes the following requirements on its borrowers:

hold citizenship of the Russian Federation;
having permanent registration within Russia;
age 21 and older.

eKapusta

loan amount—from 100 to 30,000 RUB;
loan term—from 7 to 21 days;
interest rate — from 0% to 0.8% per day.

Here, it is also possible to get the first loan at 0% per annum. To do this, new customers need to submit an application for an amount from 100 RUB to 30 thousand for a term of 7 to 21 days. For regular borrowers, the loan terms are exactly the same, but the interest rate can reach 0.8% per day.

eKapusta imposes the following requirements on its borrowers:

hold citizenship of the Russian Federation;
age 18 and older.

Let's summarize. Almost all microfinance organizations offer more attractive terms to new borrowers than to regular ones, specifically the first loan at a percentage per day. We did not specify the necessary documents for obtaining money in the descriptions because in almost all cases the minimum package includes a passport of a citizen of the Russian Federation and SNILS.