UBBR cash loan
About the loan
When unforeseen situations arise and you urgently need money, there are only three options: use your savings, turn to loved ones for help, or take out a consumer bank loan. If you find yourself in a difficult situation, you can apply for a loan with UBRiR. The bank currently offers very favorable lending terms.
Terms
At UBRiR, you can take out a consumer cash loan. The available amount currently ranges from 200,000 to 5,000,000 RUB. You can get it for a term of 3 to 10 years.
The minimum interest rate on a consumer loan is 20% per annum, and the maximum is 34.5% per annum. The bank determines the overpayment for each client individually.
At UBRiR, as with any other bank, full or partial early loan repayment is available. You can make an early payment toward the debt in the mobile app or at any branch of the financial institution.
If you fail to make your monthly payment on time, the bank charges a penalty. Its amount is 20% per annum of the overdue debt amount. In addition, the lending institution reports the incident to the Credit History Bureau.
Even the most minor delinquency can cause credit history damage.
The lending institution does not impose special requirements on its borrowers. You can get a consumer loan from UBRiR if you meet the following criteria:
- Russian citizenship;
- with permanent registration in the Russian Federation;
- aged from 19 to 75 years;
- with a work record at the last place of employment of 3 months or more for individuals and 12 months or more for sole proprietors;
- with a monthly income starting from 19,242 RUB;
- with no overdue debts on current loans.
If you are a payroll client of UBRD, you will only need a Russian internal passport to apply for a loan. If you are not a payroll client, you will also need to provide a document confirming your income. This can be: a 2-NDFL income statement, a bank-format income statement, or a SNILS.
The bank credits the consumer loan to its own debit card. You can pick it up at a branch of the credit institution or have it delivered to your home by a courier.
Monthly payments are automatically deducted from the card to which the loan funds were credited. You can top up the debit card in any convenient way:
- by transfer between your own accounts opened with UBRD;
- by transfer from cards of other banks;
- in cash via UBRD ATMs;
- in cash through ATMs of other banks;
- in cash through UBRD cash desks.
Shortened name: PJSC CB "UBRD"
Tax ID (INN): 6608008004
BIC: 046577795
KPP: 667101001
Correspondent account: 30101810900000000795
OGRN: 1026600000350
How to apply
The easiest way to apply for a loan is to submit an application on the official website of the credit institution. To do this, you need to:
- On the consumer loan application page, click the "Calculate" button.
- Specify the desired loan amount and term, mobile phone number, last name, first name and patronymic, date of birth, and email address.
- Check the box.
- Click the "Next" button.
- Authorize via Gosuslugi.
- Verify the entered information.
- Specify your marital status and an additional phone number.
- Click the "Next" button.
- Provide information about your place of work and income.
- Click the "Next" button.
- Enter the confirmation code from the text message.
If you are unable to fill out the application by authorizing via Gosuslugi, you can only apply for a loan at an office of the financial institution.
Rates
by transfer from cards of other banks;
in cash via UBRD ATMs;
in cash through ATMs of other banks;
in cash through UBRD cash desks.
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