Home / Journal

Financial articles

Clear guides to microloans, cards, loans, banks and financial services.

622 articles in the journal
Property pledge
03.12.2022

Collateral property

Collateral property, in our case an apartment, acts as a guarantor when taking out a large loan. Contrary to popular belief, it remains owned precisely...

Refinancing
03.12.2022

Loan refinancing

Another name for refinancing is re-lending. That is, it is a service provided by a bank that allows a borrower to pay off old loans in any currency with...

Suretyship
03.12.2022

Loan suretyship

According to Article 361 of the Civil Code of the Russian Federation, when concluding a surety agreement, the guarantor assumes responsibility for the full or partial payment of debt on...

Loan repayment using maternity capital
03.12.2022

Can a loan be paid using maternity capital?

The purpose of maternity capital in Russia is regulated by Federal Law No. 256-FZ "On Additional Measures of State Support for Families with Children." According to it, to receive additional support...

Cons of bankruptcy
03.12.2022

Cons of individual bankruptcy

The procedure for individual bankruptcy is fully regulated by Federal Law No. 127-FZ of October 26, 2002, "On Insolvency (Bankruptcy)." In essence, this procedure officially...

Bank statement
03.12.2022

Bank account statement and its purpose

An account statement is a document containing information about all transactions on the account, the time they were made, and the transaction amount. The fact that the bank...

Differentiated payments
03.12.2022

Annuity and differentiated loan payments

An annuity payment is the most common payment type among modern loans. Initially, it was created to make it more convenient for the borrower to repay loans,...

Preferential mortgage
03.12.2022

Preferential mortgage

The very name of family mortgage implies that only families raising two or more children can receive this benefit. Moreover, the second or...

Individual bankruptcy
03.12.2022

Individual bankruptcy

The procedure for individual bankruptcy is fully regulated by Federal Law No. 127-FZ of October 26, 2002, "On Insolvency (Bankruptcy)." In essence, this procedure officially...

1 37 38 39 40 41 52
best offers gift