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Financial articles

Clear guides to microloans, cards, loans, banks and financial services.

622 articles in the journal
Black list
03.12.2022

Credit defaulters black list

Credit history should be checked once a year, but the majority of Russian citizens ignore this advice. Therefore, situations arise when an applicant applies for...

Personal account
03.12.2022

What is a personal account

Dealing with financial and accounting terms is very difficult. Therefore, people who encounter expressions like personal account and settlement account do not quite...

KPP
03.12.2022

What is KPP

BIC, INN, and KPP are components of banking details that must be entered when transferring money to a bank account. While BIC stands for Bank Identification Code,...

Sberbank Online on your phone
03.12.2022

Sberbank authorization code

The Sberbank authorization code is a 6-digit numerical value, for example, 292558. It has nothing to do with the client code,...

ESMS
03.12.2022

ESMS

You can activate the electronic alert system in several ways of your choice: with the help of employees at a bank branch, via the hotline, or independently...

IPGU
03.12.2022

IPGU

The abbreviation IPGU stands for individual recipient of state services. It can be used if an individual or legal entity does not have a UIN...

Sber branch
03.12.2022

Deposits at Sberbank

Sberbank has developed several programs available to all individuals. This means that deposit terms do not impose severe restrictions. Among them are the "Sokhranyay" deposits,…

Visa and Mastercard
03.12.2022

Bank card index

A bank card postal code is a code that encodes the cardholder's residential address. Russian online stores very rarely require this detail when making purchases,...

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