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Bystrokarta credit card from Bystrodengi

Mastercard
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1108
14
Credit limit
Credit limit
100 000 ₽
Rate, %
Rate, %
from 0.87 %
Cost
Cost
from 0 RUB
Interest-free
Interest-free
Any
Cashback
Cashback
10%
Decision
Decision
From 2 min
Bystrokarta credit card from Bystrodengi
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Updated: 14.10.2024

About the card

Review of the Bystrokarta for loans from Bystrodengi MFO

If you have despaired of finding a bank that will approve your loan, then the most profitable solution at this stage will be applying for the "Bystrokarta" for Bystrodengi loans. The microfinance company is one of the leaders in Russia, being the first to put card products into practice by placing borrowed funds on a card for borrowers on favorable terms.

The "Bystrokarta" loan is intended both for online store transactions and for paying for purchases. According to the marketing policy of Bystrodengi MFC (LLC), two different programs will be provided for the credit card: short-term and long-term. In Russia, this is the first credit card from an MFO that has become an equal participant in lending alongside banking organizations.

Lending terms for Bystrodengi loans from "Bystrodengi"

Please note that if you have never applied for a loan on the Bystrokarta, a preferential grace period will be available to you for the first 3 days. This means that within 3 days you can withdraw cash and return it without any commission charges. Starting from the 4th day, the interest rate comes into effect. Today, it is 0.87% per day.

 

 

Tariff plans
Short-term Long-term
Up to 30,000 RUB Up to 100,000 RUB
For a period of 30 days For a period of 180 days
Payment on the last day Payment twice every 30 days
Extension is permitted Early repayment is possible
Early repayment is possible No collateral

 

Bystrokarta is available to both students and pensioners. It is enough for you to fill out an application form, and information about the approval of the microcredit line will arrive within a few minutes. Depending on your social status, the MFO may reduce the interest rate on terms favorable to you.

First-time applicants to the Bystrodengi MFO can get a microloan at 0% for 30 days. The terms of the promotion must be checked on the operator's website.

Loan extension for a period of 7 to 30 days is permitted.

Terms

It is important to remember that the credit card is available only to those borrowers who simultaneously have registration and a place of work in the same region where the office of Bystrodengi MFC LLC is located. After approval, the card can be picked up at the office or ordered via courier delivery (up to 70 km).

The microfinance organization issues the Bystrokarta with a loan from "Bystrodengi" to students, employed individuals, and pensioners. An individual microcrediting program will be selected for each social category of the borrower.

Income confirmation is a mandatory condition for issuing the "Bystrokarta". A working borrower provides data on wages, a student on the accrual of a scholarship, and a pensioner on the accrual of a pension from the Pension Fund. These schemes are considered as a source of income for the borrower.

  • Russian citizenship is mandatory.
  • Borrower age criteria: from 18 to 75 years old.
  • Official employment in the region where the Bystrodengi office is located is required.
  • Working applicants must provide income information.
  • Pensioners must provide a retirement certificate.
  • Individual entrepreneurs must provide a certificate of state registration as an IE.

You can apply online for a Bystrokarta and Bystrodengi loan from the comfort of your home using our credit card matching service. Please note that Bystrodengi offices are located in many cities across Russia. You can check the microfinance company's website to confirm if your city is listed among the regions where Bystrokarta is available.

  • Review the offer from the microfinance organization Bystrodengi on our website and follow the link to the application page.
  • Check the microfinance company's website to ensure your city is included in the Bystrokarta delivery list.
  • After your application is approved, an appointment will be scheduled at a Bystrodengi branch.
  • Once all details are agreed upon, you can pick up the credit card at the office itself, or it can be delivered to you by a courier from the microcredit company.

Courier delivery is not available in all regions where a Bystrodengi MFO office is located.

As part of our marketing campaign, you can get an additional 300 RUB if a friend applies using your referral link. Activate the option, invite a friend, and earn extra together with Bystrokarta.

If you do not manage to repay the loan on your credit card on time, you can use the loan extension program. You can extend the agreement for a period of 7 to 30 days by paying only the interest for the previous period. This way, you can maintain your reputation as a reliable borrower and avoid negative records in the Credit History Bureau.

You can repay the loan at the company's office, via electronic terminals, in your personal account, or by card account details.

Rates

Payment instrument
Mastercard
Card type
Standard
Card validity period
36 months
Maximum credit limit
100,000 RUB
Minimum approved amount
1,000 RUB
Interest rates
From 0.87% per day (no more than 365% per annum)
Annual credit card maintenance fee
Free
Grace period
3 days (up to 30 days possible for new clients)
Cash withdrawal terms
Up to 3,000 RUB – 150 RUB. Over 3,000 RUB – 0 RUB
Minimum required payment
According to the schedule, but not less than 100 RUB.
Loyalty programs
Not provided, except for 0% for 30 days for newcomers
Application review period
24–60 hours
Card delivery location
At the MFO office or via courier delivery
Borrower's age
From 18 years
3D Secure
Available
Contactless form
No
Mobile app
Yes

Calculator

Credit card calculator
Credit limit
Term / month
Rate
Loan amount
8 000 000
Overpayment
1 000 000
Total payment amount
9 000 000
Loan maturity
15.05.2022
Monthly payments
500 000

Answers to questions

How long does the MFO take to review my application?

Online applications are reviewed within 2 minutes

How will I find out the approval results of my application?

You will receive an SMS notification or an MFO operator will call you and schedule

How is the card delivered?

You can pick up the card at the Bystrodengi office; courier delivery is available in some cities

How does card activation take place?

At the office only, assistance from a courier is possible.

Other offers

Customer reviews

Leave a review
Alexey
Alexey
Guest
Bistrodengi
Probably everyone has been in a situation where they urgently need money and simply have no one to borrow from. That is why I applied for a Bystrokarta at the bank. It has a minimum interest rate that is easy to pay off, and it is a bank that is a pleasure to deal with. The minimum card limit of 100,000 and fast personal delivery inspire trust in the bank. I use it with pleasure and am grateful to the bank for the cooperation.
Anna
Anna
Guest
Bistrodengi
I got this card for unforeseen needs when my salary runs out. It is very convenient to use, especially when your pockets are empty and you need to buy something. I repay the loan amount I took out via payment systems. The money is credited instantly, without delays. For me, this is a lifesaver. I recommend it to everyone.
Olga S
Olga S
Guest
Bistrodengi
I took out a payday loan a couple of times at the Bystrodengi MFO, and the third time I was offered a card. I applied for it online, though with the help of a phone consultant. I was offered a choice of delivery by courier or by mail; it was sent to me by mail, and then 35,000 was credited to it. It is convenient to use—you buy the item first, then return the spent amount.
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