The Alfa-Bank 100 Days Without Interest credit card can be issued by individuals who meet the following criteria:

• The applicant must be a citizen of the Russian Federation.
• Age requirement: 18 years or older.
• Must have a net income. Residents of the capital need at least 9,000 RUB. For residents of other regions and rural areas, the requirement is 5,000 RUB.
• A contact phone number is required. Banks prefer landline numbers at the place of residence. Mobile phones are also accepted for card issuance.
• A work phone number is required, whether for the accounting department or HR.
• Permanent registration in cities where Alfa-Bank branches are located. Individuals living near the offices are also eligible for the card.

To apply for the 100 Days Without % Platinum credit card, a package of documents is required. This depends on the chosen application terms. If you are applying under standard terms, a passport and one additional document are sufficient. This can be a driver's license or international passport. A credit or debit card from any Russian bank will also work. You can also provide the bank with a compulsory medical insurance policy, SNILS, or INN certificate.

Please note! To increase your chances of getting the credit card and securing a higher limit, you can provide a 2-NDFL income certificate or a bank-format document. Do you own a car registration certificate for a vehicle no more than 4 years old? That is also a good option. If you crossed the border within the past year, provide documentary proof. 

Salary cardholders only need to provide their primary identity document. Other certificates described in the standard application requirements increase the chances of getting the Platinum 100 Days Without % credit card and are provided optionally.

If the card has a high limit, obtaining it will not be easy. You will not only need to gather certificates, but also wait in line and listen to tedious conversations.

Alfa-Bank offers a simplified application process that takes no more than 5 minutes.

• Follow our link and fill out the credit card application form.
• Select the card type.
• Enter your last name, first name, and patronymic.

Note! If you do not have a patronymic, leave the field blank.

• Provide your mobile phone number and email address.
• Select your region of issuance from the drop-down list.
• Agree to the terms of personal data processing and their transfer to credit history bureaus.
• Enter any other information requested by the financial institution.
• Submit the application to the lender.
• Wait for a decision. It usually arrives as a text message on your mobile phone within 2 minutes.

Alfa-Bank guarantees the security and confidentiality of the provided information and does not transfer data to third parties.

Alfa-Bank offers a range of other card features. For example:

• A credit calculator can help you estimate your potential card limit. To do this, enter your monthly income plus all current payments on other loans. Click the calculate button to get the result.
• You can use the Alfa-Click internet banking service. It allows you to access all information regarding the card product, including transaction history, upcoming mandatory payment deadlines, and more.
• Option to connect the paid Alfa-Check service (59 RUB per month) to receive SMS notifications about card transactions, including withdrawals and remaining balance.
• Cardholders can also purchase insurance policies at preferential rates.

Note! Insurance is an optional service and is not a mandatory requirement for obtaining the 100 Days Without % Platinum credit card. It is issued at the client's discretion.

Should you get the 100 Days Without % Platinum credit card? Reviews from cardholders will help you decide!