Planet Credit Card from T-Bank

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About the card
Review of the Planeta credit card from Tinkoff Bank
Some Russian cities feature popular shopping and entertainment centers (SEC); for example, Novokuznetsk, Saint Petersburg, Novosibirsk, Krasnoyarsk, and Ufa all have a Planeta SEC. This entertainment complex houses everything necessary for shopping and leisure. To conveniently use the SEC's services, Tinkoff offers borrowers the Tinkoff Planeta credit card in Ufa and other cities. By using the credit card, borrowers can not only make purchases and pay for services, but also earn additional cashback of up to 5% per transaction.
Key highlights of the popularity of the Tinkoff Bank Planeta credit card with home delivery PLANETACARD:
- By making purchases at any stores in the Planeta SEC, you can receive a super-cashback of 5%.
- For any purchases at Planeta and the Auchan retail chain, paying with the credit card entitles you to a 2% cashback on each transaction.
- For all transactions outside the Planeta SEC and Auchan network using the PLANETACARD, a 1% cashback is accrued.
- Points are awarded on a 1 ruble to 1 point basis.
- The maximum possible number of points between reporting periods is 6,000.
Using the mobile app, you can exchange points for real money or use them to pay for additional goods and services.
Terms of the Tinkoff Planeta credit card
Before applying for the card, you should check if there is a Planeta SEC in your city, as all loyalty programs are mainly tied to transactions at this shopping and entertainment facility. In addition, the credit card is suitable for regions and cities where the Auchan retail chain is present.
Cities where Planeta SECs are located
- Novokuznetsk.
- Krasnoyarsk.
- Ufa.
Loyalty programs:
- At all retail outlets located in the Planeta SEC in the cities mentioned above, earn a 5% cashback.
- At all Auchan retail stores, receive a 2% cashback.
- At all other stores, a 1% cashback.
Please note that card points can be used to pay for purchases at the Planeta SEC for a total receipt amount exceeding 500 RUB, including covering 100% of the item's cost.
Terms
Please note that after receiving the Tinkoff Planeta credit card, the renewal of the grace period can only be determined after you pay off the previous debt. The card features a revolving period. Currently, the grace period is 55 days from the date of the first purchase in stores.
- It is recommended to apply for the PLANETACARD credit card in cities where the Planeta SEC is located, specifically Novokuznetsk, Ufa, and Krasnoyarsk. For Novosibirsk and Saint Petersburg, this program does not apply, with the exception of Auchan retail stores.
- The borrower must be a Russian citizen aged 18 to 79 and have registration in the specified cities.
- Having an official place of employment with income confirmation of at least 10,000 RUB is preferred.
- To increase the credit limit, you must provide information on the ownership of a vehicle or other property.
The card is delivered to all regions of Russia via the Russian Post service if necessary. In Novokuznetsk, Ufa, and Krasnoyarsk, you can apply for the credit card at the Planeta SEC information desk. The information desk operator will guide you through the card application rules. You can also fill out an application form on our credit card matching service website.
The banking product is also available to retired citizens. If necessary, the bank may request proof of income sources from a non-working pensioner.
We invite you to review information about the banking product on our credit card matching service. If you live in Novokuznetsk, Ufa, or Krasnoyarsk and visit the Planeta SEC and Auchan stores, you can read reviews of the Tinkoff "Planeta" credit card and follow the link to fill out an online application for the credit card.
- Check the attractiveness of the banking product if you live in cities where the Planeta SEC is located.
- Follow the link to the bank's website and fill out the application form.
- Provide all necessary data.
- We confirm the application and await a decision within 60 minutes.
Once the application is approved, the bank will inform you where you can pick up the card. You can receive the card via Russian Post or at the information desk in the Planeta shopping center.
You can subscribe to SMS transaction alerts for your credit card for 59 RUB per month. If you do not opt for this service, the bank will send a free SMS to your mobile phone number once a month, shortly before your scheduled payment date.
Information is posted throughout the Planeta shopping center on where you can use the Planeta credit card from Tinkoff to earn additional cashback bonuses.
Use one of the available options to track your account balance:
- In your online banking personal account — https://www.tinkoff.ru/login/.
- In the installed mobile app.
- By sending an SMS to the number 2273 with any text — Balance 9876 (or Balance 9876, or Bal 9876, or Bal 9876. Please note that instead of the digits 9876, you should enter the last 4 digits of your card).
The initial credit limit will be announced to you by the courier or bank representative. After 4 months, if you comply with all credit terms, the bank reserves the right to unilaterally increase your credit limit.
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Answers to questions
How long will it take to process my application?
Depending on the chosen application method, the agent reviews the request within 2–60 minutes. Sometimes the processing time is extended by 2 working days.
How can I check if my application has been approved?
Within 60 minutes, you will receive an SMS notification on your mobile phone number. If this does not happen, you can visit this website page https://www.tinkoff.ru/status/ and enter the phone number used to submit the application.
Who delivers the card?
Typically, the card is delivered via Russian Post service; however, at the Planeta shopping center, you can check where to pick up the credit card after your application is approved.
How does card activation take place?
Choose one of the convenient methods for you:
After receiving the card, you can visit the banking product activation page - https://www.tinkoff.ru/activation/.
Call the hotline at 8 800 555-77-71
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