Aeroflot debit card from Alfa-Bank

Mir
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110
0
No-fee cash withdrawals
No-fee cash withdrawals
up to 0 RUB
Interest on balance
Interest on balance
up to 0 %
Cost
Cost
0 ₽
Overdraft
Overdraft
No
Cashback
Cashback
up to 5 %
Decision
Decision
Up to 1 days
Aeroflot debit card from Alfa-Bank
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Updated: 15.10.2024

About the card

“Aeroflot” is a convenient debit card from Alfa-Bank for anyone who frequently travels or flies on business trips with the “Aeroflot” airline. By paying with such a card, you can earn miles and then spend them on buying plane tickets or upgrading your service class at airports.

Terms

You can get the card for free — you won't have to pay any issuance fee for the debit card. If you lose the plastic card, reissuing it will cost you 290 RUB. Maintenance of the Aeroflot card from Alfa-Bank is also free. 

If you want to receive notifications about deposits and withdrawals, you can connect the corresponding service. The cost of the Alfa-Check option is 99 RUB per month.

You can top up your card free of charge using the following methods:

  • in cash at Alfa-Bank cash desks and ATMs;
  • in cash at partner bank ATMs;
  • via card-to-card transfer;
  • via SBP transfer.

You can withdraw cash without commission at ATMs of Alfa-Bank and partner banks, which include:

  • Pochta Bank;
  • Rosselkhozbank;
  • UBRD;
  • Credit Bank of Moscow;
  • Promsvyazbank;
  • Rosbank;
  • Otkritie;
  • Gazprombank.

You can also cash out your card for free at ATMs of other banks. The operation limit is 100 000 RUB per month. If exceeded, the extra charge will be 1.99%, but not less than 199 RUB.

You can transfer money without commission between your own accounts up to 30 000 000 RUB per month and to other Alfa-Bank clients. You can also send funds for free to other banks via SBP up to 100 000 RUB per month. If you exceed this limit, you will have to pay an extra 0.5%, but no more than 1 500 RUB. For transfers by card number, the extra charge will be 1.95%, but not less than 30 RUB.

The bonus program for this card will be profitable for those who use Aeroflot services. By paying with the card, you can receive:

  • 1.1 miles for a purchase amount starting from 10 000 RUB per month;
  • 1.5 miles for a purchase amount starting from 100 000 RUB per month. 

The maximum operation amount for calculating miles is 50 000 RUB. You can spend the received cashback on the purchase of airline tickets from Aeroflot and 19 other airlines that are part of the SkyTeam alliance. You can also spend miles to upgrade your service class.

The Aeroflot debit card does not provide for interest accrual on the balance. But if you have savings and want to earn income from them, you can open an Alfa-Account savings account. 

Its yield is 19% per annum for the first two months from the opening date, if this is your first savings account at Alfa-Bank, and further 11% per annum with a purchase amount starting from 20 000 RUB per month. Otherwise, you will be able to receive only 4% per annum.

Pros:

  • free issuance of primary and secondary cards, as well as their reissuance upon expiration;
  • free courier delivery of the card to your home if you live in a city that is included in the bank's service area
  • free card maintenance without meeting any conditions;
  • free use of the mobile app and online banking;
  • free card top-up at Alfa-Bank ATMs, via transfers from other banks, and at partner devices;
  • free cash withdrawal at Alfa-Bank ATMs and devices of other banks up to 100 000 RUB per month;
  • free transfers within Alfa-Bank and to clients of other banks by phone number via the Faster Payments System up to 100 000 RUB per month;
  • accrual of cashback in the amount of up to 1.5 miles;
  • accrual of cashback in miles, which can be used to pay for travel.

Cons:

  • paid card reissue due to its loss;
  • high commission for top-ups and cash withdrawals when limits are exceeded.

How to apply

You can apply for the Aeroflot debit card at any Alfa-Bank branch. To do this, you need to visit the office during business hours with a Russian passport. The second way to get the card is to submit an online application.

In the second case, you need to:

  1. Click the "Order card" button on the card application page. 
  2. Indicate citizenship, last name, first name and patronymic, date of birth, mobile phone number, and email address. 
  3. Indicate whether you are a participant in the Aeroflot bonus program. 
  4. Click the "Continue" button.
  5. Enter the confirmation code from the text message.
  6. Indicate the card delivery address. 

You can arrange courier delivery of the card to your home if you live in a region where this service is available. You can clarify the list of such regions by link.

Rates

Payment system
MIR
Card type
Classic
Currency
Ruble
Expiration date
20 years
Maintenance cost
Free
Transaction alerts
99 RUB per month
Cash withdrawal fee
At Alfa-Bank and partner bank ATMs;
at ATMs of other banks for an amount up to 100,000 rubles per month
Transfer fee
Between own accounts for an amount up to 30,000,000 rubles per month;
to other Alfa-Bank clients;
to clients of other banks via the Faster Payments System (SBP) for up to 100,000 RUB per month
Cashback
1.1 miles for a purchase amount starting from 10 000 RUB per month;
1.5 miles for purchases starting from 100 000 RUB per month
Interest on balance
None
Overdraft
None
Getting a card
Home delivery by courier or pickup at a branch

Calculator

Credit card calculator
Credit limit
Term / month
Rate
Loan amount
8 000 000
Overpayment
1 000 000
Total payment amount
9 000 000
Loan maturity
15.05.2022
Monthly payments
500 000

Answers to questions

My application has been approved, how do I pick up the plastic card?

Specify the delivery and pickup option in the application form. If there is a courier service in your city, the card will be delivered to your home. If not, then visit the nearest office.

How can I activate the debit card?

You can call the hotline at 8 800 200 00 00, then press 4 in tone mode and follow the auto-informer's instructions.

How can I check the status of the card account?

Call the specified hotline phone number.
At Alfa-Bank ATMs by requesting an extended statement.
In the Alfa-Mobile mobile app.
In Alfa-Click internet banking.

I want to change the PIN code. What needs to be done?

It is best to contact the bank office. If this is not possible, find this option in Alfa-Click or Alfa-Mobile. You can also do this through the hotline operator. Do not forget to provide the necessary information about the cardholder and the banking product.

Author: Imil Tkarev
3.3
3.3

Banking Product Expert at the Sravnim project.

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