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Credit Europe BankReviews of the debit card "Kosmos Debit Card from Home Bank"
Maxim
Guest
Home Bank
Today, this is arguably the best debit card, at least for me. The card offers a high interest rate on the account balance — 7.5%. Cashback is also relatively large compared to other banks. These are not all the reasons why I have been using this card for two years and am not planning to change it yet.
Krasnov Nikolay
Guest
Home Bank
Not a bad card, I applied for it online a week ago, and it was delivered by courier in about 5 days. The terms are not bad, although I've deposited 11,000 RUB on it for household expenses so far (I hardly use cash anymore) and if everything is as described, I'll get a decent interest on the balance, though it needs to be constantly topped up. But there will be no problems with that. So far, I am happy with the card.
Maxim
Guest
Home Bank
I opened my very first debit card at Home Credit. My mother always bought appliances on credit through this bank, and I got used to the idea that Home Credit has been with us for a long time, so I didn't look for anything else. I like the terms. I would especially note the withdrawal limit—500,000 RUB is a high limit. Free maintenance and a small cashback are a pleasant bonus.
Alina
Guest
Home Bank
I used this bank's services a long time ago, and now I've also got a card. I applied for it on the website, and they notified me via SMS and a call when I could come and pick it up. The staff helped me 'set it up' and use it to its full potential. Now I pay for purchases conveniently; crediting and payment happen within 5 seconds. Another plus is that support is always in touch.
Marina
Guest
Home Bank
There are no cash withdrawal fees. Funds arrive on the card immediately after the transfer. No one from the bank calls to find out where the money was transferred from. I picked up and activated the card at a branch. It's usable.
Mary
Guest
Home Bank
A card for those who know how to save money for a rainy day. You have to admit, it's nice to have a small cash reserve, but in such a way that it doesn't just sit there, but also generates income. This is entirely possible with the "Kosmos" credit card; yes, the rate only seems small at first glance, but it's much higher than at other banks. And the second point is bonuses from the bank when paying with this card in regular stores for daily purchases.
Alexey
Guest
Home Bank
I got this card at Home Credit Bank, ordering it specifically to have my salary transferred to it, as my employer required me to do so. A big plus of this card is free annual maintenance. You can withdraw money without commission at any ATM, and you can pay for purchases in stores and online stores even abroad. My wife often buys things on Ali and pays with this card.
Maria Arkhipova
Guest
Home Bank
I always keep more than 10,000 RUB on the card and benefit from interest on the account. Quite attractive cashback for paying for purchases. Through online banking, I exchange everything for real money. Transferring money to other banks is only 1%, and the first 5 cash withdrawals were free. Now I withdraw for next to nothing. It's profitable, and I even earn money on it.
Elena
Guest
Home Bank
I applied for this card online on the bank's website. The application was processed within an hour, and just a few days later the bank called me to pick up the card. Of course, I could have had it delivered by a courier, but it was more convenient for me to pick it up myself. Annual maintenance of the card is absolutely free, and there are also many bonuses and cashbacks. Very satisfied.
Maria
Guest
Home Bank
One of my absolute favorite debit cards. I use it regularly and love it. The card terms are very favorable with good cashback. I am happy to recommend it for use.
