Best bank offers
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Max. amount1 000 000 ₽
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Min. amount600 000 ₽
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Rate, %18,9%
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Loan termfrom 5 years
About the bank
The history of AK Bars Bank began in Novosibirsk, where a general meeting of founders took place on June 18, 1993, deciding on its creation. After registration with the Bank of Russia on October 19, 1993, the bank received license No. 2534 from the Central Bank of Russia. From that moment, it began operations under the name "Joint-Stock Commercial Bank Gals-Bank."
Six years later, on December 15, 1999, the general meeting of shareholders decided to change the name to OJSC "Investment City Bank." In 2009, Investment City Bank became part of the Life financial group, which led to significant changes in its operations. The corporate sector was liquidated, and the number of bank branches was increased to 13 by incorporating 80 offices of the Life company from Probiznesbank. A unique feature of the new bank was its loan approval system, based on the experience and qualifications of staff who received compensation as a percentage of income.
On December 31, 2010, by decision of the Bank of Russia, Investment City Bank was renamed "Commercial Bank Poydem!"
In 2015, temporary administration was appointed to Bank Poydem!, as well as to many other banks in the Life group. The rehabilitation of the banks was undertaken by Russian Capital.
By 2017, 75% of Poydem! shares were owned by the management of Russian Capital, and 25% by Sovcombank.
In the same year, 2017, the bank created a microfinance organization of the same name, which was planned to launch in the summer. The organization's main activity was payday loans.
The Chairman of the Board of Directors of Bank Poydem! is Mikhail Yuryevich Berezov, and the Chairwoman of the Management Board is Inna Borisovna Ryabova.
Today, Bank Poydem! offers clients only a few consumer loan options:
- "Simply 9.9";
- “Car-secured loan”;
- “A good year”;
- “Loan for pensioners”;
- “This big!”;
- “Loan for urgent needs”.
Advantages of the credit institution:
- Convenience and accessibility. Poydem! has a wide network of branches and ATMs, making its services accessible to most clients.
- Individual approach. The bank considers the needs of each client and offers individual lending and service terms.
- Fast decision-making. Thanks to automated systems, the company can quickly make decisions on issuing loans to clients.
- Reliability and stability. Poydem! Bank is one of the large and popular banks in Russia, which guarantees the stability and reliability of the services provided.
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Took out a loan at Poydem!. The interest rate is fine, and the repayment schedule is okay too. I appreciate the flexibility of the terms, especially during the pandemic. Great job, guys!
Took out a loan at Poydem! for a kitchen renovation. Quick processing, and the money was issued immediately. Very satisfied with the services!
I once turned to Poydem! for a cash loan. I needed money for car repairs after an accident. The process took about 15 minutes, the staff were friendly and explained everything in detail. The money was issued the next day. The terms are clear, with no hidden fees. I recommend it!
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