Poidem! Bank

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Data updated on 14.10.24

Best bank offers

2
11
  • Max. amount
    1 000 000 ₽
  • Min. amount
    600 000 ₽
  • Rate, %
    18,9%
  • Loan term
    from 5 years

About the bank

The history of AK Bars Bank began in Novosibirsk, where a general meeting of founders took place on June 18, 1993, deciding on its creation. After registration with the Bank of Russia on October 19, 1993, the bank received license No. 2534 from the Central Bank of Russia. From that moment, it began operations under the name "Joint-Stock Commercial Bank Gals-Bank."

Six years later, on December 15, 1999, the general meeting of shareholders decided to change the name to OJSC "Investment City Bank." In 2009, Investment City Bank became part of the Life financial group, which led to significant changes in its operations. The corporate sector was liquidated, and the number of bank branches was increased to 13 by incorporating 80 offices of the Life company from Probiznesbank. A unique feature of the new bank was its loan approval system, based on the experience and qualifications of staff who received compensation as a percentage of income.

On December 31, 2010, by decision of the Bank of Russia, Investment City Bank was renamed "Commercial Bank Poydem!"

In 2015, temporary administration was appointed to Bank Poydem!, as well as to many other banks in the Life group. The rehabilitation of the banks was undertaken by Russian Capital.

By 2017, 75% of Poydem! shares were owned by the management of Russian Capital, and 25% by Sovcombank.

In the same year, 2017, the bank created a microfinance organization of the same name, which was planned to launch in the summer. The organization's main activity was payday loans.

The Chairman of the Board of Directors of Bank Poydem! is Mikhail Yuryevich Berezov, and the Chairwoman of the Management Board is Inna Borisovna Ryabova.

Today, Bank Poydem! offers clients only a few consumer loan options:

  • "Simply 9.9";
  • “Car-secured loan”;
  • “A good year”;
  • “Loan for pensioners”;
  • “This big!”;
  • “Loan for urgent needs”.

Advantages of the credit institution:

  1. Convenience and accessibility. Poydem! has a wide network of branches and ATMs, making its services accessible to most clients.
  2. Individual approach. The bank considers the needs of each client and offers individual lending and service terms.
  3. Fast decision-making. Thanks to automated systems, the company can quickly make decisions on issuing loans to clients.
  4. Reliability and stability. Poydem! Bank is one of the large and popular banks in Russia, which guarantees the stability and reliability of the services provided.

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Reviews of the bank's products

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Poidem! Bank
2.5
20
13.08.24 / 21:20
Cash loan at Poydem!

Took out a loan at Poydem!. The interest rate is fine, and the repayment schedule is okay too. I appreciate the flexibility of the terms, especially during the pandemic. Great job, guys!

Poidem! Bank
2.5
20
08.08.24 / 13:29
Cash loan at Poydem!

Took out a loan at Poydem! for a kitchen renovation. Quick processing, and the money was issued immediately. Very satisfied with the services!

Poidem! Bank
2.5
20
06.08.24 / 22:28
Cash loan at Poydem!

I once turned to Poydem! for a cash loan. I needed money for car repairs after an accident. The process took about 15 minutes, the staff were friendly and explained everything in detail. The money was issued the next day. The terms are clear, with no hidden fees. I recommend it!

Customer reviews of the bank

Leave a review
author DuskDancer
DuskDancer
Guest
Poidem! Bank
Overall, I was satisfied. Customer service is up to par; they are always ready to help and explain things. Interest rates are quite reasonable. The credit limits were also pleasing. It's just these loyalty programs... well, they're a bit much, too much hassle.
author Vladislav
Vladislav
Guest
Poidem! Bank
I recently contacted the bank for a loan. Overall, the service is top-notch, the managers are polite, explained everything, and helped fill out the documents. But the interest rates... in my opinion, they are a bit high. Also, the credit limit I was given wasn't as high as I would have liked. But overall, it's fine. I was also pleased with the loyalty program; bonuses are awarded for timely payments. In general, if you need money urgently, you can use it.
author CelestialChronicle
CelestialChronicle
Guest
Poidem! Bank
I really liked interacting with the staff at Poydem! Bank. I refinanced a loan because the rates at my old bank were exorbitantly high. Here, they offered me much more favorable terms. I was pleasantly surprised by the efficiency and competence of the managers. They answered all my questions clearly and understandably. I recommend Poydem! Bank to everyone looking for a reliable bank with quality service and favorable interest rates.
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