Cash loan at Poydem!

Borrowers of Poydem! Bank can apply for a cash loan under the "Prosto 9.9" tariff for an amount from 300,000 to 600,000 RUB for a term of 24 to 59 months. When opting for personal insurance, the interest rate is 9.9% per annum. If you decline financial protection, the bank increases the overpayment to 23.5% per annum.

Borrowers of Poydem! Bank can repay the loan early. To do this, they must notify the lender of their decision before the next monthly payment date, and pay the principal debt and interest accrued for the actual period of using the funds.

In case of a delayed monthly payment, Poydem! Bank charges a penalty. Its amount is 20% per annum of the overdue debt amount and the interest accrued for using the funds.

Borrowers who meet the following requirements can get a cash loan at Poydem! Bank:

• are citizens of the Russian Federation;
• have permanent or temporary registration in the Russian Federation for at least six months;
• are at least 22 years old at the time of taking out the loan and up to 75 years old at the expected end date of the loan agreement;
• have continuous work experience at their current job of at least six months, with a total work experience of at least one year;
• have a debt load indicator of no more than 80%.

To get a loan at Poydem! Bank, you must provide a passport of a citizen of the Russian Federation and a second document confirming the borrower's personal data.

Today, a loan can be disbursed to an account opened at Poydem! Bank or any other bank, as well as in cash at a branch of the credit institution.

Monthly payments are automatically debited from the account opened at Poydem! Bank. You can top it up using the following methods:

• by transferring between your own accounts opened at Poydem! Bank;
• by transfer from cards of other banks;
• in cash via Poydem! Bank ATMs;
• in cash through ATMs of other banks;
• in cash through Poydem! Bank cash desks.

Short name: JSC CB Poydem!

Tax status (INN): 5401122100

BIC: 044525732

KPP: 997950001

Correspondent account: 30101810100000000732

OGRN: 1025480001073