Otkritie Bank
Otkritie Bank is a reliable modern bank
Archived bank offers
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No-fee cash withdrawalsUp to 200,000 RUB
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Interest on balanceUp to 7 %
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Cashback typePoints
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Cashbackup to 5 %
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No-fee cash withdrawalsUp to 0 RUB
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Interest on balanceUp to 0 %
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Cashback typePoints
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Cashbackup to 30 %
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Limit1 500 000 ₽
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0% interest120 days
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Cashback30%
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Ratefrom 11.9 %
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Limit500 000 ₽
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0% interest55 days
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Cashback10%
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Ratefrom 25.9 %
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Limit500 000 ₽
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0% interest120 days
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CashbackNo
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Ratefrom 11.9 %
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Max. amount5 000 000 ₽
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Min. amount50 000 ₽
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Rate, %4%
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Loan termfrom 5 years
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No-fee cash withdrawalsUp to 400,000 RUB
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Interest on balanceUp to 0 %
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Cashback typeMiles
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Cashbackup to 5 %
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No-fee cash withdrawalsUp to 300,000 RUB
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Interest on balanceUp to 0 %
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Cashback typeMiles
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Cashbackup to 5 %
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No-fee cash withdrawalsUp to 0 RUB
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Interest on balanceUp to 0 %
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Cashback typeRUB
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Cashbackup to 30 %
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No-fee cash withdrawalsUp to 100,000 RUB
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Interest on balanceUp to 0 %
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Cashback typePoints
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Cashbackup to 10 %
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No-fee cash withdrawalsUp to 1,000,000 RUB
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Interest on balanceUp to 7 %
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Cashback typePoints
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Cashbackup to 5 %
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No-fee cash withdrawalsUp to 3,000,000 RUB
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Interest on balanceUp to 6.5 %
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Cashback typePoints
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Cashbackup to 5 %
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No-fee cash withdrawalsUp to 1,000,000 RUB
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Interest on balanceUp to 6.5 %
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Cashback typePoints
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Cashbackup to 5 %
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No-fee cash withdrawalsUp to 500,000 RUB
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Interest on balanceUp to 7 %
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Cashback typePoints
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Cashbackup to 10 %
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No-fee cash withdrawalsUp to 0 RUB
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Interest on balanceUp to 0 %
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Cashback typePoints
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Cashbackup to 5 %
About the bank
The financial organization's history began in 2011 when the Otkritie investment group acquired Schit-Bank. This step allowed the company to firmly establish itself in the Russian banking market and become an influential player.
In 2012, Otkritie Bank, together with partners, acquired shares in Nomos-Bank. The financial organization operated under this name until 2014. It was subsequently renamed Bank FC Otkritie.
One of the distinctive features of the company's development was the absorption of about ten commercial banks of various sizes. Among the acquired banks were Nomos-Bank, Khanty-Mansiysk Bank, and Petrocommerce Bank.
In 2019, FC Otkritie merged with B&N Bank, which provided opportunities for the promising growth and development of the merged bank.
Currently, almost the entire stake is owned by the Central Bank of the Russian Federation, which accounts for 99.99% of the assets. The remaining assets are held by Vadim Belyayev. Since late 2017, Mikhail Zadornov has been the president of Otkritie Bank.
Otkritie Bank focuses mainly on serving individuals. Today, the following products are available to them:
- Loans: "Cash Loan", "Loan for Payroll Clients", "Auto Loan", "Refinancing".
- Debit and credit cards: "Opencard", "120 Days", "Vse chto nado", "LUKOIL", "Travel", "Virtual Opencard", and so on.
- Mortgages: "Family Mortgage", "Mortgage with State Support", "Secondary Housing", "New Building", "IT Mortgage", "Refinancing", "Mortgage by Two Documents", "Mortgage for Payroll Clients".
- Car loans: "New Cars", "Used Cars", "Car Loan without CASCO", "With State Support", "Cash Car Loan", "Refinancing".
- Savings accounts and deposits: "Nadezhny", "Svobodnoye Upravlenie", "Aktivnoye Popolneniye", "Nadezhny in Yuan", "Kopilka", escrow account.
Advantages of Otkritie Bank:
- Reliability and stability — Otkritie is one of the largest and most reliable banks in Russia; it is a member of the deposit insurance system and has a high degree of stability.
- A wide range of services — the bank offers many products for individuals and legal entities, including loans, deposits, debit and credit cards, investment products, and business services.
- User-friendly online banking — Otkritie offers clients a convenient online banking system that allows them to manage their accounts and services online.
- Loyalty programs — Otkritie has a number of loyalty programs for its clients, including special terms on loans, deposits, and other services.
- Developed network of branches and ATMs — Otkritie has one of the largest networks of branches and ATMs in Russia, making its services accessible to a large number of clients.
- Professional team — Otkritie works with a professional team of specialists who are ready to help clients resolve any questions and issues.
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Reviews of the bank's products
AllNo reviews yet.
For me, the Otkritie card is my second main card, which handles all the resources I use frequently. I am satisfied with the service, the personal account is user-friendly, and there are no problems with the bank or with money disappearing. Everything is recorded in the history. The card is excellent, a true assistant for those who make purchases and payments.
I work closely with Otkritie Bank. I even have a brokerage account opened with this bank, I do trading, and it is very convenient to withdraw money from stock market speculation to this card and use this money. For example, the Moscow Exchange gladly makes transfers to this card. It's convenient, easy to use, plus has a high withdrawal limit.
My spouse and I use this card both physically and electronically (via the mobile app). It is very convenient that there is also an additional mobile app. At the beginning of each following month, points are credited, which are easily converted into rubles and used for purchases in stores.
No reviews yet.
Can I get a cash loan from Otkritie?
I am very pleased with the services of Otkritie Bank. I took out a cash loan with them and received everything very promptly. The application was approved within a few hours, and the money was credited to my account the very next day. The interest rate also turned out to be very profitable. In general, I recommend this bank to anyone looking for a reliable partner for financial transactions.
Do they issue cash loans at Otkritie?
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