Online application for the Otkritie Bank UTair Optimal debit card

If planes have become your second home and you frequently spend money on plane tickets, you should definitely apply for the UTair Optimal Otkritie debit card, where miles are awarded for every purchase. After your first transaction with the card, the bank will credit you with 500 bonus welcome miles. For every purchase of 150 RUB, you receive an additional 1.5 miles.

According to the card terms, there are two UTair Optimal tariffs, which the cardholder chooses independently when submitting an application. According to our financial services comparison platform, the "Optimal" tariff is particularly attractive as it offers the best card account maintenance terms for those for whom planes have become a second home.

Minimum requirements for the Otkritie FC UTair Optimal tariff plan

Under the UTair Optimal "Optimal" tariff plan, cash withdrawals of up to 300,000 RUB per month are allowed at partner bank ATMs. To do this, you must meet the minimum requirements, which include:

1. A total balance of at least 300,000 RUB across all accounts opened with Otkritie FC.
2. A balance of at least 150,000 RUB on a single account, and purchases of at least 20,000 RUB made during the month.
3. The card was topped up by 50,000 RUB or more within 1 reporting month.

Compliance with at least one of the selectable minimum requirements grants permission to withdraw up to 300,000 RUB and exempts the user from the monthly maintenance fee for the banking product. If the conditions are not met, a monthly card maintenance fee of 299 RUB is charged.

Competitive advantages of the Otkritie UTair Optimal debit card under the "Optimal" tariff plan include:

• Cash can be withdrawn in the established amount if at least one of the minimum requirement conditions is met.
• The cardholder can open up to 3 additional cards.
• A wide range of free card account top-up methods.
• Free mobile app and internet banking.
• Payment for utilities and other essential services without any fees.
• A 24/7 concierge assistance service is available.
• An annual maintenance fee of 1,500 RUB is charged for the second and third cards.
• Loyalty programs for UTair Optimal Otkritie FC
• The loyalty program is appealing to frequent flyers.
• For every purchase in any store, 1.5 miles are awarded for every 150 RUB spent.
• The greatest benefits are available to those who fly with UTair.
• Exchange accumulated points for UTair tickets with discounts of up to 100%.
• After the first purchase, Otkritie FC will automatically credit 500 welcome points.

Special conditions are provided when connecting the concierge service. All accumulated miles can be exchanged by registering on the UTair STATUS website page.