Rosbank

Rosbank began its operations in Russia in 1993. At that time, it was named "Nezavisimost". In early 1998, the financial organization was acquired by the "Interros" company, after which the bank began operating as a closed joint-stock company "Rosbank". In 1999, it changed its legal form to an open joint-stock company (OJSC).

At the very beginning of its history, Rosbank had few branches and all of them operated only in the Central part of the state. For this reason, the financial company bought out the "OVW" banking group, after which it expanded its branch network.

All subsequent years, the credit organization developed and mastered the credit market. Thus, in 2006, 10% of the bank's shares were bought by the French company "Société Générale" (in 2008, it acquired another 30% stake). In May 2012, Rosbank and Alfa-Bank signed a partnership agreement and merged their ATMs. And in November 2012, the company sold Belrosbank to Alfa-Bank.

The main shareholder of Rosbank is the French company "Société Générale", which, as of mid-2019, owns more than 99% of the bank's shares.

Didier Hauguel holds the post of Chairman of the Board of Directors, and the position of Chairman of the Management Board, also as of 2019, belongs to Ilya Polyakov.

Rosbank offers a wide range of banking services for individuals, including bank cards, loans, deposits and savings accounts, as well as insurance.

Bank cards

Today, Rosbank customers have access to the following debit cards:

• "#MozhnoVSE";
• "Mir Supreme Premium";
• "Mir Supreme Premium Online";
• "#VzROSlaya Card";
• "Pension card";
• "Rosbank Mini" payment sticker;
• "#MozhnoVSE" digital card;
• "OKEE-Rosbank";
• “Affinity card”;
• "RZD Classic Card";
• "Unpersonalized Card".

Among credit cards, bank customers can apply for:

• "#120naVSE Plus";
• "#120onALL".

Lending

Rosbank offers a wide range of lending products. Specifically, customers can access:

• cash loan;
• car-secured loan;
• cash loan secured by an apartment;
• refinancing;
• auto loan;
• mortgage.

Deposits and savings accounts

As for deposits and savings accounts, clients have access to:

• "Reliable" deposit;
• "Progressive" deposit;
• "#Promotional" savings account;
• savings account;
• "Dynamic" deposit;
• "#EasyToSave" savings account;
• "#AvailableACCOUNT" savings account;
• "Popolnyaemy" deposit;
• "Reliable Capital" deposit.

Insurance

Rosbank also offers insurance. Today, the most popular programs are:

• "My Protected Card";
• "My Maximum Protection";
• "My Right Decision";
• "My Reliable Home";
• "World of Health";
• "Health Control";
• "Personal Doctor";
• "Time of Opportunities" and much more.

The advantages of Rosbank include:

1. Reliability. Rosbank is one of the largest and most reliable banks in Russia, ensuring stability and security for its clients.
2. A wide range of services. Rosbank offers a broad spectrum of financial services, including loans, deposits, credit and debit cards, mortgage lending, and much more.
3. Convenient online banking. Rosbank provides its clients with convenient online services, such as internet banking and a mobile app, which allow them to manage accounts and perform various transactions.
4. Favorable lending terms. Rosbank offers loans with favorable terms, including low interest rates and comfortable repayment schedules.
5. High level of customer service. Rosbank has a large network of branches and ATMs across the country, ensuring high-quality customer service.