Debit card Supercard from Rosbank
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Review of the Rosbank "Sverkhkarta" debit card - terms and advantages
Recently, commercial bank Rosbank has been offering interesting and attractive programs and banking products for its customers. A special place among them is held by the Rosbank "Sverkhkarta" card, which has a number of undeniable advantages over similar banking products from other Russian commercial banks. Currently, you can apply for the Rosbank "Sverkhkarta+" debit card, which offers additional privileges and opportunities for card account holders. Notable benefits include substantial and lucrative cashback, interest on the card balance, and the ability to freely top up the card account with up to 1 million RUB.
Terms of use for the Rosbank "Sverkhkarta+" debit card
The universal banking product, the Rosbank "Sverkhkarta" debit card, features an extensive bonus program that allows you to earn up to 60,000 RUB in extra bonuses annually. You won't find such unique offers anywhere else.
During the first three months of using the banking product, pay for purchases with the card and get a guaranteed 7% cashback. Afterward, the loyalty program with 7% cashback for the Rosbank "Sverkhkarta" card provides the following:
- You need to select categories, which will depend on the quarter of using the banking product, to earn the 7% cashback.
- From January to March, the Beauty and Health category is available.
- From April to June, the "Everything for the Home" category is available.
- From June to September, the "Children's Goods" and "Entertainment" categories are available.
- From October to December, the "Restaurants and Cafes" category is available.
- You are guaranteed to receive a 1% cashback on any purchases made outside the specified categories.
- All bonuses for the previous month are credited on the last day of the following month.
- If you make purchases totaling less than 20,000 RUB, bonuses will not be awarded.
- You can accumulate a maximum of 5,000 bonuses per calendar month (reporting period).
Additional privileges for holders of the Rosbank "Sverkarta+"
In addition, if you hold the Rosbank "Sverkarta+" debit card, the credit institution provides additional benefits which include the following:
- The card can be used to pay for purchases when traveling outside the Russian Federation.
- Cash withdrawals are free of charge at all Rosbank ATMs. In addition, you can withdraw cash free of charge at the following ATMs across the country: Raiffeisenbank, Alfa-Bank, Rosselkhozbank, UralSib, AK BARS, Gazprombank, VTB24.
- A monthly limit of 1 million RUB is set for cash withdrawals at ATMs.
- Using internet banking, you can make external payments with an interest rate of 0.4%, but not less than 20 RUB per transaction.
- If the account balance is at least 250,000 RUB, card maintenance is completely free.
- Additional privileges from the main holder of a Visa brand card.
- By connecting a savings account, an interest rate of 5.55% per annum is provided on the balance.
Terms
To obtain a debit card, the borrower must meet the following criteria:
- Age: 18 and older.
- Registration (residence permit) – only in the region where the bank is located (recommended)
No additional documents are required to obtain the debit card. After visiting the bank branch, you must sign the agreement.
To apply for the Rosbank "Sverkarta+" debit card, our financial product comparison service invites you to review the product terms and submit an application:
- Review the card selection service offer and follow the link to the official Rosbank website by clicking "Apply for card".
- Fill out the application form and provide your contact phone number.
- You must provide your passport details for the application form.
- Check if there is a bank branch in your region of residence.
- Receive an SMS notification indicating which bank branch address you need to visit to collect your card.
- The minimum age of the banking service recipient must be at least 18 years.
You can keep funds in any of four currencies: Japanese yen, US dollar, euro, Russian ruble. During the first 3 months of making purchases of at least 20,000 RUB, you are guaranteed to receive 7% cashback for all transaction categories. After this period, in accordance with the quarter, 7% cashback is awarded only for certain categories. The bank guarantees to accrue an interest rate of 5.5% on the balance of your own funds. You need to connect this option yourself or at a bank branch.
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Answers to questions
My card has been approved, where can I pick it up?
Rosbank does not have a delivery service, so you will be asked to visit the bank branch closest to you in your region.
I received my card, how do I activate it?
When visiting the bank branch, a bank employee will help you activate the card and provide detailed instructions on how to use the banking product.
How do I check my card balance?
There are several ways:
At a bank branch: free of charge.
In the mobile app: free of charge.
In internet banking: free of charge.
In an extended statement via a Rosbank ATM: free of charge.
SMS notification: 55 RUB per month.
I want to change my PIN code, how do I do this correctly?
To change your PIN code, you need to call 8-800-200-54-34 and follow the voice menu instructions.
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