Tinkoff Bank Debit and Credit Cards: 5 + 5 Best Products

Types of credit cards from Tinkoff

From the article, you will learn which Tinkoff card is best and be able to apply for it using our service.

• In first place, we put the credit card from Tinkoff — Platinum

This payment instrument is designed for everyday use and provides the cardholder with favorable terms. It allows you to get installments at partner stores at 0% for up to 365 days without overpayment. The grace period when used in other stores is up to 55 days. There is also a profitable accumulation program — up to 30% back on every purchase.

• If you love to travel, make the ALL Airlines card your main one

With it, you can pay for tickets of any airline and get funds back with miles, which can later be exchanged for a new ticket. The miles are quite "durable" and remain in the account for 5 years.

Please note! For example, each month you spend at least 25,000 RUB from the card. This means that over the course of a year, you will accumulate 6,000 miles in your account. If 1 mile = 1 RUB, this amount will be enough to fly from Moscow to Sochi.

• Can't imagine your life without games? Then the ALL Games gamer card is for you.

Buy video games, software, and equipment and save 2% of your funds. Attend concerts, bowling alleys, and movie theaters and get another 2% for entertainment. Relax in nightclubs, dine in restaurants and cafes, and order food delivery at home — another 2%. You can also get cashback on taxis, carsharing, and other purchases. The limit is up to 700,000, the grace period is up to 65 days, and the rate starts from 15% if you do not cover your card expenses on time.

• Always profitable shopping with the Avon card

This banking product features a grace period of up to 55 days, cashback on all types of purchases, and a limit of up to 3,000,000 RUB. Free top-up through the bank's partner network across Russia.

• If you care about wildlife, get the WWF card

This is a plastic card with a grace period of up to 55 days and a credit limit of up to 700,000 RUB. By becoming the owner of this banking product, you take part in saving animals, as a portion of your spending goes to support funds.

Best Tinkoff debit cards: which one to choose

In addition to credit cards, Tinkoff Bank offers debit cards. You can save money on them and use it for your purposes. The website presents 19 types of cards for any needs. Let's review the 5 most interesting card products.

• Tinkoff Black

The most popular Tinkoff debit card. Available to residents of the Russian Federation and foreigners. Since the plastic card supports multi-currency, you can store rubles, dollars, and euros on it. If there is at least 30,000 RUB in the account, maintenance is free. In other cases, you will have to pay 99 RUB per month. You can withdraw up to 650,000 RUB per month without commission.

• All Airlines

Cashback on this card is returned in miles. There is a return for regular purchases — up to 1.5%. After deciding to order the Tinkoff All Airlines card, the cardholder receives insurance. If the cardholder is injured while surfing, swimming, or engaging in other activities, the policy will cover treatment costs of up to 50,000 dollars.

• Tinkoff Drive

This banking product is suitable for drivers. 10% is returned for purchases at gas stations, 5% for auto services, and 5% for payments made through Tinkoff Bank. There is also the opportunity to return 1% for purchasing any goods. Free transfers from one card to another are allowed, up to no more than 20,000 RUB per month.

• Yandex Plus

This plastic card helps accumulate funds and allows you to earn up to 6% on your balance. By shopping at the bank's partners, you have the opportunity to get up to 30% cashback, which is profitable. Also, 5% is returned for paying for Yandex services, dining in restaurants (cafes), and entertainment. There is also a return on other purchases of 1%. Payment is possible using a smartphone and smart watch with Apple Pay, Samsung Pay, and Google Pay.

• AliExpress

A payment instrument for those who buy goods on AliExpress. 2% is returned for purchases on Ali + 1% for any purchases. It allows you to make instant payments with Mastercard PayPass in one touch, and 6% per annum is accrued on the balance (up to 3,000,000 rubles).

As you can see, among the large assortment of cards offered by Tinkoff Bank, you can choose a suitable option.

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How to apply for a card at Tinkoff Bank

The application procedure is simple:

• Ознакомьтесь с условиями по картах и выберите подходящий банковский продукт.
• Нажмите на виртуальную кнопку «Оформить».
• Заполните бланк, указав личные, контактные данные а адрес электронной почты.
• Выберите валюту: рубли, доллары, евро.
• Submit an application.
• Wait for the decision.
• Заберите пластик (возможна доставка на дому).
• Пользуйтесь карточным продуктом, соблюдая условия договора.

Оформить карту Тинькофф Платинум, ALL Airlines или Яндекс.Плюс вы можете в удобное время онлайн.

Note! После получения пластика его нужно активировать. Для этого свяжитесь с оператором удобным способом (звонок с телефона или сайта) и получите ПИН-код. Это секретный набор цифр, который должен храниться только у вас.

What Tinkoff Bank credit card holders say

Отзывы об использовании кредиток от Тинькофф Банка разные. Держатели отмечают удобство пользования, наличие беспроцентного кредита и бонусы за покупки. Также владельцам нравится упрощенное одобрение увеличения кредитного лимита и возможность заказать карту Тинькофф онлайн.

Среди минусов отмечают большие проценты, если не «вписаться» в беспроцентный период, высокую плату за годовое обслуживание у некоторых карт, наличие услуг, подключенных по умолчанию (не все карты).