How to transfer money between your own cards in different banks?

How to transfer money between your accounts to another bank from Sberbank?

As we mentioned above, there are many ways to transfer money between your own card accounts opened in different banks. In particular, you can do this using bank details, card number, the Faster Payments System, at an ATM, or via the "pull" method. We will describe each method in more detail.

By account details

To transfer money from a Sberbank card using account details, you need to:

• log in to your Sberbank personal account Online or mobile app;
• select the "Payments" section in the main menu;
• click on the input field and enter the account number of the recipientbank;
• click the "Continue" button;
• specify the recipient bank or BIC;
• enter the full name;
• click the "Continue" button;
• select the card for debiting, the transaction amount, the purpose of the transfer and the type of transfer;
• click the "Continue" button;
• check the entered data and click the "Transfer" button. 

By card number

To transfer money using a card number, you need to:

• log in to your Sberbank Online personal account or mobile app;
• select the "Payments" section in the main menu;
• click on the input field and enter the recipient bank's card number;
• click the "Continue" button;
• select the card for debiting and the transaction amount;
• click the "Continue" button;
• check the entered data and click the "Transfer" button. 

By phone number via the Faster Payments System

To transfer money by phone number via the Faster Payments System, you need to:

• log in to your Sberbank Online personal account or mobile app;
• select the "Payments" section in the main menu;
• click on the input field and enter the phone number linked to the card;
• click the "Continue" button;
• select "Via FPS";
• select the recipient bank, specify the card for debiting and the transaction amount, and add a message if desired;
• click the "Continue" button;
• check the entered data and click the "Transfer" button. 

At an ATM or terminal

You can also transfer money at an ATM or terminal. To do this, insert your card into the self-service device or tap it against the NFC reader, and enter your PIN. Then, in the main menu, select the "Payments and Transfers" section, enter the recipient bank's card number and the payment the transaction amount, check the entered data, and click the "Transfer" button. 

Via pull transfer

A pull transfer is topping up an account from a card issued by another bank. The feature of this method is that the money transfer is initiated in the mobile app of the recipient's bank. 

To top up a card directly in SberBank using a pull transfer, you need to:

• log in to your Sberbank Online personal account or mobile app;
• tap the required card and select "Top up";
• in the "From" field, select "From another bank's card" and enter the debit card number, its expiration date, and CVV code;
• click the "Continue" button;
• enter the transaction amount;
• tap the arrow;
• verify the entered details and tap "Transfer";
• in the window that opens, confirm the transaction with the client code.

How to transfer money between your accounts at Sberbank?

At the end of the article, we will explain how to transfer money between your own accounts if they are opened with SberBank. You can do this in two ways. In the first case, you need to:

• log in to your Sberbank Online personal account or mobile app;
• select the "Payments" section in the main menu;
• tap the input field and enter the recipient card number;
• click the "Continue" button;
• select "Transfer to myself";
• enter the transaction amount;
• click the "Continue" button;
• check the entered data and click the "Transfer" button.

In the second case, to transfer money you need to:

• log in to your Sberbank Online personal account or mobile app;
• tap the required card and select "Top up";
• in the "From" field, select the SberBank card to debit funds from;
• enter the transaction amount;
• click the "Continue" button;
• check the entered data and click the "Transfer" button.

To sum up. There are many ways to transfer money between your own accounts opened in different banks. The only free ones are transfers by number phone number via the Faster Payments System and card topping-up via pull transfers. All other methods will be subject to a feecharged by the bank.