Car loan from Gazprombank

At Gazprombank, borrowers can get a car loan in the amount of 500,000 to 7 million rubles for a term of 13 to 96 months. In the first 30 days from the date of loan issuance with personal insurance, the interest rate ranges within:

• from 2.4% to 16.9% per annum for salary clients;
• from 6.4% to 17.9% per annum for all other clients.

From the 31st day from the date of loan issuance, the overpayment is:

• from 4.4% to 18.9% per annum for salary clients;
• from 8.4% to 19.9% per annum for all other clients. 

If personal insurance is declined, the rate may be increased by 5.6-18.6 percentage points depending on the loan amount.

Gazprombank borrowers have the opportunity to fully or partially close their car loan. To do this, they need to notify the credit organization of their decision in advance. In case of full early repayment, the bank will immediately remove the encumbrance on the car if it was left as collateral.

In case of failure to make the monthly payment on time, the bank charges a penalty for the delay. Its amount is 20% per annum of the principal loan amount and interest accrued during the period of using the funds.

Borrowers who meet the following requirements can apply for a car loan at Gazprombank:

• are citizens of the Russian Federation;
• have permanent registration or a place of actual residence on the territory of the Russian Federation;
• aged from 20 years at the time of applying for the loan and up to 70 years at the time of the expected end date of the loan agreement;
• have continuous work experience at their current job for at least three months.

To get a car loan at Gazprombank in the amount of up to 4 million rubles, it is enough to provide only the passport of a citizen of the Russian Federation. To apply for 4 million rubles or more, a document confirming income will also be required.

You can receive the car loan in cash at a Gazprombank branch or onto a debit card.

Monthly payments are automatically debited from an account opened at Gazprombank. You can deposit money into it in the following ways:

• by transfer between your own accounts opened at Gazprombank;
• by transfer from cards of other banks;
• in cash through Gazprombank ATMs;
• in cash through ATMs of other banks;
• in cash through Gazprombank cash desks.

Abbreviated name: GPB Bank JSC

Tax status: 7744001497

BIC: 044525823

KPP: 997950001

Corr. account: 30101810200000000823

OGRN: 1027700167110