Car loan from T-Bank

At Tinkoff Bank, clients can get a car loan for the purchase of a new or used car in the amount of 100,000 to 8 million RUB for a term of 1 year to 5 years. The interest rate can range from 8.9% to 29.9% per annum. The bank determines the overpayment for each borrower on an individual basis.

Tinkoff Bank clients have access to full or partial early repayment of the loan. In order to close the loan earlier than the date established by the contract, you must notify the bank of your intention before the date of the next monthly payment.

In case of untimely payment of the monthly installment, Tinkoff Bank charges a penalty in the amount of 1/366 of the Central Bank's key rate on the amount of overdue debt and accrued interest.

Borrowers who meet the following requirements can get a car loan at Tinkoff Bank:

• are citizens of the Russian Federation;
• have permanent or temporary registration within the Russian Federation;
• aged from 18 years at the time of loan execution up to 70 years at the time of the expected end date of the loan agreement.

To apply for a car loan at Tinkoff Bank, it is enough to provide only the passport of a citizen of the Russian Federation. However, the bank may additionally request documents confirming income and employment.

You can get a car loan in only one way: to a debit card from Tinkoff Bank.

Tinkoff Bank automatically debits monthly payments from the account opened with the credit institution. You can top up the account in the following ways:

• by transfer between your own accounts opened at Tinkoff Bank;
• by transfer from cards of other banks;
• in cash via MTS Bank ATMs;
• in cash via partner bank ATMs.

Short name: JSC Tinkoff Bank

Tax ID (INN): 7710140679

BIK: 044525974

KPP (TAX REGISTRATION REASON CODE): 771301001

Correspondent account: 30101810145250000974

OGRN (PRIMARY STATE REGISTRATION NUMBER): 1027739642281