Cash loan from MTS Bank

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 Maximum amount
Max amount
5 000 000 ₽
 interest rate
Rate, %
From 4.4 %
Age from
Age
From 20 years
Minimum loan amount
Minimum amount
20 000 ₽
Loan term
Loan term
up to 5 years
Decision
Decision
From 5 min
Cash loan from MTS Bank
Apply now
Updated: 14.11.2024

About the loan

A cash loan from MTS Bank is an easy way to get the required amount to pay for an expensive purchase, vacation, education, medical treatment, and much more. Here, borrowers can get up to 5 million rubles for a term of up to 60 months with real estate collateral or unsecured.

Terms

At MTS Bank, borrowers can apply for a consumer cash loan in the amount of 20 thousand to 5 million rubles for a term of 12 to 60 months. When taking out an unsecured loan, the interest rate on it can range from 4.4% to 32.9% per annum. The overpayment on a loan secured by real estate can range from 16.7% to 23.7% per annum.

MTS Bank borrowers have the opportunity to repay the loan early in full or in part. To do this, they need to notify the lender of their decision in writing and pay the principal debt and interest accrued for the actual time the money was used.

In the event of failure to make the monthly payment on the established date, MTS Bank charges a penalty in the amount of 20% per annum of the overdue debt amount and interest accrued for using the money.

Borrowers who meet the following requirements can apply for a loan at MTS Bank:

  • are citizens of the Russian Federation;
  • at the age of 20 at the time of loan application;
  • have a regular source of income.

To get a loan from Renaissance Bank, you only need to provide a passport of a citizen of the Russian Federation. In addition, the bank reserves the right to request additional documents confirming income and employment.

Borrowers can receive an approved loan in cash at an MTS Bank branch or MTS retail stores, as well as on the MTS Money Weekend debit card.

Monthly payments are automatically deducted from an account opened with MTS Bank. You can deposit funds into it using the following methods:

  • by transfer between your own accounts opened with MTS Bank;
  • by transfer from cards of other banks;
  • in cash via MTS Bank ATMs;
  • in cash through MTS Bank cash desks;
  • in cash through self-service terminals in MTS retail stores.

Short name: PJSC MTS-Bank

Tax ID (INN): 7702045051

BIC: 044525232

KPP: 772501001

Correspondent account: 30101810600000000232

OGRN: 1027739053704

How to apply

You can apply for a loan at an MTS Bank branch and on the credit institution's website. In the first case, you will need to visit the bank office with all the necessary documents. To apply for a loan online, you need to:

  • click the "Calculate loan" button on the website page dedicated to the loan;

MTS Cash Loan Step 1

  • specify the loan amount and term, loan purpose, last name, first name and patronymic, date of birth, mobile phone number and email address;

MTS Cash Loan Step 2

  • check the required boxes and click the "Next" button;
  • enter the confirmation code from the SMS message;
  • provide income details, passport data, permanent registration address and actual residential address, an additional contact, and a code word;
  • click the “Next” button;
  • provide information about employment, education and marital status;
  • click the "Submit Application" button.

Rates

Amount
From 50,000 to 5,000,000 RUB
Term
From 12 to 60 months
Interest rate
From 4.4% to 32.9% per annum
Penalty for missed payment
0.1% per day of the overdue debt amount
Loan purpose
Non-targeted
Application
Online
Disbursement
In cash at an MTS Bank branch or MTS retail stores;
to the MTS Dengi Weekend debit card
Repayment
By transfer between your own accounts opened with MTS Bank;
by transfer from cards of other banks;
in cash via MTS Bank ATMs;
in cash through MTS Bank cash desks;
in cash through self-service terminals in MTS retail stores
Borrower's age
From 20 to 70 years old
Income verification
Not required
Guarantor
Not required
Collateral
Not required
Credit history
Any

Calculator

Credit card calculator
Credit limit
Term / month
Rate
Loan amount
8 000 000
Overpayment
1 000 000
Total payment amount
9 000 000
Loan maturity
15.05.2022
Monthly payments
500 000

Other offers

Customer reviews

Leave a review
Anastasia Lukina
Anastasia Lukina
Guest
MTS Bank
I took out a loan at MTS Bank for car repairs. The application process took about 20 minutes, and the money was issued quickly. Excellent service, I recommend it!
PhoenixFlicker
PhoenixFlicker
Guest
MTS Bank
I took out a loan at MTS Bank; they transferred it to the card very quickly, which is convenient. Customer service is top-notch; they explained everything and helped me apply. All terms are flexible, and you can pay it off early, which is important to me. Overall, I recommend it, I liked it, thank you!
ShadowSong
ShadowSong
Guest
MTS Bank
I took out a loan from MTS Bank for a kitchen renovation. Everything went smoothly, without unnecessary questions and paperwork. I received the money immediately, and the amount and term suited me. The service is also good, the managers are polite. All in all, I was satisfied. Recommended!
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