Cash loan from MTS Bank
Articles about loans
About the loan
A cash loan from MTS Bank is an easy way to get the required amount to pay for an expensive purchase, vacation, education, medical treatment, and much more. Here, borrowers can get up to 5 million rubles for a term of up to 60 months with real estate collateral or unsecured.
Terms
At MTS Bank, borrowers can apply for a consumer cash loan in the amount of 20 thousand to 5 million rubles for a term of 12 to 60 months. When taking out an unsecured loan, the interest rate on it can range from 4.4% to 32.9% per annum. The overpayment on a loan secured by real estate can range from 16.7% to 23.7% per annum.
MTS Bank borrowers have the opportunity to repay the loan early in full or in part. To do this, they need to notify the lender of their decision in writing and pay the principal debt and interest accrued for the actual time the money was used.
In the event of failure to make the monthly payment on the established date, MTS Bank charges a penalty in the amount of 20% per annum of the overdue debt amount and interest accrued for using the money.
Borrowers who meet the following requirements can apply for a loan at MTS Bank:
- are citizens of the Russian Federation;
- at the age of 20 at the time of loan application;
- have a regular source of income.
To get a loan from Renaissance Bank, you only need to provide a passport of a citizen of the Russian Federation. In addition, the bank reserves the right to request additional documents confirming income and employment.
Borrowers can receive an approved loan in cash at an MTS Bank branch or MTS retail stores, as well as on the MTS Money Weekend debit card.
Monthly payments are automatically deducted from an account opened with MTS Bank. You can deposit funds into it using the following methods:
- by transfer between your own accounts opened with MTS Bank;
- by transfer from cards of other banks;
- in cash via MTS Bank ATMs;
- in cash through MTS Bank cash desks;
- in cash through self-service terminals in MTS retail stores.
Short name: PJSC MTS-Bank
Tax ID (INN): 7702045051
BIC: 044525232
KPP: 772501001
Correspondent account: 30101810600000000232
OGRN: 1027739053704
How to apply
You can apply for a loan at an MTS Bank branch and on the credit institution's website. In the first case, you will need to visit the bank office with all the necessary documents. To apply for a loan online, you need to:
- click the "Calculate loan" button on the website page dedicated to the loan;

- specify the loan amount and term, loan purpose, last name, first name and patronymic, date of birth, mobile phone number and email address;

- check the required boxes and click the "Next" button;
- enter the confirmation code from the SMS message;
- provide income details, passport data, permanent registration address and actual residential address, an additional contact, and a code word;
- click the “Next” button;
- provide information about employment, education and marital status;
- click the "Submit Application" button.
Rates
to the MTS Dengi Weekend debit card
by transfer from cards of other banks;
in cash via MTS Bank ATMs;
in cash through MTS Bank cash desks;
in cash through self-service terminals in MTS retail stores
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