Cash for any purpose from Zenit Bank

Today at Bank ZENIT, you can apply for a cash loan for any purpose from 100 000 to 5 000 000 RUB for a term of 2 to 5 years. These terms apply only to Moscow and the Moscow region. In other regions of Russia, the minimum loan amount is 50 000 RUB.

The lender determines the interest rate for each borrower individually. However, the minimum overpayment on a cash loan is 31.9% per annum, and the maximum is 36.6% per annum.

At Bank ZENIT, as in any other bank, you can repay a loan through partial or full early payments. You can do this in online banking, the mobile app, or at a branch of the financial institution. In all cases, before making early payments, you must notify the lender of your intentions in advance.

If the borrower delays monthly payments, the credit organization charges a penalty of 0.1% per day on the overdue debt amount. In addition, the financial institution is required to notify the Credit History Bureau of the incident.

Do not forget that even the slightest delay can negatively affect your credit history and lead to loan rejections in the future.

Bank ZENIT does not impose very strict requirements on its clients. To get a loan here, you must meet the following criteria:

• have Russian citizenship;
• have permanent registration in the Russian Federation;
• have a place of residence that matches your place of work;
• be between 21 and 70 years old;
• have sufficient income to make monthly payments.

As for documents, to get a loan, you must provide a passport of a citizen of the Russian Federation, a certificate confirming income, and a certificate confirming your place of work.

You can receive a loan from Bank ZENIT in just one way: by bank account transfer.

You can repay the debt to the financial institution in the following ways:

• at Bank ZENIT branches;
• at Bank ZENIT ATMs;
• at ATMs and terminals of VTB, MKB, Alfa-Bank;
• at Elecsnet terminals;
• via the Zolotaya Korona service;
• by transfer from another bank's card;
• in your Zenit Online personal account.

Short name: PJSC "Bank ZENIT"

Tax ID / KPP: 7729405872

BIC: 044525272

KPP: 772701001

Correspondent account: 30101810000000000272

OGRN: 1027739056927