Credit cards
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Я решила воспользоваться услугой "Кредитная карта 120 дней без %" от ОТП Банка для покупки нового телевизора. Процесс получения карты был простым и быстрым, а главное - без всяких скрытых комиссий. Особенно порадовала возможность безпроцентного периода в 120 дней, что дает возможность распределить расходы на оплату.
Отличная карта ВездеДоход, Почта Банк молодцы! Удобный онлайн-банкинг, кредитный лимит большой, деньги сразу выдают. Ставки норм, ниже чем в других банках. Заявку рассмотрели быстро.
I applied for the VTB Vozzmozhnostey Card. At first, I thought they wouldn't give it to me since I have minor credit history issues, but they reviewed the application in literally a couple of days and approved it. I liked that they issued a decent credit limit right away, and there is also a card-to-card transfer feature, very convenient! All information about the balance and statements is available in the app. I haven't had any problems with customer service so far, they always answer questions and help. The card validity period is 3 years, which makes me happy. The only thing I didn't like is the interest rates, a bit higher than I would like. But on the other hand, there is cashback and cashless payments, which compensates for the interest. The downside is no auto-payments. Overall, I am satisfied with the services.
I've been using the card from Sber for half a year already. I liked the fast review time of the application, just a couple of days and the card was in my hands. A good limit, suited to my needs. The interest rates are quite salty, but with timely repayment - not critical. Auto-payments are easy to set up. Everything is fast and clear through online banking. Cashback is small, but a nice bonus.
Оформила недавно "Двойной кэшбэк" от Промсвязьбанка. Сначала волновалась, потому что кредитная история у меня не очень. Но мою заявку рассмотрели быстро и одобрили, прямо на следующий день забрала карту. Лимит по карте дали нормальный. Очень удобно, что есть опция автоплатежей, все счета теперь оплачиваются автоматом, не надо беспокоиться. Процентные ставки, конечно, есть, но это ж кредитная карта. Самое главное - кэшбек. Хороший такой, особенно радует, что он двойной. И программа лояльности приятная, плюшки разные предлагают. С обслуживанием клиентов проблем не было, все четко и быстро. Баланс и выписки смотрю через онлайн-банкинг, тоже очень удобно. В общем, пока довольна!
Взяла карту 100+ в Промсвязьбанке, думала, будет удобно. Честно, сначала все было нормально - смотрела выписки через онлайн-банкинг, пользовалась без проблем. Но потом начались проблемы. Лимит по карте обещали 100 тыс, а дали только 50. Переводы с карты на карту делать не удобно, комиссия большая. И вообще, онлайн-банкинг часто глючит, не пускает. В общем, не советую эту карту.
Воспользовался кредиткой "130 дней без %" от Русского Стандарта на ремонт машины. Условия четкие, обслуживание быстрое.
I've been using the credit card from Sinara, called DA!, for about a year now. Basically, I'm satisfied. The application was reviewed quickly, and the card arrived on time. The best part I like is the cashback; it's nice to get a little bit of money back every month. True, the interest rate is not the lowest, but nothing can be done about it. There have never been any problems with the balance and statements, everything is clear and understandable. The validity period of the card is quite long, which is pleasing. I set up auto-payments without any problems, very convenient. By the way, it boosted my credit history, everything reflects as it should. Customer service is top-notch, they always help and explain. A loyalty program was seemingly promised, but I haven't seen it yet. Card maintenance is free, which is a plus. I made card-to-card transfers a couple of times, everything was fast and without commissions. My credit limit is small, but that's probably my fault, my income is not large. In general, I am satisfied, go ahead and get one, you won't regret it.
Opened a Mir credit card from Russian Standard. I've been using it for half a year, zero complaints. Frankly speaking, I was afraid at first, since my credit history wasn't very good. And here, surprisingly, everything is fine. The card validity period is long, which is good, no need to constantly renew it. They gave me a decent credit limit, even though I work as an ordinary worker. In general, I'm happy as an elephant! I recommend it to anyone looking for a reliable credit card.
Воспользовался кредитной картой Хоум Банка для оплаты автоуслуг. 120 дней без % - это реально выгодно. Удобно и просто. Рекомендую!
I took a MIR credit card at Russian Standard to pay for utility bills, since my salary is small. Everything is norm, interest rates are not high, there is cashback, even if small. Autopayments are convenient, no need to think about payment every month, everything is deducted automatically. I use online banking, very convenient, everything is fast and clear, even for me, not a very tech-savvy person. The card validity period is long, which is nice. Their customer service is in order, they will always help and explain. The card limit is sufficient for me, although, of course, you always want more. In general, I am satisfied with this card!
Terribly slow application review for the card — a whole week! And that's despite my good credit history. Online banking is sluggish, and autopayments sometimes work with a delay. The interest rate is normal, but the card limits are small. Balance, statements, cashless payments — all good. Customer service is so-so, and money refunds are dragged out. Card-to-card transfers work. Cashback is small.
Пользовался кредитной картой Tinkoff Platinum в поездке за границу. Стикер очень удобен, приклеил на телефон - и все, больше не нужно искать кошелек. А кешбэк на все покупки - просто находка! Сервис на высоте, спасибо Тинькофф за качественный продукт.
I got the "LUKOIL - T-Bank" card to pay for gasoline. It's convenient that you can accumulate bonuses and spend them on fuel. T-Bank's service is top-notch, they always help and advise.
I got the Tinkoff Drive card to pay for gas. Convenient, fast, and the bonuses are great. Good service from Tinkoff Bank!
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