Credit cards

Thanks to honest reviews, you can make a smarter choice

Alfa-Bank
3.25
27

I used the 365 days card from Alfa-Bank to buy home appliances. It's convenient that there is 0% on purchases, but you need to pay on time. Great service!

T-Bank
3.81
30

My card application was reviewed in 2 days, and it arrived in a week. They gave me a limit of 150 thousand, which is quite good. What I like most is the cashback on purchases and the convenient app. And yes, the interest rates are high, but I try to pay on time. Service is good, managers are always in touch.

Alfa-Bank
3.25
27

I used the Alfa Travel Classic credit card from Alfa-Bank during a trip to Europe. The application was reviewed within one day, quickly and without unnecessary questions. Auto-payments allowed me to not worry about paying bills on time. A convenient and transparent system for earning bonuses for card transactions. Overall, I am satisfied with the service.

Promsvyazbank
3.13
20

The convenient 100+ card from Promsvyazbank was a lifesaver for me on my trip. The loyalty program, which includes discounts at popular stores, came in very handy. Card service is flawless!

MTS Bank
3.33
22

Well, I decided to write a review about this MTS card. Got it thinking I'd make use of the cashback, yeah right. I use it sure, but the amounts are pennies. I check the balance and statements — everything is correct, but it's nothing impressive. There is a refund option too, but it's kind of slow. Card maintenance seems hassle-free, but they dragged out the application review period when I was signing up. Anyway, it's an okay card, but they could make the cashback bigger.

Оформил карту в "Русстандарте". Заявку рассмотрели за 2 дня, карта пришла через неделю. Первые 130 дней - никаких %, очень выручило. Онлайн-банкинг удобный, все операции через приложение делаю. Кредитный лимит понравился, даже больше ожидал. Есть автоплатежи, не забываю про платежи и не порчу кредитную историю. Была проблема с возвратом денег, но в поддержке помогли. В целом, доволен!

VTB
3.23
19

I've taken out loans with other banks before, but VTB turned out to be more convenient. The application was reviewed quickly, they gave a good limit and lower interest rates. Through online banking, I make card-to-card transfers without any problems. Balance and statements are always at hand. Card service is fine, auto-payments work. There was one refund, they returned the money without any issues. The only thing is they could make the cashback a bit higher.

Sberbank
3.45
28

Got a card at Sber, everything is not bad. They reviewed the application quickly, the credit limit pleasantly surprised me. I love Sber for its service - they will always help and explain. Good cashback, easy to set up auto-payments. Non-cash payments also work great.

OTP Bank
3.5
18

I decided to use the "120 days interest-free credit card" service from OTP Bank to buy a new TV. The process of getting the card was simple and fast, and most importantly, without any hidden fees. I was especially pleased with the 120-day grace period, which makes it possible to spread out payments.

Pochta Bank
3.26
23

Great VezdeDohod card, Pochta Bank rocks! Convenient online banking, large credit limit, money is issued right away. Rates are normal, lower than in other banks. The application was reviewed quickly.

VTB
3.23
19

I applied for the VTB Vozzmozhnostey Card. At first, I thought they wouldn't give it to me since I have minor credit history issues, but they reviewed the application in literally a couple of days and approved it. I liked that they issued a decent credit limit right away, and there is also a card-to-card transfer feature, very convenient! All information about the balance and statements is available in the app. I haven't had any problems with customer service so far, they always answer questions and help. The card validity period is 3 years, which makes me happy. The only thing I didn't like is the interest rates, a bit higher than I would like. But on the other hand, there is cashback and cashless payments, which compensates for the interest. The downside is no auto-payments. Overall, I am satisfied with the services.

Sberbank
3.45
28

I've been using the card from Sber for half a year already. I liked the fast review time of the application, just a couple of days and the card was in my hands. A good limit, suited to my needs. The interest rates are quite salty, but with timely repayment - not critical. Auto-payments are easy to set up. Everything is fast and clear through online banking. Cashback is small, but a nice bonus.

Promsvyazbank
3.13
20

I recently issued the "Double Cashback" card from Promsvyazbank. At first I was worried because my credit history is not very good. But my application was reviewed quickly and approved, and I picked up the card the very next day. The card limit was normal. It is very convenient that there is an auto-payment option, all bills are now paid automatically, no need to worry. Interest rates, of course, exist, but this is a credit card after all. The most important thing is the cashback. It's quite good, especially glad that it's double. And the loyalty program is pleasant, they offer various perks. There were no problems with customer service, everything was clear and fast. I check the balance and statements via online banking, which is also very convenient. In general, I am satisfied so far!

Promsvyazbank
3.13
20

I got the 100+ card from Promsvyazbank thinking it would be convenient. Honestly, everything was fine at first — I checked statements via online banking and used it without issues. But then problems started. They promised a credit limit of 100k, but only gave me 50. Card-to-card transfers are inconvenient with high fees. And in general, online banking often glitches and won't let me in. Overall, I don't recommend this card.

Воспользовался кредиткой "130 дней без %" от Русского Стандарта на ремонт машины. Условия четкие, обслуживание быстрое.

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