Credit cards

Thanks to honest reviews, you can make a smarter choice

Pochta Bank
3.26
23

Оформил кредитку в ПочтаБанке месяц назад. Рассмотрели быстро, хотя кредитная история у меня не идеальная. Лимит дали хороший, кэшбек радует. Обслуживание пока на высоте.

Hello everyone! I recently got a credit card from Russian Standard - 130 days interest-free. I've already tested it, everything works like clockwork. The application was reviewed in literally a day, and the card arrived by mail. I was pleased with the credit limit, it's higher than I expected. It's convenient that you can make card-to-card transfers. Online banking is simple and straightforward, even for me. In terms of customer service, Russian Standard is just as good as other banks. So far, I'm satisfied!

Alfa-Bank
3.25
27

I unexpectedly decided to get a credit card from Alfa-Bank. At first, I had doubts, but with 365 days interest-free, I couldn't resist. Besides that, there is cashback on purchases and automatic cash payments. The application was reviewed quickly, and the card limit suited me. I like that the balance and statements can be viewed via online banking, which is very convenient. Customer service is also good; I am always consulted on any question. Overall, I like everything so far.

MTS Bank
3.33
22

Recently got a card from MTS Bank. I like that they reviewed the application quickly, and the card arrived ahead of schedule. The credit limit is quite large, which is very convenient. Through online banking, it's easy to control your balance, make transfers, and pay for auto-payments. Cashback is also pleasing, I often use cashless payments. The only downside is the interest rate, it could be lower. Overall, I'm happy with the service.

I decided to get the Platinum credit card from Russian Standard Bank to pay for unplanned purchases. Everything went quickly and smoothly. The bank explained the maintenance terms and the bonus program to me in detail. I frequently use cashback. Overall, I was satisfied with the service provided.

UBRR
2.8
15

I used the My Freedom credit card from UBRD to pay off debts on other loans. The allowed limit helped improve my credit history. I liked the auto-payment feature the most - no need to worry about missed payments anymore. The service works flawlessly, thank you!

Promsvyazbank
3.13
20

Hello everyone. Recently I got a double cashback credit card at Promsvyazbank. Great thing, I must say. Cashback accumulates really fast, especially if you make purchases at partner stores. Part of the money is returned, and that's nice. The interest on the card is also quite low. Customer service is up to standard, operators are always ready to help and answer all questions. There is also a loyalty program, but I haven't used it yet, I'll need to figure it out. Anyway, I am satisfied, I recommend it.

Alfa-Bank
3.25
27

I applied for the "365 days interest-free" credit card at Alfa-Bank for cashless vacation payments. The terms are very attractive—a whole year without interest! I used it mostly in restaurants and stores—convenient and fast. Cashback on purchases is a nice bonus. Overall, the card lived up to expectations.

Promsvyazbank
3.13
20

I have been using the 100+ credit card from Promsvyazbank for over a year. I got the card for shopping and unforeseen expenses. I was very pleased with the fast application review period - just two days, which is rare in my experience with banks. Customer service is top-notch, the operators always help and explain all the nuances. I'm happy with my choice and recommend it!

T-Bank
3.81
30

Ordered a card, they sent it quickly. Issuance and maintenance without any issues, everything is online. They gave a good credit limit, even though my credit history isn't great. The card is convenient, and everything in the app is clear. Cashback is a nice bonus. The card's validity period is long, which is great. Auto-payments are a handy feature. Customer service is up to standard. Generally, I'm satisfied!

Sovcombank
3.33
21

Here is my story: I applied for a card at Sovcombank. The application was reviewed in literally a couple of days. The credit limit was a pleasant surprise, online banking is convenient, and I set up autopayments without any issues. But the interest rates are a bit unclear — meaning they are higher than promised. Customer service also has its difficulties; they don't always respond promptly. The cashback is decent, only the refund process is a bit slow. Overall, it's okay, but there is room for improvement.

OTP Bank
3.5
18

Hello everyone. I want to share my experience with the 120 days interest-free credit card from OTP Bank. I got it recently, the application was reviewed quickly, and the credit limit suited me. It's nice that they look not only at your credit history but also at your income. Online banking is simple and convenient, I make card-to-card transfers without any problems. A big plus is auto-payments; you don't have to worry about forgetting to pay for something. I make cashless payments regularly, everything goes through quickly. So far, I have no questions about customer service. The only thing is that the interest rates after 120 days seem high, but so far the repayment is going smoothly. Overall, I'm happy with the credit card.

Pochta Bank
3.26
23

I got the "VezdeDokhod" credit card from Pochta Bank for daily purchases and bill payments. I was surprised by the speed of application processing and card issuance. The terms of use are transparent, and the interest rate is quite acceptable. I recommend it!

Alfa-Bank
3.25
27

Hello everyone! I got a credit card from Alfa-Bank, the Beeline 365 Days Interest-Free. To be honest, I'm thrilled! The application was reviewed quickly, in just a couple of days. The card arrived very quickly, customer service is top-notch. I've been using it for about two months and haven't had a single problem. Card-to-card transfers are instantaneous, and the balance and statements are always at hand. Another plus is the cashback, which is a nice feature. In general, I recommend it to anyone looking for a decent credit card. I hope everything stays just as good!

Sberbank
3.45
28

Used the SberCard service to pay for services on vacation. Ordered the card online, everything went quickly and without problems. A big plus is the low overdraft interest rate, which was a real lifesaver. Managing the card through the SberBank Online app couldn't be more convenient. Recommended!

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