According to the bank's marketing policy, to apply for the Russian Standard Platinum credit card, the following requirements must be met:

• The card recipient must be a citizen of the Russian Federation.
• The recipient's age must be 21-65 years.
• The borrower can only receive the card in a region where the bank has an office or branch.
• The borrower must be officially employed with a work history of at least 3 months.
•  To complete the application, you must provide Russian internal passport details.

If the borrower is a pensioner, there is no need to specify a source of income. Information on pension accrual from the Pension Fund of Russia serves as proof of income.

The Platinum credit card from Russian Standard Bank is an attractive product from one of Russia's largest commercial financial and credit institutions. The credit card comparison service invites you to review the offer, study the available lending options, and then follow the link to the partner bank's website.

Despite the official employment requirement, in some cases the bank reviews applications from citizens who have unemployed status. In this case, you must provide contact details for your current workplace, after which the bank reviews the application in accordance with the organization's marketing policy regarding unemployed citizens. For non-working pensioners, proof of income is the information regarding pension receipt from the Pension Fund. In most cases, the card is available in virtually all regions of the country where the bank has branches and offices.

If you become the owner of a Russian Standard Platinum credit card, you can subsequently check your account balance in the following ways:

• Every month, the bank sends SMS notifications to the client.
• A detailed report is sent via email.
• In the online banking personal account of the financial and credit institution.
• By visiting a bank ATM and requesting an extended statement.
• By calling the hotline at 8 800 200 6 200.
• By visiting an office of the financial and credit institution in any region of Russia.

The initial credit limit is announced when the application is approved. Additionally, you can call the hotline number to clarify the current credit limit.

If the borrower does not incur overdue payments and fulfills all the bank's conditions, the credit institution independently increases the borrower's credit line.

The expanded loyalty program allows the cardholder to receive cash back. Cash back is accrued according to the formula 1 ruble = 1 point.

• 1% is returned on any purchase.
• Out of the 7 presented categories, the cardholder chooses 3, after which cash back is accrued in the amount of 5%: gas stations, public catering, fast food systems, jewelry, taxi services, souvenirs and flowers, cinemas, theaters, and museums. To activate cash back accrual services for 3 categories, you need to call the hotline.
• Cash back up to 15% at more than 200 partner stores of the bank (some items up to 40%, conditions and the list of stores must be checked with the bank itself or on its website).

Cardholders can also separately participate in category-based loyalty programs:

• Favorable travel. On the travel.rsb.ru website, you can book a hotel, choose a good tour, and pay for air, sea, and rail tickets with points.
• "Payment System Promotions" programs. Take part in the "Priceless Cities" program and receive additional privileges from Russia's best commercial bank.

Russian Standard Bank offers the Platinum credit card, which is a real find for those who know how to value time and love good shopping.