Credit cards
Thanks to honest reviews, you can make a smarter choice
I applied for a credit card at Promsvyazbank, attracted by the "Double Cashback" offer. The application was reviewed quickly since my credit history is spotless. The card limit is normal, although not the maximum. Online banking is convenient, I can always see my balance and statements. The cashback is really double, which made me happy. But customer service is a pain; contacting an operator is a whole epic! Overall, I am satisfied with the card.
MTS Bank, thanks for the card. Reviewed the application quickly, gave a good credit limit. Online banking is convenient, I do all payments and transfers quickly. Cashback is pleasing. No complaints about service, always in touch.
I got an Alfa Travel card for myself. Pleasantly surprised by the fast application review, the convenience of online banking, and the transparency of all transactions. I love cashless payments, and here you also get cashback on them! A good credit history is the key to a high credit limit. Customer service is top-notch; managers are always ready to help and explain all the nuances. Auto-payments are convenient—no need to enter details every time. The interest is a bit high, but I'm ready to pay for convenience and speed. Overall, I'm satisfied!
Hello everyone! I want to talk about my experience with the Platinum credit card from Russian Standard. I applied for it because they promised good interest rates and cashback. The application was reviewed quickly, even though I didn't expect it. My credit history is in order, so there were no problems. The card arrived, and I started using it. Online banking makes it convenient to monitor everything and make card-to-card transfers. Interest rates are acceptable, and customer service is up to standard. Auto-payments are also fine, deducted on time. However, the cashback turned out not to be as rosy as promised. But the loyalty programs are a plus—nice bonuses. Overall, it's a decent card if you ignore the cashback.
I took out a virtual credit card to make card-to-card transfers more convenient. I liked that the application was reviewed quickly, even considering my less-than-ideal credit history. The cashback was a pleasant surprise; I didn't expect it to be so high. Card maintenance is normal, no issues arose. Online banking is very convenient, I always see my balance and can get a card statement. The card's validity period is quite long, which is also pleasing. In general, I am satisfied with everything.
Recently got a credit card at OTP Bank, attracted by the 120 days 0% period. The application was reviewed in one day, and they gave a decent credit limit even without an ideal credit history. It is very convenient that there is cashback—not much, but nice. I also like the card service so far; all questions are resolved promptly. Everything is fine with online banking too; the app is convenient. Overall, I'm happy so far.
I got a card at Tinkoff. At first, I doubted it, but the conditions are tempting! They gave a high limit and a low interest rate. Online banking is convenient, everything is transparent. The cashback is a pleasant bonus!
I got a credit card to make emergency purchases. Everything is fine, 2 years with 0% is quite convenient. Customer service raises no special complaints. Online banking is simple and clear. I make card-to-card transfers regularly—everything is fast. There are no problems with refunds, everything is precise. Cashback is also pleasing, savings are accumulating. Loyalty programs are a nice bonus too.
Recently got a My Freedom card. It's very convenient that the application was reviewed quickly, no need to wait long. Online banking is also fine, everything is clear and without unnecessary complications. I check my balance and statements right in the app, everything is at hand. They don't ruin your credit history, which is a plus. The guys in support are polite, helped me set up auto-payments. The card's validity period is also fine, nothing to complain about. Overall, I'm satisfied!
Hello everyone. 180 days without interest, sounds tempting, doesn't it? The application was reviewed quickly, and the card was issued. Well, then it started... I make card-to-card transfers without problems, cashless payments go through normally. But there are problems with online banking; it often lags, and I have to enter the password several times. I set up auto-payments, but sometimes withdrawals happen with a delay. And this affects your credit history! I will say separately about customer service—it's very good. They will always help and advise. The loyalty program is also pleasant; points accumulate, which you can spend later. But there are difficulties with refunds; you have to wait a long time. In general, the card is not bad, but the bank has something to work on.
Received the VezdeDokhod credit card from Pochta Bank. It is convenient that you can pay everywhere and get cashback. Used it to pay for online purchases.
I used the All Airlines credit card from Tinkoff to pay for tickets. Cashless payments went through quickly, without problems. Online banking is user-friendly. Recommended!
I got a card at Sberbank. At first, everything was fine: the application processing time was fast, and the credit limit suited me. They initially promised a low interest rate, but then raised it. Card service is not very convenient, always some difficulties with online banking. Auto-payments work strangely, sometimes they deduct more than necessary. Cashback is good, but refunds are very slow. There are also questions about card-to-card transfers: sometimes they go fast, sometimes very slow. Card limits are low, although they promised more. Loyalty programs are not very profitable, in my opinion.
I want to share my experience using the VTB Map of Opportunities. I took this card to pay for my vacation, and I was promised cashback and interest on the account balance. I used it actively and really received bonuses. Everything is transparent, with no hidden fees. I was pleasantly surprised by the quality of service and the promptness of the bank staff. Excellent choice for those who value their time and money.
I got a credit card, they said 2 years with 0%. The limit is fine, it's convenient to use, especially via online banking. The application was reviewed quickly, credit history was checked. Card-to-card transfers without problems, cashback is also nice.
Bank Zenit
LOCO-Bank
Bank Sinara
Credit Europe Bank
