Credit cards

Thanks to honest reviews, you can make a smarter choice

Home Bank
3.3
16

Hello everyone! I recently got a credit card from the bank, they promised 120 days interest-free. The application review time wasn't dragged out as promised – literally the next day the card was in my hands. I liked that there is both cashback and cashless payments, which is convenient for me as a woman who loves shopping. The rates after 120 days are not astronomical either. There are auto-payments, so I don't have to be afraid of forgetting to pay something. Plus, my credit history will now be built, which is great. Customer service is also in order, they immediately explained everything about how to use the card, what the limits are, and all that. In general, I like everything so far, I will use it.

I applied for a Russisch Standard card, the application review time is short. Online banking is convenient, all balance info and statements are available. The credit limit is quite decent, and I especially liked the 130 days interest-free. Card-to-card transfers work without problems. The customer service is responsive and clearly explained everything regarding refund questions. Cashback is a nice bonus. I recommend it!

VTB
3.23
19

Opened the VTB Map of Opportunities for major purchases and unexpected expenses. The 200,000 RUB credit limit immediately came in handy for buying a new TV. The card validity is 3 years—a great period. It's convenient that you can repay the debt in installments. VTB is a reliable choice!

OTP Bank
3.5
18

An excellent card, OTP Bank is simply great! I applied, everything went quickly, the application was reviewed in less than a day. The card limit is decent, enough for all needs. I use card-to-card transfers, which is very convenient. Auto-payments work without glitches, which is pleasing. Cashless payments and cashback are just fantastic! Customer service is top-notch, they will always help and explain. Online banking is also on point. I recommend it!

Alfa-Bank
3.25
27

The "365 Days Without Interest" credit card from Alfa-Bank was a real lifesaver when I bought my new car. I applied online, and the response came quickly, just a couple of hours later. The interest rate was zero for a year, which significantly reduced my expenses. Excellent service and customer terms!

Sberbank
3.45
28

I used Sberbank's services and got a SberCard credit card. I liked the convenience of cashless payments – I paid for purchases in stores and online services without any problems. An important advantage was the convenience of monitoring the balance and viewing statements via the mobile app. I recommend it!

I got the "130 days interest-free" credit card from Russian Standard to buy appliances. The loyalty terms were pleasing, and managing the account via online banking is convenient and simple.

Uralsib Bank
3.5
10

Uralsib gave me a card with a 120-day term. I really liked that the credit limit is set quite high. It's convenient that there are auto-payments, so I don't have to pay bills manually every time. Most importantly, 0% interest on usage! The application took a minimum of time, everything was fast and without problems.

MTS Bank
3.33
22

I applied for the card at MTS Bank, they reviewed it quickly, no extra questions. The card was issued for a long term, which is pleasing. They gave a normal credit limit that you can comfortably work with. A big plus is the cashback, it actually works! It's convenient to use online banking, everything is clear and simple. Balance and statements arrive on time, without delays. Never had any problems with customer service, they always help and answer all questions.

OTP Bank
3.5
18

I applied for a credit card at OTP. They reviewed it quickly, even though my credit history isn't ideal. They gave me a limit for 120 days interest-free. I like the customer service – they are always in touch and helpful. Convenient card-to-card transfers and auto-payments. Cashback is a nice bonus!

T-Bank
3.81
30

Доброго времени суток, всем! Решила написать отзыв о кредитной карте Платежный стикер Т-Банк Платинум. Мне карту оформили быстро, без лишних вопросов и бумажной волокиты. Сразу выдали кредитный лимит, что очень удобно. С обслуживанием карты проблем не возникало, все платежи проходят моментально, переводы с карты на карту тоже без задержек. В онлайн-банкинге всегда доступны баланс и выписки, что очень удобно для контроля своих расходов. Процентные ставки вполне приемлемые, средства возвращать не тяжело. В общем, очень довольна обслуживанием и всеми условиями. Спасибо!

T-Bank
3.81
30

Recently got the All Airlines credit card. The credit limit was a pleasant surprise, higher than in other banks. Customer service is top-notch, always getting help. But the interest rates bite, although cashback on airline tickets is a handy thing! Card-to-card transfers without unnecessary fuss. I hope the refund process will be just as simple.

Promsvyazbank
3.13
20

Card service at Promsvyazbank leaves only positive impressions. The application processing time was minimal, and they issued a credit limit right away. All cashless payments and auto-payments go through without problems, and the card's validity period is quite long. I like their online banking — everything is clear and convenient. I had one question about a refund — I contacted support, and they explained everything. Overall, satisfied.

Guys, I decided to write about the credit card from Renaissance. 2 years 0% - sounds tempting, right? I took it, I'm using it. Online banking is fine, everything is clear, I set up auto-payments - it's convenient, you don't forget to pay. But the interest after 2 years is astronomical! At first I rejoiced, then I realized that everything is not so rosy. Cashless payments are ok, but it's better not to withdraw cash, the commission is huge. It helps with credit history, of course. Customer service is mediocre, sometimes you wait a long time for a response. Refund of funds - never used, I don't know. There is cashback, but small. In general, think before taking one, otherwise the interest will be astronomical.

Sberbank
3.45
28

Sberbank is always top-notch! Customer service is great, there were no problems with refunds. I like the auto-payment system and cashback. Cool card!

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