Credit cards

Оформила кредитную карту в ОТП Банке, 120 дней без процентов обещали. Посмотрим, как пойдет. Сроки рассмотрения заявки норм, дня через 2 уже карту привезли. Скажу честно, кредитная история у меня не ахти, а тут все прокатило, удивлена. Обслуживание клиентов понравилось, все объяснили по полочкам. Есть возможность делать переводы с карты на карту, это удобно. Есть и автоплатежи, не забудешь оплатить что-то. Кредитный лимит у меня 50 тысяч, пока хватает. Процентные ставки нормальные, только вот смотреть надо, чтоб вовремя возвращать средства. Пока вроде все нравится, буду пробовать. Кэшбек обещают, но еще не проверяла. Безналичные платежи делала, все прошло быстро. Программы лояльности тоже есть, но пока не разбиралась. Баланс и выписки можно смотреть в онлайн банке, удобно. Срок действия карты 3 года.

Оформил карту в Кредит Европа Банк. Готовился ждать, но сроки рассмотрения заявки порадовали - быстро. Кредитный лимит устроил, с процентами тоже все ок. А вот кэшбек мог бы быть и побольше. Онлайн-банкинг удобный, автоплатежи настроил без проблем. Обслуживание карты без нареканий. В общем, доволен.

Got a card from VTB, the credit limit suited me, but the interest rates bite. I view my balance and statements via online banking, which is convenient. Customer service is a 4 out of 5, sometimes there are delays with replies. Cashback is nice, set up autopayments—forgot about utility bills. The loyalty program is mediocre.

Оформила карту "130 дней без %", вроде неплохо. Через онлайн-банкинг удобно следить за расходами. Но кэшбек маленький, ожидала больше. А программа лояльности пока не впечатлила, надеюсь, со временем будет лучше.

I applied for a UnionPay card at Russian Standard. The terms seem alright, there's cash back, and interest rates are normal. But online banking is glitchy — it freezes so often while processing payments that you'll grow a beard. Customer support is also so-so, they can't always help. Card maintenance is free for now, but who knows what's next. The credit limits are average, but it's enough for me. Overall, it's just so-so. Not thrilled, but not complaining yet either.

Got the card at VTB. Liked the quick decision on the application and the good limit. I like the cashback, but the interest rate is a bit high. Card maintenance is convenient, everything is in the online bank. Autopayments are convenient! Balance and statements are always at hand. Overall, I'm satisfied!

A pretty normal card. Applied without problems, they explained everything at the bank. Card service is fine, online banking is convenient. The interest rates are indeed high, but if you pay regularly, it's fine. I also like the loyalty program, they award bonuses for purchases. Overall, it's convenient for me.

Got a card at Alfa-Bank, they promised 365 days without interest — said and done! Online banking is just super, all payments are automatic, interest rate is low, limits are high. Checking balance, statements — everything is precise! Cashless is a breeze, and the loyalty program is just fire! They service quickly, politely! The application was reviewed in 2 days, my credit history wasn't great, but they approved it anyway! Refunds without problems, card-to-card transfers instantly! Credit limit is decent, cashback is pleasing. I'm happy with the card, the validity period is still long!

Very happy with the T-Bank card. I've been using it for a year, no issues. The credit limit was increased without me asking, and balances and statements always arrive on time. It is convenient that you can make card-to-card transfers. Auto-payments are priceless—I no longer forget to pay bills. Cashback is a nice bonus, especially accumulating on non-cash transactions. Customer service is top-tier; they will always help and explain. Overall, I recommend it!

Воспользовался Кредитной картой ЛУКОЙЛ-Т-Банк для оплаты топлива на АЗС. Удобно, быстро и, главное, скидка 3% на бензин - приятный бонус.

Got a credit card from Renaissance Bank with 2 years interest-free. Used it for unplanned purchases. Balances and statements arrive on time, my credit history has improved. Recommended!

I have been using the Gazprombank credit card for six months now. The application was reviewed quickly, and the card was issued the next day. The limit is good, even higher than expected. The cashback is fine; they return a percentage of purchases every month. I use auto-payments, which is convenient so I don't have to think about payments. I check my balance and statements in online banking, everything is clear and convenient. Card-to-card transfers arrive quickly. Card maintenance is free, which was a pleasant surprise. Overall, I am happy with everything. Plus, such a card improves your credit history. I recommend it!

I had to use the services of Russian Standard Bank and got a Platinum credit card. With it, I was able to pay for urgent medical procedures. The lending terms were transparent, and the credit amount turned out to be quite generous. Thank you for the promptness and high-quality service!

I applied for this "scary" card at Promsvyazbank. It arrived quickly, but problems started right away — I had to wait a long time for activation. Plus, customer service leaves much to be desired, they reply slowly, not always clearly. Auto-payments are set up, but the bank charges a commission for transfers. Interest on the card is high. Cashback was promised, but in reality it's less. Overall, I don't recommend it.

I like how the card works. The loan interest is not high, the limits are sufficient. Cashback is a nice bonus. I have been using the card for half a year, no problems at all. Everything is clear in online banking, balance and statements are available at any time. The review period was fast, about a day. Customer service is also excellent!