Credit cards
Thanks to honest reviews, you can make a smarter choice
После получения кредитной карты All Games от Т-Банка, мое взаимодействие с компанией стало намного проще. Использую ее для оплаты подписок на игры и покупки виртуальных товаров. Удобно, что кэшбэк сразу начисляется на игровой счет. Этот продукт стал настоящей находкой для меня, как геймера.
Оформила эту карту в Кредит Европа Банке, думала, польза будет. Но честно говоря, впечатления смешанные. Кредитный лимит обещали большой, а выдали какой-то смешной. Кэшбек тоже обещали хороший, но он как-то странно начисляется, не всегда понятно на что и как. Безналичные платежи работают нормально, в магазинах проблем не было. Программа лояльности вроде тоже есть, но пока пользы от нее не увидела. Обслуживание карты платное, хотя вроде бы и услуги онлайн-банкинга входят в стоимость. Автоплатежи настроила, но почему-то не все списания проходят автоматически. Процентные ставки в принципе нормальные, но есть банки и с ниже ставками. Лимиты по карте немного смущают, особенно если снимать наличные. Баланс и выписки приходят вовремя, это радует. Срок действия карты тоже нормальный. Сроки рассмотрения заявки были довольно быстрыми, это плюс. Кредитную историю у меня проверили, но не знаю насколько подробно. Обслуживание клиентов оставляет желать лучшего - долго отвечают на вопросы. Возврат средств не пробовала, но надеюсь, что проблем не будет.
Брала карту в ОТП, 120 дней без %. Приятно удивлена, заявку рассмотрели быстро, кредитный лимит мне устроил. Очень удобно платить по безналу и делать переводы с карты на карту. Отличный кэшбек и программа лояльности. С автоплатежами проблем нет, удобно следить за балансом через онлайн-банкинг. Возврат средств тоже без проблем. Обслуживание карты и клиентов на высоте!
I recently applied for an MTS CASHBACK credit card. The application was reviewed quickly, and I received the card in a week. Card maintenance is convenient, set up auto-payments without any issues. Interest rates are reasonable, real cashback. The limit is small for now, but it's enough for me. Overall, I'm satisfied.
At first I was a bit wary, but decided to try it. I issued a virtual card, everything went quickly and smoothly. Online banking works great. The only thing is, the card validity period could be longer. Otherwise, it's convenient and simple!
I got an MTS WEEKEND credit card. The application was processed quite quickly, in less than a week. I was given a 100,000 limit; the interest is a bit high, but that's the case everywhere... I have no complaints about customer service; they are polite, explain everything, and help if needed. Cashless payments go through without issues, and money arrives in the account instantly. There is also an option for card-to-card transfers, which is very convenient. Overall, I'm using it and am satisfied so far. Paying back the funds is also easy via online banking, which is modern and convenient. It doesn't hurt your credit history if you pay on time. The card is valid for 3 years. Everything is good so far, and I hope it stays that way.
I used the Halva credit card to pay for car repairs. I was pleasantly surprised by the quick processing and the absence of fees. A big plus is the 3-month installment plan. Convenient mobile app. I recommend it!
Got this card, top-notch customer service, polite operators who explain everything and help out. The application was reviewed quickly despite my imperfect credit history. No problems with the balance and statements, everything is clear and straightforward. They gave a good limit, but the rates bite, of course. It's very convenient that there are auto-payments, no need to worry about timely payment. The cashback is also nice, a small but pleasant bonus every month. Overall, I'm satisfied so far.
I used the "Double Cashback" card from Promsvyazbank while traveling. The cashback for tickets and hotel bookings really saved my budget. Excellent service!
So I decided to get this Tinkoff Drive card, the conditions are tempting, because who doesn't want to save on gas. The application was reviewed quickly, I was even surprised, in about a couple of hours. True, my credit history is good, maybe that's why it was so fast. The card was delivered quickly, activated without any issues. Card maintenance has no flaws so far, everything is clear and fast. I check the balance through the app, it's convenient. They gave a decent credit limit, but I try not to abuse it. So far, everything is fine.
I applied for a credit card. I used it mainly to pay for fuel — the 5% cashback is really profitable. The bank's service is solid, transactions go through quickly and without delays. Thanks to Gazprombank for a convenient personal finance management tool.
I decided to open a Tinkoff Platinum credit card to pay for purchases online. Interaction with the bank was top-notch: fast application approval, a convenient mobile app, and the ability to manage finances in one place. The card has become an indispensable helper in budget planning.
Оформила кредитную карту My Freedom. Лимит по карте приличный, хватает на все нужды. Удобно делать безнал платежи и переводы с карты на карту. Онлайн-банкинг просто супер, все четко и прозрачно, баланс и выписки всегда под рукой. И главное - программа лояльности, каждый месяц коплю бонусы. Рекомендую!
Recently got the MTS Dengi Zero Credit Card, needed to close debts quickly. Application review times are normal, didn't wait long. The plus is that they gave me a decent credit limit, despite the fact that my credit history is not very good. No complaints about customer service, everything was explained clearly, helped set up auto-payments. Money returns to the card quickly, which is pleasing. Interest rates are, of course, not small, but there is also cashback, which is very nice. The card limits suit me, cashless payments go through without problems. The loyalty program is also decent, card maintenance is convenient, everything can be controlled via online banking. Balance and statements arrive on time, the card validity period is long. In general, I am satisfied so far, will keep using it.
Заказал карту Alfa Travel Classic, все понравилось. Кэшбэк классный, на туризм очень выгодно. Обслуживание карты - без проблем, все понятно. Плюс, выписки всегда вовремя приходят. Кредитный лимит не очень большой, но для меня достаточно. Заявку рассмотрели за 1 день, быстро. С процентами все норм, не высокие.
Bank Zenit
Renaissance Bank
LOCO-Bank
Bank Sinara
