Credit cards

I have been using a credit card from UBBR for six months now. I took it in the summer period for country house repairs. Credit limit of 150,000 RUB, interest rate of 23.9% per annum. Activation terms are completely transparent. It's convenient that debt repayment can be spread over several months.

Got it recently, generally everything is not bad. Refunds go through without problems, and card maintenance is also satisfactory. Interest rates could be lower of course, but what can you do, it's like that for everyone nowadays. Card limits are normal, enough for me. I also like that you can easily transfer money from card to card without any unnecessary hassle. As for the loyalty program, everything is quite satisfactory here too, cashback is credited on time. In short, everything is good so far, hope it stays that way.

Applied for a credit card. Was surprised by the speed of application review - just 2 days. Immediately used the credit limit to buy equipment.

I have been using the VTB Map of Opportunities for six months now. The application process was quick, despite my imperfect credit history. The credit limit is quite satisfactory, and the interest rates are lower than many others. Balance and statements are always at hand via online banking. Customer service is top-notch. The card validity period is long, which is pleasing. Autopayments work without glitches. There was an instance with a refund—everything went smoothly and quickly. Great card!

I want to share my impression of the cashback card. Everything is just super! The card limits are sufficient, and cashless payments go through quickly. I love the loyalty program; it is nice when part of the money is returned. I haven't used the credit limit yet, but I know it's there. The card's validity period is also pleasing. Overall, I recommend it!

Overall, the card is not bad, but it has its nuances. They gave me a sufficient credit limit, but it's important to monitor your credit history here. Customer service is normal, but sometimes the line is busy and you have to wait. Card-to-card transfers are fast and trouble-free. Auto-payments work, but sometimes there are delays. Online banking is convenient, I always see my balance and statements. The loyalty programs are also pleasing, but I'd like more bonuses.

The review time for the application was pleasing — fast and without unnecessary questions. The credit limit is not large, but it is enough for online shopping. Cashback is a nice bonus. I recommend it.

Generally, I am satisfied with the card. I applied, and it arrived a couple of days later. The limit is 50k, which is fine for me. 130 days interest-free is really cool and a huge help. I use online banking sometimes; it's convenient for checking the balance and viewing statements. No issues with service, everything is simple and clear. The only thing is, please lower the rates, as you have to pay back quite a bit after 130 days. Anyway, I recommend it.

After getting the All Games credit card from T-Bank, my interaction with the company became much easier. I use it to pay for game subscriptions and purchase virtual goods. It's convenient that cashback is credited directly to the game account. This product was a real find for me as a gamer.

I applied for this card at Credit Europe Bank, thinking it would be useful. But to be honest, my impressions are mixed. They promised a large credit limit, but issued a ridiculously small one. Cashback was also promised to be good, but it is credited in a strange way, and it's not always clear what and how. Non-cash payments work fine, no issues in stores. The loyalty program seems to exist, but I haven't seen any benefit from it yet. Card maintenance is paid, although online banking services supposedly are included in the price. I set up auto-payments, but for some reason not all debits go through automatically. Interest rates are basically normal, but there are banks with lower rates. The card limits are a bit confusing, especially when withdrawing cash. Balance and statements arrive on time, which is pleasing. The card validity period is also normal. The application review time was quite fast, which is a plus. My credit history was checked, but I don't know how thoroughly. Customer service leaves much to be desired — they take a long time to answer questions. I haven't tried refunds, but I hope there will be no problems.

I got a card from OTP, 120 days interest-free. Pleasantly surprised, the application was reviewed quickly, and the credit limit suited me. It's very convenient to pay cashless and make card-to-card transfers. Excellent cashback and loyalty program. No problems with auto-payments, it's convenient to monitor the balance via online banking. Refunds are also hassle-free. Card and customer service are top-notch!

I recently applied for an MTS CASHBACK credit card. The application was reviewed quickly, and I received the card in a week. Card maintenance is convenient, set up auto-payments without any issues. Interest rates are reasonable, real cashback. The limit is small for now, but it's enough for me. Overall, I'm satisfied.

At first I was a bit wary, but decided to try it. I issued a virtual card, everything went quickly and smoothly. Online banking works great. The only thing is, the card validity period could be longer. Otherwise, it's convenient and simple!

I got an MTS WEEKEND credit card. The application was processed quite quickly, in less than a week. I was given a 100,000 limit; the interest is a bit high, but that's the case everywhere... I have no complaints about customer service; they are polite, explain everything, and help if needed. Cashless payments go through without issues, and money arrives in the account instantly. There is also an option for card-to-card transfers, which is very convenient. Overall, I'm using it and am satisfied so far. Paying back the funds is also easy via online banking, which is modern and convenient. It doesn't hurt your credit history if you pay on time. The card is valid for 3 years. Everything is good so far, and I hope it stays that way.

I used the Halva credit card to pay for car repairs. I was pleasantly surprised by the quick processing and the absence of fees. A big plus is the 3-month installment plan. Convenient mobile app. I recommend it!