Credit cards
Thanks to honest reviews, you can make a smarter choice
Terrible customer service, slow application review for the card. The credit limit is low despite a good credit history. They promised high cashback, but in reality, it's small. Card maintenance is expensive, and interest rates are high. Non-cash payments do not always go through. Online banking is awful, balance updates and statements arrive with a delay. Do not recommend!
Очень удобно пользоваться картой Tinkoff Platinum! Приклеила стикер на телефон - и оплата везде проходит быстро. Особенно спасает в метро на проходных.
I recently got a card at Alfa-Bank. 365 days without interest. Indeed, no interest is accrued if paid off on time. The card limit is 100 000 RUB. It's enough for me. Once did a card-to-card transfer. Everything went quickly and without issues. I also like that you can track balance and statements in the app. But card service costs 400 RUB per month. Basically, not that much. No complaints about the application review time, everything was prompt. It builds credit history normally. Cashback, though, I wish was higher.
Applied for a card at Home Bank, they reviewed it quickly. 120 interest-free days is super! The credit limit suited me, pleasant cashback, especially on gas. I use it actively - cashless payments, transfers, everything without problems. Online banking is convenient, figured out automatic payments. Balance and statements in one click. Satisfied with the service!
Service at Sber is up to standard. The card application was reviewed quickly, issued a good limit. Cashback is pleasing, auto-payments work clearly. Good card, I recommend it.
Recently got a card at Home Bank, 120 days without % - very profitable! Immediately activated online banking, it's convenient to track balance and statements. They reviewed the application quickly, excellent service. There are auto-payments, which is very convenient. And the credit limit suited me. Overall, I am satisfied so far.
Opened the "120 days without %" credit card at OTP Bank to buy new furniture. Was pleasantly surprised by the efficiency and quality of service. Money on the card appeared faster than expected. Interest-free is a big plus. I advise everyone!
Tinkoff Platinum is convenient and profitable. I use auto-payments, credit history is improving. Fast refunds, cashback on all purchases. Customer service is top-notch. Happy with the card!
Greetings to all! I have been using the Uralsib credit card for about a year now. I applied for the maximum 120 days. I will say right away - I have no regrets. The terms are normal, card service also causes no complaints. Liked the cashback, very convenient. I also credit the auto-payment system and loyalty programs as pluses, it helps to save money. Online banking works without failures, balance and statements are always at hand. The validity period of the card is five years, which is quite enough. Card-to-card transfers are made without problems. My credit limit is 100 thousand, although I heard that you can get more. Cashback adds up, cashless payments pass without commissions. The application review period was only three days. Interest is of course like everywhere else, but if you pay on time, everything is ok. In general, I recommend it!
Got the LUKOIL-Tinkoff card, happy as an elephant! Service is top-notch, always helpful and prompt. Auto-payments are just a lifesaver, I no longer forget to pay bills. Gas station cashback is a super plus! The only thing is that card-to-card transfers are a bit expensive. But overall, everything is great!
Big thanks to Russian Standard Bank for the credit card! 130 interest-free days is just super! Card service is simple, everything is in the online bank. Plus cashback for purchases and auto-payments. Super convenient!
I recently got this credit card. Great card, a validity period of a whopping 3 years, which is very convenient. Cashback is a whole other story; it's great that MTS returns a percentage of purchases, a nice bonus so to speak. Balance and statements are always at hand via the mobile app. All in all, no complaints so far.
I got a card from Pochta Bank. The interest rates are high, but the cashback is good. Online banking is convenient, I can always see my balance and statements. The application review time was short, and the credit limit suited me. However, customer service leaves much to be desired—I waited a long time for a refund on one of the transactions.
Used the 100+ card from Promsvyazbank to buy home appliances. It's convenient to track the balance and statements through the app. The card's validity period is sufficient. Satisfied with everything.
Оформила себе карточку Альфа Тревел Классик. В принципе, довольна. Заявку рассмотрели быстро, деньги сразу положили на карту. Самое классное, что есть кэшбек за покупки, особенно актуально, когда путешествуешь. Еще понравилось, что переводы с карты на карту делаю без комиссии, удобно очень. Правда, проценты по карте немного больше, чем хотелось бы, но это не критично. В общем, рекомендую!
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