Credit cards

Thanks to honest reviews, you can make a smarter choice

VTB
3.23
19

I applied to VTB for the "Possibility Card" for the convenience of online shopping. I ordered it on the website, and a week later the card was ready. I liked the contract conclusion procedure: everything is clear, without unnecessary paperwork. It's convenient that you can top up the card at any ATM. I've been using it for half a year, no problems have arisen. Definitely recommend!

T-Bank
3.81
30

Мои впечатления от использования кредитной карты Платежный стикер Т-Банк Платинум просто великолепны! Недавно отправилась в путешествие и была приятно удивлена, насколько все просто и удобно. Никаких лишних документов, везде оплата прошла мгновенно, а условия по карте просто отличные. Вернувшись домой, легко погасила кредит через приложение. Спасибо Т-Банку!

Воспользовалась Кредитной картой URBAN CARD для покупки бытовой техники. Очень удобно, проценты минимальные. Рекомендую!

I wanted to share my impressions of the Platinum card. I applied for it at Russian Standard Bank, and they issued it rather quickly. The credit limit is 200,000 RUB, which suited me. Interest rates are average, but the card's validity period is 3 years, which is great. Overall, it's convenient and simple.

T-Bank
3.81
30

I've been using it for a month now. I noticed that card maintenance is simple and convenient, and online banking works flawlessly. The most important thing I like is the loyalty program. Interest rates are fine, and the card limits are quite reasonable too. The cashback is a nice bonus; it's always pleasant to get a portion of your money back. Auto-payments and card-to-card transfers work without issues. The credit limit also suits me well. Overall, I like everything so far, and I will keep using it.

Sberbank
3.45
28

I recently applied for a "SberCard", overall I am satisfied. Customer service is at a high level, issues are resolved quickly. It's convenient that you can set up auto-payments, no need to remember a bunch of bills. The interest rates are quite adequate, and the cashback is a pleasant bonus. One downside is this card limit, well, it's a bit small, I'd like it to be bigger. Non-cash payments go through without problems, but I haven't quite figured out online banking yet. My credit limit is still small, but they promise to increase it if I use it actively. Everything is transparent with the balance and statements, making it convenient to track your spending. So overall, everything is not bad.

Home Bank
3.3
16

I applied for the 120 Days Without Interest Credit Card, thinking all the terms would be complicated, but it turned out to be top-tier. The first thing that catches your eye is the quick application review, didn't have to wait long. Plus, my credit history was a bit damaged, but they approved it anyway. It's very convenient to use online banking and autopayments, no need to worry about forgetting to pay. Cashback is also a nice, albeit small, bonus. Also, I liked that you can make cashless payments and card-to-card transfers without fees. And of course, customer service is top-notch, they always help and advise. Even when there was an issue with a refund, everything was resolved quickly. Overall, I am satisfied and will continue using it.

Great service from Renaissance Bank. Used the credit card to buy new appliances. 0% for 2 years is a real benefit!

T-Bank
3.81
30

Terrible customer service, slow application review for the card. The credit limit is low despite a good credit history. They promised high cashback, but in reality, it's small. Card maintenance is expensive, and interest rates are high. Non-cash payments do not always go through. Online banking is awful, balance updates and statements arrive with a delay. Do not recommend!

T-Bank
3.81
30

Очень удобно пользоваться картой Т-Банк Платинум! Приклеила стикер на телефон - и оплата везде проходит быстро. Особенно спасает в метро на проходных.

Alfa-Bank
3.25
27

I recently got a card at Alfa-Bank. 365 days without interest. Indeed, no interest is accrued if paid off on time. The card limit is 100 000 RUB. It's enough for me. Once did a card-to-card transfer. Everything went quickly and without issues. I also like that you can track balance and statements in the app. But card service costs 400 RUB per month. Basically, not that much. No complaints about the application review time, everything was prompt. It builds credit history normally. Cashback, though, I wish was higher.

Home Bank
3.3
16

Applied for a card at Home Bank, they reviewed it quickly. 120 interest-free days is super! The credit limit suited me, pleasant cashback, especially on gas. I use it actively - cashless payments, transfers, everything without problems. Online banking is convenient, figured out automatic payments. Balance and statements in one click. Satisfied with the service!

Sberbank
3.45
28

Service at Sber is up to standard. The card application was reviewed quickly, issued a good limit. Cashback is pleasing, auto-payments work clearly. Good card, I recommend it.

Home Bank
3.3
16

Recently got a card at Home Bank, 120 days without % - very profitable! Immediately activated online banking, it's convenient to track balance and statements. They reviewed the application quickly, excellent service. There are auto-payments, which is very convenient. And the credit limit suited me. Overall, I am satisfied so far.

OTP Bank
3.5
18

Opened the "120 days without %" credit card at OTP Bank to buy new furniture. Was pleasantly surprised by the efficiency and quality of service. Money on the card appeared faster than expected. Interest-free is a big plus. I advise everyone!

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