Credit cards

Normal card. Applied at SberBank, checked everything quickly, gave the card. Credit limit is normal, interest is quite acceptable. I use online banking, it's convenient to check balance and statements. There are auto-payments, no need to remember about utility bills. Cashback is also pleasing, though small. Everything suits me so far, I will use it.

Got a card at Home Bank, 120 days without %. They promised quick review, and indeed, everything went fast. Online banking is convenient, everything is clear, credit limit is decent, cashback is pleasing. No problems with balance and statements, set up auto-payments quickly. Interest after 120 days is acceptable. Satisfied so far!

At first I was glad that the application was approved quickly, but then problems started. Interest is high, credit limit is low, haven't seen the promised cashback. Had to call support, where they explained that I needed to connect an additional service for cashback - a pity they didn't say about it right away. It's difficult to get money back, auto-payments don't always work properly.

Ну что могу сказать... в общем, пожалуй, одно из моих лучших финансовых решений за последнее время это было оформление кредитной карты Платежный стикер Tinkoff Platinum. Все прошло быстро, сроки рассмотрения заявки впечатлили, ожидала больше бумажной работы. Обслуживание клиентов на высшем уровне - всегда готовы помочь и объяснить все нюансы. Картой пользуюсь активно, как для безналичных платежей, так и для переводов с карты на карту. Очень удобно, что есть возможность настройки автоплатежей, больше не забываю об оплате коммуналки. Кредитный лимит вполне достаточный для моих нужд. А еще мне нравится кэшбек и программы лояльности, возвращаются реальные деньги. Что касается процентных ставок, то они, конечно, есть, но при своевременных выплатах они не страшны. Интернет-банкинг прост в использовании, всегда вижу баланс и выписки, контролирую расходы. В общем, рекомендую!

I have been using the card for 2 years now. It is very convenient that there are auto-payments; I no longer forget to pay bills. The credit limit was small at first, but it was increased over time. Cashback when paying at gas stations is just super! Online banking works flawlessly, I always see my balance and statements. Service is top-notch!

Got a credit card at Sber, it's a decent card. The interest rates are not low, of course, but it was issued quickly. I make card-to-card transfers without any issues. They gave me the credit limit I asked for. So far, the card service has no flaws. The balance and statements always arrive on time. Overall, I am satisfied for now.

I used the VTB Possibility Card to buy home appliances. The credit limit turned out to be sufficient, customer service is at a high level. Recommended!

I have been using a credit card from UBBR for six months now. I took it in the summer period for country house repairs. Credit limit of 150,000 RUB, interest rate of 23.9% per annum. Activation terms are completely transparent. It's convenient that debt repayment can be spread over several months.

Got it recently, generally everything is not bad. Refunds go through without problems, and card maintenance is also satisfactory. Interest rates could be lower of course, but what can you do, it's like that for everyone nowadays. Card limits are normal, enough for me. I also like that you can easily transfer money from card to card without any unnecessary hassle. As for the loyalty program, everything is quite satisfactory here too, cashback is credited on time. In short, everything is good so far, hope it stays that way.

Applied for a credit card. Was surprised by the speed of application review - just 2 days. Immediately used the credit limit to buy equipment.

I have been using the VTB Map of Opportunities for six months now. The application process was quick, despite my imperfect credit history. The credit limit is quite satisfactory, and the interest rates are lower than many others. Balance and statements are always at hand via online banking. Customer service is top-notch. The card validity period is long, which is pleasing. Autopayments work without glitches. There was an instance with a refund—everything went smoothly and quickly. Great card!

I want to share my impression of the cashback card. Everything is just super! The card limits are sufficient, and cashless payments go through quickly. I love the loyalty program; it is nice when part of the money is returned. I haven't used the credit limit yet, but I know it's there. The card's validity period is also pleasing. Overall, I recommend it!

В общем, карта неплохая, но есть свои нюансы. Кредитный лимит мне дали достаточный, но тут важно следить за своей кредитной историей. Обслуживание клиентов нормальное, но иногда линия занята, приходится ждать. Переводы с карты на карту делаются быстро, без проблем. Автоплатежи работают, но иногда бывают задержки. Онлайн-банкинг удобный, всегда вижу баланс и выписки. Программы лояльности тоже радуют, но хотелось бы больше бонусов.

The review time for the application was pleasing — fast and without unnecessary questions. The credit limit is not large, but it is enough for online shopping. Cashback is a nice bonus. I recommend it.

Generally, I am satisfied with the card. I applied, and it arrived a couple of days later. The limit is 50k, which is fine for me. 130 days interest-free is really cool and a huge help. I use online banking sometimes; it's convenient for checking the balance and viewing statements. No issues with service, everything is simple and clear. The only thing is, please lower the rates, as you have to pay back quite a bit after 130 days. Anyway, I recommend it.