Credit cards

Thanks to honest reviews, you can make a smarter choice

I got a credit card to make emergency purchases. Everything is fine, 2 years with 0% is quite convenient. Customer service raises no special complaints. Online banking is simple and clear. I make card-to-card transfers regularly—everything is fast. There are no problems with refunds, everything is precise. Cashback is also pleasing, savings are accumulating. Loyalty programs are a nice bonus too.

UBRR
2.8
15

Recently got a My Freedom card. It's very convenient that the application was reviewed quickly, no need to wait long. Online banking is also fine, everything is clear and without unnecessary complications. I check my balance and statements right in the app, everything is at hand. They don't ruin your credit history, which is a plus. The guys in support are polite, helped me set up auto-payments. The card's validity period is also fine, nothing to complain about. Overall, I'm satisfied!

Gazprombank
2.6
23

Hello everyone. 180 days without interest, sounds tempting, doesn't it? The application was reviewed quickly, and the card was issued. Well, then it started... I make card-to-card transfers without problems, cashless payments go through normally. But there are problems with online banking; it often lags, and I have to enter the password several times. I set up auto-payments, but sometimes withdrawals happen with a delay. And this affects your credit history! I will say separately about customer service—it's very good. They will always help and advise. The loyalty program is also pleasant; points accumulate, which you can spend later. But there are difficulties with refunds; you have to wait a long time. In general, the card is not bad, but the bank has something to work on.

Pochta Bank
3.26
23

Received the VezdeDokhod credit card from Pochta Bank. It is convenient that you can pay everywhere and get cashback. Used it to pay for online purchases.

T-Bank
3.81
30

Воспользовался кредитной картой All Airlines от Т-Банка для оплаты билетов. Безналичные платежи прошли быстро, без проблем. Онлайн-банкинг удобен в использовании. Рекомендую!

Sberbank
3.45
28

I got a card at Sberbank. At first, everything was fine: the application processing time was fast, and the credit limit suited me. They initially promised a low interest rate, but then raised it. Card service is not very convenient, always some difficulties with online banking. Auto-payments work strangely, sometimes they deduct more than necessary. Cashback is good, but refunds are very slow. There are also questions about card-to-card transfers: sometimes they go fast, sometimes very slow. Card limits are low, although they promised more. Loyalty programs are not very profitable, in my opinion.

VTB
3.23
19

I want to share my experience using the VTB Map of Opportunities. I took this card to pay for my vacation, and I was promised cashback and interest on the account balance. I used it actively and really received bonuses. Everything is transparent, with no hidden fees. I was pleasantly surprised by the quality of service and the promptness of the bank staff. Excellent choice for those who value their time and money.

I got a credit card, they said 2 years with 0%. The limit is fine, it's convenient to use, especially via online banking. The application was reviewed quickly, credit history was checked. Card-to-card transfers without problems, cashback is also nice.

Promsvyazbank
3.13
20

I got a card at Promsvyazbank, and the application review took 3 days. The plus is that they don't look at credit history. Customer service is top-notch; they always help and explain things. The balance and statements are always available in the online bank. Autopayments work smoothly, and the cashback is a nice bonus. The card limits are quite sufficient for me. Overall, I'm satisfied!

Rosbank
3.42
0

Recently got a card at Rosbank. The loyalty program is cool, interest is accrued on everything. Application review times are super, everything went quickly. My credit history is not great, but they gave it to me anyway! The card is valid for 3 years, maintenance is fine. Online banking is convenient, I can always see my balance and statements. I recommend it to everyone!

T-Bank
3.81
30

Опробовал Кредитную карту Т-Банк Drive - удобно для автолюбителей. Заправился с кэшбэком, оплатил страховку - комиссии нет. Приложение удобное, моментальные уведомления о транзакциях. Рекомендую для тех, кто много времени проводит за рулем.

MTS Bank
3.33
22

I urgently needed to borrow a small amount and applied for the MTS Dengi Zero credit card. The process was fast and convenient, and the managers helped with all the details. The first 55 days interest-free is a great deal! Thanks to MTS Bank for the excellent service.

Kviku
3
0

I got the card from Kviku, it's virtual. The application was reviewed quickly, and the money was transferred the very next day. Cashback is fine, but small. I check the balance and statement in the app — everything is convenient. The validity period is a year, let's see how it goes. So far everything is okay.

T-Bank
3.81
30

Недавно оформила кредитку в Т-Банке, в целом довольна. Заявка обрабатывалась быстро, карта пришла в срок. Лимит небольшой, но я и не просила больше. Удобно пользоваться онлайн-банкингом, все понятно и просто. Плюс, программа лояльности приятная, кэшбек неплохой. От обслуживания тоже нет нареканий.

Alfa-Bank
3.25
27

I got the 365 days interest-free credit card from Alfa-Bank for unexpected expenses. It's very convenient that the first year of maintenance is free and interest-free. When an issue arose, support instantly helped resolve it. Top-notch service!

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