Credit cards
Thanks to honest reviews, you can make a smarter choice
Воспользовалась кредитной картой для совершения покупок в выходные. Была приятно удивлена бонусами и кэшбэком. Удобное обслуживание и высокий лимит - большой плюс!
I got the All Games credit card from T-Bank to buy games. The service was great, issued quickly. Cashback for games is a big plus!
Заказала карту в Хоум Банке, решила попробовать из-за 120 дней без %. Сначала понравилось, все быстро - заявку рассмотрели за 2 дня. Но потом начались проблемы. Онлайн-банкинг постоянно глючит, не могу проверить баланс и выписки. Автоплатежи не всегда проходят вовремя. Обслуживание клиентов оставляет желать лучшего, долго ждешь ответа. Кэшбек обещали, но так и не вернули. Обидно, хотела повысить кредитную историю, а получилось наоборот. Больше не буду связываться с этим банком.
I liked that the interest rate is lower than at other banks. The cashback is also not bad, especially for online shopping. But there are problems with autopayments - several times payments didn't go through, and I had to sort it out. Overall, customer service is at a normal level, they resolve issues promptly. It's inconvenient that card-to-card transfers take a long time. Plus, the card limits are lower than I would like. In general, the card is not bad, but there is room for improvement.
Card maintenance is top-notch. I applied for the card, everything was fast and without unnecessary questions, even despite my not-so-best credit history. The limit was pleasing, everything is clear with the interest. I always pay cashless, very convenient. Everything in online banking is simple and clear, I set up autopayments without problems. Cashback is a nice bonus. Overall, I'm satisfied!
I got a card at Gazprombank, they give 180 days with 0%, very convenient. The application was reviewed in 2 days, quite fast. Cashback is also nice, autopayments work normally. I use online banking, everything is clear and simple. The only thing is, card maintenance costs money, but overall I'm satisfied. They gave a large credit limit, more than enough. I recommend it to everyone!
I ordered a card at Russian Standard, was afraid it would take a ton of time, but no, the application was approved on the same day. The card arrived quickly. I liked the credit limit, immediately 130 days with 0%, that's cool. I use online banking, everything is clear and convenient. I make card-to-card transfers without problems. I am thrilled with the customer service, they explain everything accessibly. The only thing that didn't suit me is the interest after 130 days, it's a bit high.
I used this credit card to buy New Year gifts. It's convenient that you can get a refund on interest for weekend purchases. They processed it quickly, MTS Bank employees are friendly and ready to help. The interest rate is acceptable. Overall, I am happy with the card.
I used the offer from Tinkoff - the Lamoda credit card. It was ideal for shopping at my favorite store. The cashback system was pleasing, part of the money is returned with each purchase. Everything is transparent and without hidden fees. Managing the card through the app is convenient and fast. I recommend it!
Used the #120naALL Plus credit card from Rosbank for online shopping. Fast loan decision, convenient mobile app. Satisfied with the service!
I wanted a credit card, after all, they advertise it so nicely. I took this "My Freedom" from UBRD. They promised a large limit, but gave only 50,000. And the cashback is nothing, just 1%, although they promised more. On the other hand, card maintenance is at the client's expense, I definitely didn't like that. And their online banking is not very convenient, errors pop up all the time, checking the balance is a problem. Well, their application review times are not great, they promised 1-2 days, and I waited a whole week. But they don't seem to check the credit history, at least that's something good. Customer service is also a C-grade, they explain everything indistinctly. I'm silent about the refund, I haven't needed it yet, but I'm afraid to even imagine. Card-to-card transfers, though, are without problems. Except they didn't allow raising the credit limit, they said I need to use it for half a year. In general, so-so card, I don't advise it.
I've been using the My Freedom credit card for half a year now. I applied quickly, without problems, even surprised that everything went so smoothly. They gave a decent card limit, enough for my needs. What I really liked is the interest rates - lower than many banks I've had to deal with. Card maintenance is also pleasing, everything is transparent and clear. It's very convenient that there is online banking, I check the balance and statements right from my phone. I make cashless payments constantly, there have been no problems. Cashback is also pleasing, although small, it's a nice bonus. The loyalty program is good, there are different offers for different clients. Customer service is on point, they always help and answer all questions. I also liked that you can set up autopayments, very convenient and no need to worry about payment deadlines. In general, the My Freedom card is convenience, transparent terms, and good service. I recommend it to anyone looking for a reliable credit card.
I used Alfa Travel Classic services to pay for my vacation. It's convenient that miles are accrued, which can then be spent on tickets. Plus, good cashback on travel.
Great card, convenient and reliable. Issued quickly, no problems during the entire period of use.
Great card, no hidden fees.
Bank Zenit
LOCO-Bank
Bank Sinara
Credit Europe Bank
