Credit cards
Thanks to honest reviews, you can make a smarter choice
Got a credit card from Promsvyazbank, the Double Cashback card. Generally speaking, everything is fine. The application was reviewed quite quickly, and they gave a pretty good limit considering my credit history. I mainly use it for cashless payments, so the cashback came in very handy, and refunds went smoothly too. I set up auto-payments so I wouldn't forget to pay on time. The card terms are quite transparent, interest rates aren't astronomical. I haven't had to contact customer support yet, but I hope everything will be ok there too. Balance and statements arrive on time. In short, what matters to me is that the card is convenient and handles its tasks. Just remember to check your balance and don't miss payments, otherwise the interest can hit hard. Overall, I am happy with the service so far.
I applied for a card at Rosbank, everything went smoothly. The application was reviewed quickly, and my credit history was checked without questions. I've been using the card for a year now, validity period is another three years, which is pleasing. Card maintenance is also good, issues are resolved quickly via online banking. And yes, the loyalty program is just super!
Взял кредитку в Т-Банке, там с Ламодой сотрудничают. Как по мне - нормально так. Карту дали быстро, кредитный лимит не маленький, на Ламоде еще и скидки дают. Обслуживание карты простое, все в приложении на телефоне, баланс и выписки всегда под рукой. Переводы с карты на карту делаю без проблем. Проценты правда не маленькие, но если вовремя платить, то норм. В общем, я доволен.
I've been using the card for about a year. I submitted an application, it was reviewed quickly, and the credit limit suited me. The card is convenient, and the validity period is normal. Initially, I got it because of 0% for 365 days—everything is just as stated, no catches. Card maintenance is free, and the cashback works. The customer service is polite and helps resolve issues. I use online banking, everything is clear and simple. Card-to-card transfers go through without problems. I like the auto-payment feature; I don't have to bother with utility payments. Overall, I am satisfied.
Взяла карту Т-Банк Drive, думала, буду сэкономить на бензе. Но честно, пока не пойму, вижу ли я эти выгоды. Ну да ладно, главное, что обслуживание карты удобное, и лимит тоже неплохой. Онлайн-банкинг работает без нареканий, проверяю баланс и выписки прям с телефона. С кэшбеком тоже норм, но вот возврат средств мог бы быть быстрее. В целом, неплохая карта, но есть куда стремиться.
В общем, картой Банка Русский Стандарт пользуюсь уже месяца 3. И вот что скажу, хватает лимита, он у меня 60 тыщ, а процентов за первые 130 дней нет. Это круто, так как пользуюсь картой активно! В приложении все понятно, и баланс, и выписки по операциям. Еще нравится, что можно на другую карту перевести деньги, если нужно. Кэшбек тоже приятная штука. В общем, всем советую!
Got myself the My Freedom credit card. I've been using it for half a year, no problems. Card limits are normal, there were times I used the credit card when salary was delayed. It's convenient that there is cashback, even if small, it's nice. Cashless payments go through quickly, money is debited immediately. Plus, there is a loyalty program, and card servicing is quite convenient. You sit at home, check your balance and statements via online banking. Over half a year I built up my credit history, now banks look at me differently. Refund for returned goods was fast. Auto-payments work well, I don't forget to pay utilities. The card validity is still long, so I will keep using it. Card-to-card transfers go through without delays. In short, overall satisfied.
Очень доволен кредитной картой МТС Деньги Zero. Взял ее для покупки нового телевизора в рассрочку - процесс был простым и понятным. Без комиссий, без лишних заморочек. Условия прозрачные, обслуживание оперативное. Рекомендую.
Заказал Кредитную карту Платежный стикер Т-Банк Платинум. Процесс оформления прост и быстр, карта пришла через неделю. Пользуюсь ей для оплаты бензина - кэшбек отличный, существенно экономлю! Лимит по карте большой, хватает с головой. Удобно, что оповещения о транзакциях приходят сразу. Рекомендую!
Got the Black credit card from Russian Standard for buying new furniture. The procedure was fast and simple. Liked the possibility of installment payments. Great service, polite bank employees, I recommend it!
I ordered the UnionPay card at Russian Standard. Overall, not a bad offer. Purchase interest rates are quite acceptable, and most importantly—no cash withdrawal fees. They accepted the application and issued the card pretty quickly. I've been using it for a couple of months, no particular complaints so far. You can always view all transactions and check the balance on the bank's website. Overall, it's convenient and profitable. I hope everything continues to be just as good.
I started using the Double Cashback credit card from Promsvyazbank half a year ago. I got it for online shopping and paying for some services. It's convenient that you can get part of the spent money back. Service is flawless, operations are fast and smooth.
The 120-day credit card is a great way to solve short-term financial problems. As an ordinary working person, I used this service and was satisfied. Quick approval and convenient application are what pleased me. I was able to pay the interest on time without any issues, which helped improve my credit history. I recommend this card to anyone in need of short-term financial support.
I am very happy with the credit card from Otkritie. As an ordinary person, I sometimes have unexpected expenses, and this card helped me cover them. The process of getting the card was simple and fast, and I was able to use it right away. The credit limit was sufficient, and I could manage the funds without any problems. I recommend this card to anyone looking for a reliable financial solution.
Very pleased with the services of the 120-day credit card from Otkritie! I am always short of money by the end of the month. Thanks to this card, I can cope with unexpected expenses and pay it off gradually. I recommend it to everyone!
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