Credit cards

I used this credit card to buy New Year gifts. It's convenient that you can get a refund on interest for weekend purchases. They processed it quickly, MTS Bank employees are friendly and ready to help. The interest rate is acceptable. Overall, I am happy with the card.

Воспользовалась предложением от Т-Банка - кредитная карта Lamoda. Идеально подошло для шопинга в любимом магазине. Система кэшбэка порадовала, с каждой покупкой возвращается часть денег. Все прозрачно и без скрытых комиссий. Управление картой через приложение - удобно и быстро. Рекомендую!

Used the #120naALL Plus credit card from Rosbank for online shopping. Fast loan decision, convenient mobile app. Satisfied with the service!

I wanted a credit card, after all, they advertise it so nicely. I took this "My Freedom" from UBRD. They promised a large limit, but gave only 50,000. And the cashback is nothing, just 1%, although they promised more. On the other hand, card maintenance is at the client's expense, I definitely didn't like that. And their online banking is not very convenient, errors pop up all the time, checking the balance is a problem. Well, their application review times are not great, they promised 1-2 days, and I waited a whole week. But they don't seem to check the credit history, at least that's something good. Customer service is also a C-grade, they explain everything indistinctly. I'm silent about the refund, I haven't needed it yet, but I'm afraid to even imagine. Card-to-card transfers, though, are without problems. Except they didn't allow raising the credit limit, they said I need to use it for half a year. In general, so-so card, I don't advise it.

I've been using the My Freedom credit card for half a year now. I applied quickly, without problems, even surprised that everything went so smoothly. They gave a decent card limit, enough for my needs. What I really liked is the interest rates - lower than many banks I've had to deal with. Card maintenance is also pleasing, everything is transparent and clear. It's very convenient that there is online banking, I check the balance and statements right from my phone. I make cashless payments constantly, there have been no problems. Cashback is also pleasing, although small, it's a nice bonus. The loyalty program is good, there are different offers for different clients. Customer service is on point, they always help and answer all questions. I also liked that you can set up autopayments, very convenient and no need to worry about payment deadlines. In general, the My Freedom card is convenience, transparent terms, and good service. I recommend it to anyone looking for a reliable credit card.

I used Alfa Travel Classic services to pay for my vacation. It's convenient that miles are accrued, which can then be spent on tickets. Plus, good cashback on travel.

Great card, convenient and reliable. Issued quickly, no problems during the entire period of use.

Great card, no hidden fees.

Great card! No hidden fees and interest for 2 years.

Hello everyone. I got myself an All Airlines credit card at Tinkoff. It's very convenient to use, I especially like online banking. I make card-to-card transfers in seconds, right at work, without queues. They gave a decent card limit, enough for all needs. And there is cashback for purchases, such a pleasant bonus. Card maintenance is excellent, you can immediately see that the bank cares about customers. Plus, through this card, I improved my credit history, now banks approve loans faster. The only thing was an unpleasant situation with a refund, but customer service helped and resolved everything. I advise everyone!

I applied for a card at Gazprombank. Pros: cashback, autopayments, convenient online banking. Cons: high rates and a large limit. Maintenance is at an average level, but overall I am satisfied.

I got this card at Gazprombank. At first, I liked it - cashback, normal limits, customer service was top-notch. But I ran into a problem - money is debited from the account, but there is no refund. I tried to set up automatic payments - it didn't work, I had to contact the bank. Things aren't entirely smooth with interest either - some cosmic rates. The balance and statements arrive on time, everything is clear. But card-to-card transfers are a different story. The commission is simply hellish. In short, I do not recommend this card.

Довольно удобная кредитка All Airlines от Т-Банка. Воспользовался ей для оплаты авиабилетов, и мили насчитываются действительно быстро. Кредитный лимит приятно удивил, плюс все это благоприятно сказалось на моей кредитной истории. Рекомендую!

Hello everyone. I decided to share my experience using the "120 days to the maximum" credit card from Uralsib. I got it to solve some financial issues, and I can't say I regret it. First of all, I was pleasantly surprised by the application review time - just a couple of days, and the card was in my hands. The credit limit was also pleasing - they gave me enough to cover all my needs. Everything is fine with the card maintenance as well. Online banking works without glitches, checking the balance and statements is very convenient. Setting up automatic payments is also simple. But what made me especially happy is the opportunity to use money interest-free for 120 days. Even considering that the interest rate is a bit high afterwards, this is still a very profitable offer. The only thing I didn't quite like is the loyalty program. There is cashback, but it's not very big. But, basically, these are minor details. In general, I feel positive about the card. Everything works, I return the money without problems, customer service is up to standard. Recommended!

I got a MIR card at RussStandard. Interest rates are normal, cashback is decent, especially with loyalty programs. The application was reviewed quickly, the card was issued without problems. I check balance and statements via online banking, very convenient. The card validity period is also pleasing. I set up autopayments, no longer stressing about utility payments. Card-to-card transfer service is also available. I am satisfied with the bank's service, they care about customers. No problems with refunds. Satisfied and recommended!