Installment cards

Thanks to honest reviews, you can make a smarter choice

A decent card, I've been using it for half a year. At first it was hard to figure out the online banking, but the customer service rep helped me. The card's validity period is long, which is convenient. True, the interest rates are a bit high, but cashback makes it worthwhile. I do card-to-card transfers without any issues, money arrives quickly. I set up auto-payments, so now I don't forget to pay my bills.

Alfa-Bank
3.25
27

So I got this Beeline 365 card from Alfa-Bank. The first year is interest-free, and that's fine, I figure. The application was reviewed quickly, the card arrived, everything is normal. They gave a decent limit, enough for daily expenses. My credit history is clean, so there were no problems. The cashback was also a pleasant surprise; bonuses accumulate, and then I write them off for my phone, which turns out to be profitable. Working with the bank is convenient, everything is online—statements, balance, card-to-card transfers. Card maintenance is free, which I liked. In general, so far everything is fine, no problems have arisen.

T-Bank
3.81
30

Оформил карту рассрочки в Т-Банке Банке. Очень доволен условиями и возможностями! Процесс оформления был быстрым и простым, все вопросы операторы разъяснили. Кредитный лимит высокий, процентная ставка низкая. Удобно расплачиваться в рассрочку, не нагружая бюджет. Рекомендую!

T-Bank
3.81
30

Очень доволен картой рассрочки от Т-Банка Банка! Оформил ее несколько месяцев назад и уже успел воспользоваться возможностью покупать товары в рассрочку без процентов. Процесс оформления был быстрым и простым, а лимит на карту оказался достаточным для моих потребностей. Более того, обслуживание клиентов на высоком уровне - оперативно отвечают на вопросы и помогают решить любые вопросы. Рекомендую эту карту всем, кто хочет сделать покупки в рассрочку без лишних заморочек!

I didn't think using an installment card would be so convenient. A good limit, cashback, auto-payments — all of this is very convenient. Online banking allows you to always stay updated on your balance and statements. The application was reviewed quickly, even though my credit history wasn't the best. There were no problems with customer service; they were always helpful. So, I recommend it!

Promsvyazbank
3.13
20

Got a credit card from Promsvyazbank, the Double Cashback card. Generally speaking, everything is fine. The application was reviewed quite quickly, and they gave a pretty good limit considering my credit history. I mainly use it for cashless payments, so the cashback came in very handy, and refunds went smoothly too. I set up auto-payments so I wouldn't forget to pay on time. The card terms are quite transparent, interest rates aren't astronomical. I haven't had to contact customer support yet, but I hope everything will be ok there too. Balance and statements arrive on time. In short, what matters to me is that the card is convenient and handles its tasks. Just remember to check your balance and don't miss payments, otherwise the interest can hit hard. Overall, I am happy with the service so far.

Alfa-Bank
3.25
27

I've been using the card for about a year. I submitted an application, it was reviewed quickly, and the credit limit suited me. The card is convenient, and the validity period is normal. Initially, I got it because of 0% for 365 days—everything is just as stated, no catches. Card maintenance is free, and the cashback works. The customer service is polite and helps resolve issues. I use online banking, everything is clear and simple. Card-to-card transfers go through without problems. I like the auto-payment feature; I don't have to bother with utility payments. Overall, I am satisfied.

Got the Platinum installment card from Russian Standard. I've been using it for half a year, everything is fair. The limit is good, card validity is 3 years. I check balance and statements via online banking, which is convenient. Doesn't ruin credit history. They refunded money for a purchase I returned to the store. Satisfied!

UBRR
2.8
15

Got myself the My Freedom credit card. I've been using it for half a year, no problems. Card limits are normal, there were times I used the credit card when salary was delayed. It's convenient that there is cashback, even if small, it's nice. Cashless payments go through quickly, money is debited immediately. Plus, there is a loyalty program, and card servicing is quite convenient. You sit at home, check your balance and statements via online banking. Over half a year I built up my credit history, now banks look at me differently. Refund for returned goods was fast. Auto-payments work well, I don't forget to pay utilities. The card validity is still long, so I will keep using it. Card-to-card transfers go through without delays. In short, overall satisfied.

Sovcombank
3.33
21

Got the Halva card from Sovcombank a year ago. I use it often, it's convenient. Online banking works smoothly, I always see my balance and statements, everything is transparent. Interest rates are normal, auto-payments are easy to set up. Excellent loyalty program, cashback when buying at certain stores. The card limit was increased quickly when I asked, it was 30k at first, now 50k. But there was an issue with refunds, I had to wait a long time when I returned a product. Customer service is good, operators always help. Card-to-card transfers go through quickly. And you can build your credit history too. Overall I'm happy with the card, it turns out convenient and economical.

Promsvyazbank
3.13
20

I started using the Double Cashback credit card from Promsvyazbank half a year ago. I got it for online shopping and paying for some services. It's convenient that you can get part of the spent money back. Service is flawless, operations are fast and smooth.

Alfa-Bank
3.25
27

I used the "Beeline 365 Days Without Interest Credit Card" service from Alfa-Bank to buy a new laptop. Registration went quickly, and the terms are honest. I was pleasantly surprised by the service and the lack of hidden fees. I recommend it to anyone who wants to make big purchases without extra interest.

MTS Bank
3.33
22

Used the credit card to make purchases over the weekend. Was pleasantly surprised by bonuses and cashback. Convenient service and a high limit are a big plus!

T-Bank
3.81
30

Здарова всем! Я тут в Т-Банке Банке недавно карту оформил на рассрочку. Все просто и быстро прошло, только паспорт нужен был. Интерфейс в приложении крутой, все понятно. Условия не хуже, чем у других. Ну и самое главное - рассрочка без процентов, это просто топ! До этого вот в Сбербанке была карта, так там вообще костыль, все непонятно. В общем, Т-Банк рулит! Всем советую.

MTS Bank
3.33
22

I used this credit card to buy New Year gifts. It's convenient that you can get a refund on interest for weekend purchases. They processed it quickly, MTS Bank employees are friendly and ready to help. The interest rate is acceptable. Overall, I am happy with the card.

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