Installment cards
Thanks to honest reviews, you can make a smarter choice
Got the Platinum card from Russian Standard. Happy as an elephant! At first I was hesitant, but the employee convinced me. Honestly, I thought they would review the application for a long time, but the card was approved in just two days. The card validity is a whole 3 years, which is convenient. They gave a decent credit limit, enough for all needs. I make card-to-card transfers without problems. Balance and statements are clear, everything is laid out conveniently in online banking. Also happy with the cashback, I didn't think it would be so nice — they return part of the money for purchases. And customer service is top-notch, they always help and explain. Overall, I recommend it!
I've been using the Halva card for half a year. Very convenient when you need household purchases or gifts for relatives. Card limits are quite attractive, and the loyalty program lets you save money. Recommended!
I wanted a credit card, after all, they advertise it so nicely. I took this "My Freedom" from UBRD. They promised a large limit, but gave only 50,000. And the cashback is nothing, just 1%, although they promised more. On the other hand, card maintenance is at the client's expense, I definitely didn't like that. And their online banking is not very convenient, errors pop up all the time, checking the balance is a problem. Well, their application review times are not great, they promised 1-2 days, and I waited a whole week. But they don't seem to check the credit history, at least that's something good. Customer service is also a C-grade, they explain everything indistinctly. I'm silent about the refund, I haven't needed it yet, but I'm afraid to even imagine. Card-to-card transfers, though, are without problems. Except they didn't allow raising the credit limit, they said I need to use it for half a year. In general, so-so card, I don't advise it.
I've been using the My Freedom credit card for half a year now. I applied quickly, without problems, even surprised that everything went so smoothly. They gave a decent card limit, enough for my needs. What I really liked is the interest rates - lower than many banks I've had to deal with. Card maintenance is also pleasing, everything is transparent and clear. It's very convenient that there is online banking, I check the balance and statements right from my phone. I make cashless payments constantly, there have been no problems. Cashback is also pleasing, although small, it's a nice bonus. The loyalty program is good, there are different offers for different clients. Customer service is on point, they always help and answer all questions. I also liked that you can set up autopayments, very convenient and no need to worry about payment deadlines. In general, the My Freedom card is convenience, transparent terms, and good service. I recommend it to anyone looking for a reliable credit card.
Ordered the Halva installment card from Sovcombank to buy household appliances. They reviewed the application in a couple of days, delivered the card to my home. Very convenient that there are auto-payments, no need to worry about deadlines.
Got the Platinum card at Russian Standard bank. I was worried at first, but everything's fine, it all worked out simply and quickly. Credit limit is good, interest is tolerable. Cashback is pleasing. It's convenient to check balance and statements in online banking. I make card-to-card transfers without issues. There are auto-payments, a handy thing. Customer service is normal. Card validity is long. Satisfied so far.
Quick card issuance, good limit. Reasonable rates, nice cashback. Customer service is top-notch! Recommended!
I recently became the owner of the Beeline 365 Days Without Interest Credit Card from Alfa-Bank. I use it to pay for small purchases and urgent payments. It's convenient that you don't have to worry about interest for a year. Getting the card was fast and trouble-free. I recommend it!
Happy with the card. Good limit, nice cashback, excellent customer service. Had some issues with online banking at first, but sorted it out. I recommend it!
Оформляла карту "My Freedom" в УБРиР для оплаты покупок в интернете. Быстрое оформление, низкий процент по кредиту, удобное мобильное приложение. Очень довольна!
Оформил карту МТС WEEKEND, весь процесс было легко и быстро. Сроки рассмотрения заявки - просто супер, ждал всего пару дней. Нравится удобство онлайн-банкинга - все выписки, балансы всегда под рукой. Доволен!
I recently got an installment card from Credit Europe Bank. I was pleased with the interest rate, and the cashback on purchases is a nice bonus. The card limit is sufficient, and card management is convenient. I use online banking, everything is clear and simple. Card-to-card transfers are fast. Customer service has no flaws, any issues are resolved promptly. Overall, I am satisfied!
Hello everyone. I got this Halva card thinking it would help, but no, just one problem after another. Small limit, payments don't always go through, sometimes gets declined. Card maintenance is expensive, they basically charge a commission on every purchase. Checking the balance is a whole ordeal, statements are hard to figure out. Auto-payments keep getting charged even when not needed. Damages your credit history. Overall, do not recommend.
Недавно оформил карту рассрочки в Т-Банке. Во-первых, хочу отметить удобство сервиса. Все быстро, без лишних вопросов. Во-вторых, условия использования карты прозрачны и понятны. Никаких скрытых комиссий или процентов. В-третьих, возможность покупки в рассрочку без процентов в партнерских магазинах это просто топ! В общем, пока что все устраивает. Буду пользоваться дальше.
Got a card at Sovcombank, thought it would be useful. Got an installment plan, cashback is fine, but the limit is a bit small. Liked the customer service, reviewed the application quickly. Everything is clear in online banking, set up auto-payments without issues. Overall satisfied.
Bank Zenit
Renaissance Bank
LOCO-Bank
T-Bank
Bank Sinara
Credit Europe Bank
