Loans

Thanks to honest reviews, you can make a smarter choice

Home Bank
3.3
16

I took out a cash loan at Home Bank for apartment renovation. Everything was fast, without unnecessary questions, and the terms are acceptable. Very satisfied!

I took out a cash loan, well... it was okay. I liked the rate; it's lower than in other banks. But there are issues with the service. They reviewed the application for a long time, almost a week, even though they promised a couple of days. And I didn't really have much time. Plus, the borrower requirements are also strict; I had to gather all the documents. The credit limit, though, was pleasing. All in all, a mediocre experience. The terms are transparent, the repayment schedule is normal, but the timelines and service left much to be desired.

VTB
3.23
19

I took out refinancing with VTB. Honestly, I doubted it, but now I'm glad. The loan terms are super, the quality of service is top-notch. And my credit limit was increased. Everything is clear, thanks VTB!

Home Bank
3.3
16

I took out a renovation loan at Home Bank. I am glad that the interest rate is not astronomical and the repayment schedule is quite adequate. The lending terms are flexible, and the periods are suitable. The application approval was fast, the quality of service is top-notch, and the managers are polite. I liked that the borrower requirements are not too strict and all terms are transparent.

I got a loan from Metallinvestbank. All conditions were transparent, everything was explained right away. The repayment schedule is convenient, and the loan terms were also pleasing. I recommend it to everyone!

Alfa-Bank
3.25
27

I took out a renovation loan at Alfa-Bank. The application was approved quickly, and the interest rate is acceptable. Plus, there is a flexible repayment schedule, which is very helpful. But the customer service, to be honest, is so-so. They could be more attentive to clients.

BJF Bank
3.33
17

I took out an apartment-secured loan from this bank. The loan rate turned out to be normal, lower than that of competitors. The loan terms also suited me; I chose 10 years. Various loan limit options were offered, but I took a little, only for repairs and a car. Customer service is top-notch, everything was explained in detail, and they helped with the paperwork. The collateral was appraised fairly. Everything went quickly with the loan application; it was approved within a day. The loan provision terms are transparent, everything is clear without unnecessary questions. In general, I recommend the bank.

Bank Sinara
3.6
13

I took a 0% loan from Sinara, it was tempting. There were limits on the amount, of course, but I didn't need much. The application was reviewed quickly, but the document requirements are strict, they check everything down to the last kopeck. The repayment schedule is convenient, I chose it myself. The service is fine, but the terms are not flexible, everything is by the book. Overall it's fine, but the terms could be better.

BJF Bank
3.33
17

I took out an apartment-secured loan. The interest rate is not low, of course, but the loan limit suited me. The loan terms are also fine. In general, the conditions are transparent, everything was explained clearly. Service is on point, the application was approved quickly. Everything is processed quickly, without unnecessary questions. But, of course, collateral is stressful.

Alfa-Bank
3.25
27

I must honestly say that when I took out a renovation loan at Alfa-Bank, I was quite surprised. Everything went quickly and without unnecessary hassle. The application was approved almost immediately, and a minimum of documents had to be gathered. Although the interest rate is a bit high, the main thing for me is the opportunity to pay in small amounts rather than the whole sum at once. In addition, the bank offers a flexible repayment schedule, which is very convenient. In general, the service is top-notch, I recommend it!

Sberbank
3.45
28

I took out a loan from Sber for car repairs. Transparent terms, everything is clear. Borrower requirements are reasonable, without excessive paperwork. Quick processing, the money arrived in my account immediately. I recommend it!

I took out a loan at Russian Standard for apartment renovation. Everything is fast, no unnecessary questions. It is convenient that you can pay in installments. The downside is the high interest. Overall, I am satisfied. I will use it again if needed. I hope the conditions will get better.

T-Bank
3.81
30

Взяла в Т-Банке кредит под залог квартиры, чтоб ремонт сделать. Сроки кредитования норм, 15 лет. Все понятно объяснили, без скрытых платежей. Довольна услугой!

Gazprombank
2.6
23

I applied for refinancing at Gazprombank to lower my loan interest rate. I liked it - the lending terms are quite flexible, everything was explained in detail, and there are no "hidden catches". The transparency of the terms is top-notch! You can feel that the bank values its customers.

I took out a loan from Metallinvestbank for apartment renovation. Very convenient, everything was done online. The manager helped with the documents and explained the terms. The money arrived quickly. I finished the renovation on time, thanks to the bank.

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