Cash loan at Home Bank

Home Bank offers borrowers a consumer loan in the amount of 30,000 to 3 million RUB for a term of 15 months to 7 years. When joining the "Low Rate Guarantee" or "Maximum Rate Guarantee" program, the minimum interest rate is 2.9% per annum, and the maximum is 9.9%. If you refuse additional services, the overpayment will be higher, ranging from 14.9% to 29.9% per annum.

Early loan repayment is available at Home Bank. In order to close the agreement ahead of schedule, you need to go to the loan page in your personal account and click the "Partial or full repayment" button. 

If the monthly payment is not received on the established date, Home Bank charges a penalty of 0.1% per day on the amount of overdue principal and accrued interest for the use of the money.

Borrowers who meet the following requirements can get a loan from Home Bank:

• are citizens of the Russian Federation;
• have permanent registration within the territory of the Russian Federation;
• aged from 18 years at the time of loan application up to 85 years at the expected end date of the loan agreement;
• have continuous work experience at their current job for at least 3 months;
• have a steady source of income;
• have a good credit history.

To get a property-backed loan, you only need to provide a Russian Federation passport. At the same time, the bank reserves the right to request additional documents confirming income and employment.

Loan funds can be received into a bank account opened with Home Bank or any other bank, as well as in cash at a branch of the credit institution or delivered by courier to your home.

Monthly payments are automatically debited from the account opened with Home Bank. You can deposit money into it in the following ways:

• by transfer between your own accounts opened with Home Bank;
• by transfer from cards of other banks;
• in cash through Home Bank ATMs;
• in cash through VTB and Sovcombank ATMs;
• in cash through ATMs of other banks;
• in cash through Home Bank cash desks;
• in cash at MTS telecom retail stores.

Abbreviated name: LLC "HKF Bank"

Tax ID (INN): 7735057951

BIC: 044525245

KPP (TAX REGISTRATION REASON CODE): 771401001

Correspondent account: 30101810845250000245

OGRN: 1027700280937