Microloans

Thanks to honest reviews, you can make a smarter choice

Took a loan here while waiting for my paycheck. Everything was fast and without unnecessary questions. The amount is small, but it was enough for gas and food. The interest rates bite, of course, but it's better than being left completely without money. Plus, they clearly laid out all the terms on the website, without any hidden fees or penalties. Repaid on time, overpayments are small. Left an application right on the website, half an hour later the money was on the card. In general, if you need money urgently, it's a quite normal option. So I recommend it, but only as a last resort, since the interest rates are still high.

Moneza
2.5
15

Hello. Used the services. Loan amount 5,000, for a month. The interest rate is not high, money was transferred quickly, online application is very convenient, without unnecessary paperwork. Liked the transparency of the terms, everything is clear, no fluff. Flexible repayment terms, you can even roll it over just in case. Customer service is up to standard, everything is polite and fast. They don't hassle you with borrower requirements, the main thing is having an income. Money is transferred to the card, which is convenient. Microloans are of course an acquired taste, but if you urgently need money, it's a pretty good option. Pros: speed and convenience; cons: interest is still higher than in a bank. The repayment schedule is normal, they explained everything—how and when to pay. Overall satisfied, I recommend it.

GreenMoney
3
24

Hello everyone! I want to share my experience. Got into a difficult situation, had to take out a loan. I was afraid the terms would be astronomical, but no! The interest rate was quite acceptable, and the loan amount and term can be chosen yourself. Liked that all issuance terms are transparent, without hidden fees. Very convenient that you can apply online without leaving home. Plus, flexible repayment terms, you can even roll over the loan if suddenly you don't manage to repay it on time. The company's employees are always in touch, will help and advise on any issue. Didn't notice any cons if you do everything honestly and pay on time. In short, if you need money urgently, GreenMoney is a reliable choice.

Money Djinn
3.5
15

I used the services of this company. The first time everything was fine, the money arrived quickly. But the second time problems arose, the delay was almost a day. Support responses to calls were sluggish, and resolving the issue dragged on. As a result - a delay through the company's fault. In general, the service leaves much to be desired.

A Dengi
4
20

I took out a loan from this company for 2 months, 20,000 rubles. The interest rate is high, of course, but I needed money urgently. I submitted the application online, it was approved quickly, and the money arrived on my card. All terms were transparent, with no hidden fees. Repayment is flexible, I transferred money as I could, the main thing was to do it before the due date. The downside is the high interest, but that's how it is with all MFIs; on the other hand, you can borrow a small amount quickly. When I had trouble repaying, I called support, explained the situation, and they said I could extend the loan term. Overall, for urgent needs, it's a quite reliable company, the main thing is to pay on time and everything will be fine.

Migom Zaym
4
16

I took a loan from Migom Zaym when I needed to urgently repair my car. Loan term is 30 days, the interest rate is quite acceptable, but of course, it's better not to default. The issuance terms are transparent, without hidden fees and commissions, everything is fair. Borrower requirements are standard: be a citizen of the Russian Federation, age from 21 years old, have a regular income. I liked the option to extend the loan if suddenly you don't have time to repay on time.

Beriberu
4
15

I used the services of Beriberu. The loan amount was 10,000 RUB, the loan term was 2 weeks. The issuance terms were quite transparent, everything is described in detail on the website. The online application process is very convenient – I filled out the form, attached a scan of my passport, and received approval in 15 minutes. As a microfinance organization, Beriberu seemed reliable to me, the requirements for borrowers are minimal – age, citizenship, passport. The method of receiving the loan is to a card, which is very convenient. The downside is the high interest rate, but it is quite suitable for urgent needs. And most importantly, there is an option to extend the loan if you don't have time to pay it back.

Lunazaim
4
17

Hello everyone, I would like to share my experience with a microfinance company. I urgently needed a small loan, but banks turned me down because I am not working. Following a friend's advice, I applied to Lunazaim. The first loan was issued at 0%, which was a pleasant surprise. I chose the amount and term myself; everything was very convenient and fast. I applied online and received a decision almost immediately. The terms are transparent, with no hidden fees or penalties. Customer service is top-notch, and the consultants explain everything in detail. The only downside is the high interest rate on subsequent loans. However, there is an option for loan extension if you cannot repay on time. Overall, I recommend it!

eKapusta
4.67
22

Anyway, I took out a loan from this company. The amount wasn't small, for half a year. First time I've ever encountered anything like this. And what can I say - it's fine. All conditions are visible right on the website, no deception. The main thing is that the interest rates aren't astronomical, they're reasonable. Everything is online, no need to go anywhere. And the flexible repayment schedule is important! I can even extend it if needed. I liked the approach to customers, they are polite and explained everything. It's fine by me, I'll use them again. But, of course, ideally it's better to do without loans.

Microloan
4
16

Hello everyone! I decided to leave a review about a loan I used recently. I took a small amount, about five thousand, for a short period. The interest rate is a bit high, of course, but all the terms are transparent with no hidden pitfalls. I filled out the application online and the money arrived on the card immediately, which is very convenient. The main thing is that the requirements for borrowers are minimal; they didn't even ask for an income certificate. The repayment terms are also flexible, and you can even extend the loan if needed. Customer service is top-notch, everything is clear and fast. So if I ever need it again, I will turn to them without hesitation. Reliability tested by experience. In short, the cons are the interest, and the pros are the speed, transparency, and convenience.

Mir Deneg
2.5
14

I recently took out a loan at Mir Deneg. I'll say right away that the interest rate is a bit high, but all conditions are transparent and without catches. I chose the loan amount myself, down to the last kopeck. I also chose the loan term for my needs, and the disbursement terms are normal. I liked that everything is online — applying and receiving the money. Simple and fast. Most importantly, it is reliable; many people know this organization, and it has been operating for a long time. The borrower requirements are not complicated — mainly just a passport and being between 18 and 70 years old. They gave me the money quickly, right onto my card. There are disadvantages, of course. First, the interest rate, as I mentioned. Second, the repayment schedule is strict, but there is an option to extend the loan. In general, customer service is at a decent level. The flexible repayment terms are also pleasing, as you can choose a convenient option for yourself. Overall, if you need money fast, you can apply.

Creditter
2.5
16

Hello everyone! I wanted to share my experience with Creditter. I urgently needed money, so I decided to take out a loan. Everything was processed quickly, without any hassle. The money arrived on my card in 15 minutes. Thanks for the promptness, you really saved me! So I recommend them if you ever need it.

Credit7
2.5
15

I borrowed a small amount from Credit7 for a term of 2 months to save up for a vacation. I submitted the application online, and it was reviewed quickly. The loan terms are transparent, and the interest rate is not high. I liked the flexibility of repayment and the option for loan extension. A great option in case of a cash shortage.

Creditkassa
3.5
13

Well, I decided to write my review about the loan. As always, I ran out of money at the most inconvenient moment. A friend suggested I take out a loan online, saying it's fast and without unnecessary questions. I applied with them; everything is online and convenient. The interest rate is certainly not low, but at least there's no deception; everything is written honestly and transparently. You know what amount you're taking, for how long, and how much you need to return. Sometimes you can even extend it if you don't manage to pay it back on time. Plus, they don't bother you with documents; the requirements for borrowers are minimal. So, if you need to, go ahead and use it. It's better not to have to, of course, but if you do, it's reliable and fast. That's my review.

Mir Zaimov
4
18

Very convenient and simple. The interest rate is high, of course, but that is quite expected for microloans. Borrower requirements are minimal, I didn't even need to confirm income. Overall, when you need money urgently, it really helps out. But of course, you have to understand that loans are not for regular use, only for extreme cases. Be vigilant and read the terms!

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