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Articles on loans
About the loan
The microfinance company Migom Zaim has been operating on the market since 2023, but even in such a short period of time, the organization has managed to establish itself as a responsible and reliable lender. Thus, citizens can obtain up to 30,000 RUB here for a term of up to 30 days at a comparatively low interest rate. A special offer is also available for new borrowers at the MFO.
Terms
At the Migom Zaim MFO, borrowers can apply for a microloan in the amount of 3,000 to 30,000 RUB for a term of 1 to 30 days. The maximum interest rate here does not exceed the statutory limit of 0.8% per day or 292% per annum.
The microfinance organization provides the option of early loan repayment. To do this, you need to pay the principal debt amount and the interest accrued for the actual time the money was used. You can clarify the exact amount of funds required for early contract termination in your personal account on the MFO's website or by calling +7 (812) 384-11-01.
Loan extension (prolongation) is also available at the Migom Zaim MFO. In order to extend the loan, it is necessary to pay the interest accrued for the actual time the money was used. You can check how much funds are required to prolong the microloan in your personal account on the MFO's website or by calling +7 (812) 384-11-01.
In case of untimely repayment of the microloan, the MFO charges a penalty at the rate of 20% per annum for each day of delay. For example, if a borrower received a loan in the amount of 29,000 RUB and failed to repay it on time, the penalty amount will be 15.89 RUB for each day of delay plus accrued interest.
Borrowers who meet the following requirements can obtain a loan from the Migom Zaim MFO:
- are citizens of the Russian Federation;
- have permanent registration within the territory of Russia;
- aged from 21 to 64 years old.
To apply for a microloan, a passport of a citizen of the Russian Federation will be required. You will also need a debit or credit card from any bank with a positive balance and a device with internet access.
You can receive the microloan to a MIR, Visa, or MasterCard bank card.
You can repay a microloan using a MIR, Visa, or MasterCard bank card — simply enter your card details in your personal account, and the required amount will be debited on the payment date.
Bank: St. Petersburg Branch of PJSC PROMSVYAZBANK
Recipient: LLC MKK "Verdon"
Tax ID: 7810733986
BIC: 044030920
Current account: 40701810306000000575
Correspondent account: 30101810000000000920
PSRN: 1187847193896
How to apply
You can apply for a microloan online on the official website of the microfinance organization. To do this, you need to:
- specify the desired loan amount and term on the homepage;
- click the "Get Money" button;
- enter your mobile phone number;
- click the "Continue" button;
- enter the confirmation code from the SMS message;
- check the box and click the "Continue" button;
- provide full name, date of birth, place of birth, and email address, and check the required boxes;
- click the "Continue" button;
- indicate passport details and registration address;
- click the "Continue" button;
- provide information about education, marital status, primary employment, and income;
- click the “Continue” button.
After filling out the application form, you will need to undergo identity verification and specify how you wish to receive the loan.
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