Microloans

Thanks to honest reviews, you can make a smarter choice

Creditkassa
3.5
13

I took a loan from Kreditkassa for a term of 30 days, amount 20,000 RUB, reasonable rate. I liked the online application process, without unnecessary questions and paperwork. The issuance terms were transparent, clear, and straightforward. I was also pleased with the option to roll over the loan if any repayment issues arise. I received the loan on my card, very convenient. The reliability of the microfinance organization leaves no doubt, everything is precise and on time. Although, like all microloans, there is a disadvantage: a high interest rate compared to a bank. But in case of an urgent need, it's a great option.

Money Djinn
3.5
15

I am using Money Genie's services for the second time. It is very convenient that everything can be done online without leaving home. The loan amount is quite acceptable, and the terms are normal, too. The interest rate is, of course, higher than at a bank, but on the other hand, it is without any certificates or guarantors. The disbursement terms are transparent; I found no hidden fees. Flexible repayment terms—you can close the loan early or extend the term if suddenly you don't manage to pay on time. Customer service is top-notch; managers are always in touch, will help, and explain everything if something is unclear. Requirements for borrowers are minimal; the main thing is to be a citizen of the Russian Federation and have a passport. The methods of receiving the loan vary—to a card, via the Contact system, Unistream, etc. Overall, I am satisfied. The main thing is to borrow as much as you are sure you can repay.

Lunazaim
4
17

I took a loan for the first time, it was a bit scary, but everything went fine. It's good that the requirements aren't super strict, even the unemployed can get one. Received the money on my card very quickly. Recommended!

SMSFINANCE
5
21

SMSFINANCE saved me in a tough spot! The online application was reviewed instantly, and the money was issued to the card without unnecessary questions. The issuance terms are fair, but you need to be careful with loan deadlines. Loan extension is a real lifesaver.

Joymoney
3.5
20

I recently took out a loan with this company. I used to be afraid of this kind of thing, but everything here is simple and clear. The application was quick, and the money arrived immediately. No hidden fees, all information is available on the website. Of course, the interest rates aren't low, but if you need money urgently, this is just the thing. Communication with the managers was also a pleasant surprise; they explained everything and left no questions unanswered. I will use them again if needed.

CreditPlus
3.67
20

Generally, I've never taken out loans before, but this situation came up and I urgently needed money until payday. I decided to try getting a loan from Credit Plus. All terms were transparent, and I was told right away how much I would be paying back. The loan amount was small, I took it for 2 weeks. Overall, everything was fast, without unnecessary paperwork and certificates, the passport is the main thing. I submitted the application online, very convenient. The interest rate is not low, of course, but on the other hand, you don't have to run anywhere, everything is done online. Repayment is also flexible, you can even prolong the loan if you suddenly can't pay it back on time. In general, just the thing for urgent needs. The main thing is to pay it back on time so as not to accumulate interest. I consider the fact that my loan was approved quickly as a plus, and the high rate as a minus. But overall, if you urgently need money, this is a good option.

Hello everyone! I decided to write a review about the loan. I was in a tough situation, didn't have enough money, and had to apply. I submitted the application online; everything was fast and convenient. They gave me the exact amount I asked for, for the term I specified. The rate is, of course, inflated like everywhere else, but I had no choice. The terms are transparent, everything is clear and understandable, with no fine print. I paid according to the schedule, and they didn't come up with any extra charges. Overall, if you urgently need money, it's a decent option. Just read the terms carefully so there are no surprises later. And most importantly—it's reliable, no deception.

Semerochka
2.5
22

I recently took out a loan at Semerochka, for me this was the first experience and I was very nervous. But everything went smoothly, the terms issued were transparent, without any pitfalls. The loan amount was not large, but it was just enough for me. The interest rate turned out to be acceptable, and the payments were not burdensome. I chose the loan term according to my capabilities so that it would not be hard to pay off. I liked the repayment terms, everything is very flexible, you can even extend the loan if suddenly you can't pay on time. Online application is also very convenient, no need to run anywhere, everything is done from home. The requirements for borrowers are quite adequate, the main thing is to have a regular income and be over 18 years old. The methods of receiving the loan are also different, you can get it to a card or in cash. In general, I was satisfied, next time I will apply here again. The reliability of the microfinance organization is important to me, and Semerochka loan convinced me of this. Haven't found any disadvantages yet.

VsegdaZaem
4
11

Hello! I'd like to write a review about this microfinance organization. I took out a loan of RUB 20,000 for a period of 30 days, and the interest rate pleasantly surprised me — it's very reasonable. I needed the money urgently, so it was important that I could submit the application online without running around. I'm glad the terms are transparent, everything is clear and straightforward without any catches. It's very convenient that there are flexible repayment terms, and you can even extend the loan if needed. There were no issues with the issuance terms, and the borrower requirements are standard. I received the loan directly to my card and didn't have to go to a branch. I'm thrilled with the customer service; everything was explained in detail, with no delays or problems. I have no doubts about the reliability of this organization. The only downside is that it's still a microloan, so you end up paying back more than you borrow. But otherwise, everything is great, thank you very much!

Beriberu
4
15

Oh, I decided to write a review. I took out a loan from Beriberu. Needed money for car repairs. The loan amount was 10,000 RUB. The loan term was 30 days. Everything is transparent and clear. Online application is very convenient, fast, no need to go anywhere. Submitted the application, the money arrived on the card immediately. The interest rate is a bit high, of course, but the repayment terms are flexible. You can even extend the loan term if needed. Customer service is top-notch, you can immediately see that the organization is reliable. The only thing that bothers me a bit is the borrower requirements, but I suppose that's standard everywhere for such organizations. Overall, I'm satisfied. The main thing is to plan the repayment schedule and everything will be fine.

Raketa-Dengi
3.5
14

Recently took a loan at Raketa-Dengi. The interest rate is fine, they gave the amount as requested, without problems. All conditions on the website are transparent, no hidden fees. The loan term is flexible, especially liked the possibility of loan extension. The service is also top-notch, the managers are polite, explained everything, helped to apply online. As a borrower, I especially liked that money could be received in various ways, I chose to the card. In general, the organization is reliable, everything is clear, I follow the repayment schedule. Microloans are of course a salvation for unexpected expenses, but the interest is still a bit high. Recommended, but only if you urgently need money.

Turbozaim
3.5
22

I took out a loan with this MFI, thinking it would be difficult, but everything turned out to be simple. I filled out the application online and chose a small amount for a month. The interest is certainly not small, but everything was fast and without unnecessary questions. The terms are transparent, and you can calculate everything in advance on the website. I received the money on my card, which is convenient—no need to go anywhere. The repayment schedule is clear, and the loan can be extended if needed. Customer service is top-notch, and managers are always in touch. So if you urgently need money, you can reach out.

PapaZaim
3.5
24

I used the services of "PapaZaim" – I urgently needed money for car repairs. The interest rate is high, of course, but the flexible repayment terms are a big plus! The requirements for borrowers are minimal, which saved me time. The disadvantage of microloans is that the amount is limited, but if you follow the repayment schedule, no problems arise. Overall, I was satisfied.

LIME
3.33
20

I've taken out loans from LIME multiple times. The first time, I took a small amount to see how it works. Everything is transparent with no hidden fees. All loan terms are visible right away, no surprises. The service is top-notch, everything is fast and smooth. I submitted my application online, which is very convenient. The money arrived on my card. The interest rate is high, of course, but this is a microloan. On the plus side, the repayment terms are flexible, and loan extension is available. Importantly, it's reliable—I'm not worried about my data. The repayment schedule is customized. One downside is that borrower requirements are strict, but I think that's the right approach.

RosDengi
3.2
19

I took out a loan in the summer to go on vacation with the kids. Everything was processed quickly, I didn't even expect it! True, the interest bites, of course, but at least without any hassle. They asked for minimum documents — a passport and SNILS. In general, if you urgently need money, it's quite an option. But of course, it's better to try to do without loans.

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