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Articles on loans
About the loan
Microfinance organization Raketa-Dengi operates as an affiliate of the well-known MFO MoneyMan. Here, borrowers can transparently receive up to 80,000 rubles for a term of up to 18 weeks. For new clients, the microfinance organization offers a profitable deal — the first loan at 0% per day.
Terms
Borrowers applying to the microfinance organization for the first time can get their first loan at 0%. To do this, they need to submit an application for an amount from 1,500 to 15,000 rubles for a term of 5 to 21 days.
Returning clients can access a short-term microloan ranging from 1,500 to 30,000 rubles for a term of 5 to 33 days, and a long-term loan ranging from 31,000 to 80,000 rubles for a term of 10 to 18 weeks. The maximum interest rate does not exceed the legal limit of 0.8% per day.
Borrowers who meet the following requirements can apply for a loan at the microfinance organization:
- are citizens of the Russian Federation;
- aged 18 to 75 years old;
- fully legally capable at the time of application.
To get a microloan, you will only need to provide a passport of a citizen of the Russian Federation. However, the microfinance organization may request documents confirming income and employment.
You can receive a microloan in the following ways:
- to a MIR, Visa, or MasterCard bank card.
You can repay the microloan in the following ways:
- using a MIR, Visa, or MasterCard bank card in your account;
- by bank account details transfer;
- from an Eleksnet electronic wallet;
- via MKB, Eleksnet terminals;
- at Svyaznoy communication stores.
How to apply
You can apply for a microloan only online — on the official website of the microfinance company. To do this, you need to:
- go to the microfinance organization's website;
- indicate the desired amount and term;
- indicate last name, first name, and patronymic, phone number, and email address;
- enter the confirmation code from the SMS message;
- provide date and place of birth, gender, passport details, registration address, and actual residential address;
- provide SNILS or INN details, employment information, and contact details of a third party;
- specify the desired amount and term.
Rates
via the CONTACT money transfer system
by bank account details transfer;
from a QIWI or Eleksnet electronic wallet;
via MKB, QIWI, and Eleksnet terminals;
via the CONTACT money transfer system;
at Svyaznoy communication stores
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