Reviews

Got the Platinum card from Russian Standard. Happy as an elephant! At first I was hesitant, but the employee convinced me. Honestly, I thought they would review the application for a long time, but the card was approved in just two days. The card validity is a whole 3 years, which is convenient. They gave a decent credit limit, enough for all needs. I make card-to-card transfers without problems. Balance and statements are clear, everything is laid out conveniently in online banking. Also happy with the cashback, I didn't think it would be so nice — they return part of the money for purchases. And customer service is top-notch, they always help and explain. Overall, I recommend it!

I've been using the Halva card for half a year. Very convenient when you need household purchases or gifts for relatives. Card limits are quite attractive, and the loyalty program lets you save money. Recommended!

I got the Lamoda card from Tinkoff, attracted by the cashback. I wanted to save a bit on purchases, but things aren't quite that simple here. They reviewed the application quickly, thanks for that. But the fees are confusing — sometimes for cash withdrawals, sometimes for transfers. Plus, money is deducted every month for card maintenance. Balance statements arrive and everything is visible, but these fees... They are more disappointing than pleasing. I'll have to think about whether it's worth continuing to use it. Not thrilled so far.

I wanted a credit card, after all, they advertise it so nicely. I took this "My Freedom" from UBRD. They promised a large limit, but gave only 50,000. And the cashback is nothing, just 1%, although they promised more. On the other hand, card maintenance is at the client's expense, I definitely didn't like that. And their online banking is not very convenient, errors pop up all the time, checking the balance is a problem. Well, their application review times are not great, they promised 1-2 days, and I waited a whole week. But they don't seem to check the credit history, at least that's something good. Customer service is also a C-grade, they explain everything indistinctly. I'm silent about the refund, I haven't needed it yet, but I'm afraid to even imagine. Card-to-card transfers, though, are without problems. Except they didn't allow raising the credit limit, they said I need to use it for half a year. In general, so-so card, I don't advise it.

Пользуюсь картой МТС Банка уже полгода. Очень удобный онлайн-банкинг, всегда все быстро и без задержек. Комиссии минимальные, кэшбэк радует. Сроки рассмотрения заявки были быстрыми, карта пришла через неделю. Обслуживание клиентов на высоте, всегда помогут и объяснят. В общем, карта просто супер!

I've been using the My Freedom credit card for half a year now. I applied quickly, without problems, even surprised that everything went so smoothly. They gave a decent card limit, enough for my needs. What I really liked is the interest rates - lower than many banks I've had to deal with. Card maintenance is also pleasing, everything is transparent and clear. It's very convenient that there is online banking, I check the balance and statements right from my phone. I make cashless payments constantly, there have been no problems. Cashback is also pleasing, although small, it's a nice bonus. The loyalty program is good, there are different offers for different clients. Customer service is on point, they always help and answer all questions. I also liked that you can set up autopayments, very convenient and no need to worry about payment deadlines. In general, the My Freedom card is convenience, transparent terms, and good service. I recommend it to anyone looking for a reliable credit card.

I used Alfa Travel Classic services to pay for my vacation. It's convenient that miles are accrued, which can then be spent on tickets. Plus, good cashback on travel.

I've been using the T-Bank card for a year. It's convenient that there is a possibility to get cashback, but the commission for cash withdrawals abroad is significant. Online banking is convenient, customer service is top-notch. The application review time was minimal, I got the card quickly. I recommend it!

Ordered the Halva installment card from Sovcombank to buy household appliances. They reviewed the application in a couple of days, delivered the card to my home. Very convenient that there are auto-payments, no need to worry about deadlines.

I used the Pyaterochka debit card from Pochta Bank for daily purchases. It is very convenient to get cashback at Pyaterochka. At first, there were concerns about commissions, but they turned out to be minimal.

I took out a loan at some bank here. It's none of my business to name it, but let me put it this way - their terms are fine. The interest rate is not sky-high, and the loan terms fit my capabilities. They gave me a decent limit, you can't complain. The application was reviewed quickly, and the borrower requirements are standard as everywhere else: job, income, passport and all that. What I liked was the transparency of the terms. Everything is clear and distinct, without any fluff. The repayment schedule was also made for me. In general, I recommend it. So far everything is fine, I hope it stays that way.

Great card for online shopping, convenient and secure!

Great card, convenient and reliable. Issued quickly, no problems during the entire period of use.

Great card, no hidden fees.

Great card, it's convenient that you can check the balance through the app, I use cashless payments everywhere. Autopayments are a handy feature, I never forget about utility bills anymore. I don't notice the card maintenance at all — everything is automated. Recommended!