Reviews
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One of my absolute favorite debit cards. I use it regularly and love it. The card terms are very favorable with good cashback. I am happy to recommend it for use.
For those who like losing cards (like me), a virtual card is the most convenient option. No PIN codes are needed, cash withdrawals are done via QR code. But only at Pochta Bank terminals and branches, though thankfully more and more of them are appearing around the city. I immediately disabled SMS notifications, as I view all purchase details through the app.
100% satisfied with the card. There is a very cool and profitable bonus program from Sberbank. No commission for cash withdrawals if withdrawn from Sberbank ATMs. So I gladly recommend it to everyone!
I have never used credit cards before. But after learning about the terms of using the Russian Standard Platinum credit card, I thought I'd try. Then, probably there was a promotion or maybe even now, they made a credit card for me for free. I needed a credit card for a purchase in installments without overpayment. Very convenient, I liked it.
I used to have a physical Pochta Bank card, so I was already familiar with the bank itself. I opened the virtual card to pay for online purchases, which is very relevant right now. I really liked the terms, especially the "Online Shopper Package". Of course, you don't use all the features constantly, but I happened to use the product return privilege — and it came in handy. I would also like to mention the user-friendly mobile app. Pochta Bank is doing a great job!
I am updating the card for the second time. As a card for credit funds, it is flawless. The rate is so minimal that it's even funny. They give almost from the first loan of 300,000 (based on the stability of your job, although they don't talk about this). Among the minuses is the commission for withdrawing money through a terminal (this is a credit card after all). There is a bonus system through cashback, but I wouldn't strongly recommend you rely on it (mostly cash back is up to 5-7%).
As they say, it's a simple card; many financial institutions, such as banks, issue such cards. I applied for it since I am a client of this bank. It was made for free, and a week later I received it by mail, which was convenient. I topped it up and am using it. By the way, I work online and easily top up this card via WebMoney, the money arrives instantly.
The card is valid for 3 years, which is very convenient. I didn't like that there is no overdraft, but it's convenient to use even without it, and it has many features. I also want to say that it was issued very quickly, in just 14 days. Cashback up to 30% per annum.
I love playing computer games, so I got the Pochta Bank gamer debit card specifically for this purpose. I am happy that I can now get discounts when purchasing various in-game items. The only thing I didn't like is that you can only withdraw cash fee-free at Pochta Bank and VTB ATM networks, but everything else suits me fine.
I recently received this card with a limit of 250 000 RUB. I have been cooperating with this bank since 2008, I have my individual entrepreneur account there, I received and successfully repaid consumer loans a couple of times, and now this card has been approved and I've already received it. Very convenient to use. For example, I pay for goods with it, then sell them and return the spent amount to the card. Very profitable for me.
I have already made four purchases with the Pochta Bank Online debit card, one more planned order, and the "Online Buyer" service will be activated. I hope that spoiled moods due to defects or unsuitable goods will now be minimized with the help of the card. Issuing and setting up the app is very convenient and does not take much time. All payments and card top-ups are made in the personal account, all transactions are reflected, everything is also clear.
Ordered this card for myself. Truly instant issuance, picked it up at a convenient branch. A good everyday card, there is cashback, normal limits, many connected loyalty programs, which is a plus.
I have been cooperating with this bank for a long time and applied for a credit card without fear or doubt. Thanks to it, I replaced the appliances in my apartment. Excellent cashback. I get 1% back on any purchase. The card can be recommended, the loan rate is low. Making purchases is pleasant and profitable.
A minimal package of documents is required for issuance. Confirmation came in half an hour. The requested credit limit was available immediately after receipt. Interest rates are low. No penalties were charged for early repayment. Everything is fine and quite reliable.
Gladly got this card. Given the international situation and sanctions against our country, some hotheads might be tempted to disconnect Russia from SWIFT. But you can't disconnect the Mir card, especially since it has started to be accepted even abroad, and foreign online stores accept payments from this card, not to mention our own))). Great card, you can withdraw money at any ATM. Personally, I am satisfied.
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