Reviews
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Оформление по «Кредит под залог недвижимости в Ак Барс банке» заняло меньше времени, чем ожидалось: заявку рассмотрели быстро, деньги пришли в тот же день. Из минусов — итоговую переплату сразу не видно, пришлось считать. Еще стоит заранее уточнить про досрочное погашение. Для срочной ситуации вариант рабочий, но без запаса по бюджету брать не советую.
Это не первый банковская карта, поэтому главное было — ставка и сроки. «Дебетовая Ак Барс Карта Premium Мир Supreme» оказался предсказуемым: без скрытых комиссий, заявка без лишней беготни. Максимальный лимит дали меньше, чем показывал калькулятор. Если считать бюджет заранее, вариант нормальный.
«Кредит на подсобное хозяйство в Ак Барс банке» оформил через приложение, заняло минут десять. Проверку прошел без лишних документов, деньги увидел в тот же день. Из минусов — не все условия видны до подачи заявки. Для срочной задачи кредит подойдет, для долгой лучше сравнить.
Из нескольких похожих вариантов больше всего по платежу и сроку подошел «Кредитная карта 180 дней без % от Совкомбанка». Условия понятные, все есть в договоре. Не понравилось, что итоговая сумма выше, чем выглядит в рекламе. Поддержка отвечает нормально, но по дополнительным услугам лучше переспрашивать.
Пользуюсь «Кредит на образование в Почта банке» пару месяцев, замечаний нет. Заявку приняли онлайн, решение пришло быстро, карту получил удобным способом. Из нюансов — техподдержка отвечает не сразу. Как кредит на повседневные задачи подходит.
Перед оформлением было много сравнений, в итоге больше всего устроил «Кредитная карта 180 дней без % ПЛЮС от Совкомбанка». Понравилось, что условия не меняются задним числом и все прописано в договоре. Насторожило изменение ставки при просрочке — этот пункт стоит читать внимательно. В остальном ожидания совпали.
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I received a disability pension of 15 thousand on the VTB Life Card, a VTB card for pensioners, for about 1 year until 11.2024. Suddenly, without warning, calls, or SMS, they blocked it twice - you cannot transfer money, the online bank says "account is blocked," everything is unavailable, you call the 1000 hotline and operators are busy, then go to the office to unblock. Unblocking via the 1000 phone line, biometrics, code word, or ATM (as is done in other banks, for example, in one major bank a bot unblocked me over the phone) is impossible, you only have to go to the office, where they unblocked my card in 30 minutes. They don't call or send SMS about suspicion. You only find out about the block after the fact, and this is despite the fact that I only kept pension money up to 70 thousand and occasionally transferred via the Faster Payments System, and I am 33 years old, meaning there were no grounds for blocking, no millions or suspicious transactions. They promised 7% on the balance - they didn't accrue any 7% on the account balance, which was the reason I got the VTB Pension Card in the first place. Boorish attitude of the bank towards clients, staff in the office arrive late as they please, slow, few offices. I transferred my money and pension payouts to another bank. Never stepping foot in this one with such an attitude.
I recently took out a cash loan here with Renaissance Bank. I needed money urgently, and the terms turned out to be quite favorable. The interest rate is certainly not the lowest, but the loan terms are quite acceptable. The whole process didn't take as long as I feared. Overall, I don't regret applying here. I think if I need to, I'll turn to Renaissance Bank again next time.
I applied for the 1-year interest-free card at Alfa-Bank. Bank employee Ekaterina said that I could withdraw cash and there would be no interest for a whole year. In fact, interest was charged on the credit card at 69.99%. And yesterday, the same employee told me, "No..., I didn't tell you that!" ))))) I do not recommend this bank! Con artists and thieves!
I used the Card of Opportunities from VTB to buy home appliances on credit. The terms were very favorable, with a lower interest rate than competitors. The issuance was fast and hassle-free. It's convenient to track expenses and loan payments through the app. I recommend it!
Got Halva, so far satisfied. Everything is simple, it even helps with installment payments for taxes. The online bank is convenient, everything is always visible: balance, statements. Money refunds without problems. I recommend it!
Got myself an MTS CASHBACK Digital card. Thought it would be difficult, but everything is simple and fast. Delighted with the customer service - always in touch, helping to resolve issues. Plus, a nice bonus - interest on the account balance and a good loyalty program. Recommended!
I have been using Metallinvestbank for about a year. During this time, there haven't been any critical problems with the bank. The app has changed for the better over the year; you can see they are working on it.
I have been using the Pochta Bank card for six months already. It is convenient that you can immediately transfer money from card to card, and the commissions are minimal. Online banking works without failures, and all payments go through quickly. I am especially pleased with the cashback and loyalty programs!
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