Best debit cards with cashback in supermarkets in 2024

4 debit cards with the best supermarket cashback in 2024

MTS Bank "Magnit MIR Virtual Card"

Cashback is accrued as follows:

Card issuance is free. The maintenance fee is 99 RUB per month or 0 RUB per month with a purchase amount of 3,000 RUB or more.

Alfa-Bank "Cashback Card for Pyaterochka and Perekrestok"

In the case of the Pyaterochka card from Pochta Bank, cashback is accrued as follows:

• 7% cashback at Pyaterochka and Perekrestok;
• 1% cashback on everything except grocery stores.

Card issuance and maintenance are free in any case.

Pochta Bank "Magnit"

Conditions for cashback accrual on the Magnit card from Pochta Bank:

In the first 90 days

• 10% cashback in bonuses (with a turnover of 5,000 RUB or more in the current month) at Magnit stores;
• 1% cashback in bonuses (with a turnover of up to 5,000 RUB in the current month) at Magnit stores;
• 0.1% cashback in bonuses (with a turnover of 5,000 RUB or more in the current month) in other stores.

After 90 days

• 2% cashback in bonuses (with a turnover of 5,000 RUB or more in the current month) at Magnit stores;
• 0.5% cashback in bonuses (with a turnover of up to 5,000 RUB in the current month) at Magnit stores;
• 0.5% cashback in bonuses (with a turnover of 5,000 RUB or more in the current month) in other stores.

Card issuance is free, maintenance is 99 RUB per month or free when paying for goods and services in the amount of 5,000 RUB or more.

VTB VTB-Magnit

The VTB Bank bonus program for the VTB-Magnit card is practically no different from the products we have already reviewed. The cashback accrual principle here is as follows:

• 1% of the spent amount is credited by the bank for everyday purchases in any stores;
• 1.5% for purchases in the Magnit store chain with monthly spending from 5,000 RUB;
• 3% for purchases in the Magnit store chain with monthly spending from 5,000 to 10,000 RUB;
• 5% for purchases in the Magnit store chain with monthly spending from 10,000 RUB.

In the first month of maintenance, cashback will be 5% for everyday purchases and 6% for purchases in the Magnit store chain.

Card issuance costs a one-time fee of 300 RUB. Its maintenance is free without additional conditions.

To sum up. Co-branded cards are a profitable option for those who prefer to shop daily at specific stores. Cards issued by banks in partnership with grocery store chains allow you to get good cashback for purchases of groceries and essential goods.